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3403 Niagara Road

ANNAPOLIS, MD 21403

Name: Open House: 11am-1pm
Start: 2025-06-15T11:00:00
End: 2025-06-15T13:00:00
Location: 3403 Niagara Road

4 beds
4 baths
3,520 sqft
9,750 sqft lot
$482 per sqft
2002 build

Come home to sunshine and serenity at 3403 Niagara Road, a light-filled coastal contemporary nestled on the shores of Arundel on the Bay. With 4 spacious bedrooms, 3.5 bathrooms, and an airy, light-filled layout, this home invites you to slow down and soak it all in. The moment you arrive, you will fall in love with the welcoming front porch, that invites slow sips and great conversations. Once inside, natural light floods the open layout, highlighting gleaming hardwood floors and a sense of airy comfort throughout. The oversized primary suite is a peaceful retreat, complete with its own balcony overlooking Fishing Creek—where the only interruption is the occasional heron gliding by. Out back, your fully fenced yard offers space to unwind, play, or entertain. And here’s the best part: you’ll share a privately owned pier with just two neighbors. With six boat slips, it’s easy to dock your boat—and even easier to make fast friends. This home is powered by the sun, thanks to fully paid-for solar panels and an average electric bill under $20/month. You’ll enjoy all the benefits of waterfront living without the hefty tax or electric bill that usually comes with it. Arundel on the Bay is a vibrant community offering beach access, walking trails and quiet streets made for evening strolls. Whether you're launching a kayak just outside your front steps or joining neighbors for a sunset toast, you'll feel the relaxed rhythm of Annapolis living every day. And when you're ready for a night out? Downtown Annapolis is just a short drive away, with its restaurants, shops, galleries, and historic charm. Come for the views. Stay for the lifestyle. 3403 Niagara Road—your place by the Bay.

Listing courtesy of BRIGHT / Coldwell Banker Realty

Last checked: Checking… • Last updated Jun 13, 2025 •

MLS# MDAA2116290 —

Upcoming Open Houses

Sunday, 6/15
11am-1pm

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The Building

Year Built:

2002
Year Built Source:

Assessor
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Mixed
Structure Type:

Detached
Architectural Style:

Coastal, Contemporary
Levels:

3
Accessibility Features:

2+ Access Exits
Foundation Details:

Slab
Basement:

Yes
Basement Type:

Connecting Stairway, Daylight, Partial, Garage Access
Total SqFt Source:

Assessor
Total Below Grade SqFt:

1568
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

3520
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

1568
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

3520

Interior

Fireplace:

Yes
Fireplaces:

1
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

5088
Living Area SqFt:

3,520 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Immediate

Location

Directions:

Take Arundel on the Bay Road through Oyster Harbor. After entering the Arundel on the Bay Community Take First Right on Walnut, Take First Right on Saratoga. Take left at end of the street and follow it all the way down to the water. Welcome Home!
Latitude:

38.92269000
Longitude:

-76.46903000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.22
Lot Size Source:

Assessor
Lot SqFt:

9,750 Sqft
Inclusions:

Pool Table
Zoning:

R2
In City Limits:

No
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

Yes
Waterfront Features:

Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Shared
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Public Access, Public Beach, Swimming Allowed
Distance To Water:

Feet
Water Body Name:

FISHING CREEK
Water Body Type:

Creek/Stream
Navigable Water:

Yes
Water Frontage In Feet:

90
Land Use Code:

R
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

020200290058749
Tax Year:

2024
Tax Lot:

FR
Tax Annual Amount:

$10,482
Tax Assessed Value:

$1,016,733
Year Assessed:

2025
County Tax:

10102.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

4
Full Baths:

3
Half Baths:

1
Main Level Baths:

2.00
Main Level Full Baths:

1
Main Level Half Baths:

1
Upper Level Full Baths:

2
Upper Level Total Baths:

2
Upper Level Total Baths:

2.00
Upper Level Full Baths:

2

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric, Solar Photovoltaic
Heating:

Yes
Heating Type:

Forced Air
Heating Fuel:

Electric, Solar

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Solar
Water Source:

Private

Schools

Elementary School:

Hillsmere
Middle School:

Annapolis
High School:

ANNAPOLIS
School District Name:

Anne Arundel County Public Schools
School District Source:

3rd Party

The Community

Subdivision Name:

Arundel On The Bay
Senior Community:

No
Pool:

No Pool
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

7
Garage:

Yes
Garage Features:

Additional Storage Area, Garage - Front Entry, Oversized
Garage Spaces:

2.00
Type of Parking:

Attached Garage, Driveway, Off Street
# of Attached Garage Spaces:

2
Driveway - # of Spaces:

4
Off Street - # of Spaces:

1

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,700,000

Expense	Monthly cost
Mortgage	$9,102
Taxes	$873
Insurance	$467
Utilities	$226 See report
Total	$10,668/mo.^*
	^*This is an estimate

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Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/11/25 Jun 11, 2025	Listed / Active	BRIGHT	$1,700,000

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This house located in Annapolis Neck 21403 is currently for sale for $1,700,000. 3403 Niagara Road is a 3,520 square foot house with 4 beds and 4 baths. This house is in the attendance area of Annapolis High School, Hillsmere Elementary School, and Annapolis Middle School.

Listing Courtesy of: BRIGHT and Coldwell Banker Realty.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

3403 Niagara Road

ANNAPOLIS, MD 21403