- 3 beds
- 2 baths
- 1,692 sqft
- 10,890 sqft lot
- $206 per sqft
- 1941 build
- – on site
Charming Cove Cottage! Welcome to this absolutely adorable almost 1700 sq ft 3-bedroom, 2-bath home in the heart of The Cove—one of Panama City's most beloved and historic neighborhoods, known for its winding streets, majestic oak trees, and timeless character. This delightful property blends classic charm with modern updates, including paid-off solar panels, (all electric home, except for the gas stove!) durable insulated vinyl siding, and a large functional kitchen complete with quality appliances. Step inside to discover a quirky yet functional layout filled with personality, custom built-ins, and an abundance of storage space—including tons of closets. A professional renovation added a spacious and serene primary suite, creating a smart split-bedroom floor plan ideal for privacy. Enjoy a peaceful Cove life in this lovely home with sprawling fenced in back yard with storage building and alley access! Whether you're drawn to The Cove for its sense of community or historic charm, this home is truly a standout. If you love The Cove, this is the one you've been waiting for! (all sizes approximate and taken from public records, buyer to verify any details buyer deems important)
Last checked:
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Last updated Jul 10, 2025
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MLS# 980631 —
The Building
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Year Built:1941
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Construction Materials:Foundation Off Grade, Frame, Siding Vinyl, Trim Vinyl
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Building Area Total:1692.0
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Building Area Source:County PA Records
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Architectural Style:Florida Cottage
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Stories:1
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Levels:None
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Exterior Features:Fenced Back Yard, Yard Building
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Window Features:Window Treatmnt Some, Double Pane Windows
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Porch Open
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Foundation Details:Foundation On Piling
Interior
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Furnished:Furnished - None
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Interior Features:Ceiling Crwn Molding, Fireplace, Pantry, Split Bedroom
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Rooms Total:7
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Hardwood, Floor Vinyl
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:From Hwy 77 and 23rd St - where the old Mall was. Travel South on Hwy 77 past Bay Medical Center. Turn Left onto 4th Street - 1st right onto North MacArthur. Property down on the right - sigh in yard.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Renovated, Construction Complete
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Property Attached:None
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Lot Features:Interior, Level, Sidewalk
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Lot Size Acres:0.25
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Lot Size Area:0.25
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Lot Size Dimensions:77x140
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Lot Size SqFt:10890.0
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Lot Size Units:Acres
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Zoning:City, Resid Single Family
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Possible Use:None
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Parcel Number:20776-000-000
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Topography:None
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Fencing:Fenced Chain Link
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:SUDDUTHS 1ST ADD. LOT 41 & N1/2 LOT 40 BLK 38 ORB 1938 P 462 ORB 2633 P 862 MAP 105C2 ORB 2862 P 1294
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Double, Refrigerator, Stove/Oven Gas, Washer, Water Heater - Elect
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Cherry Street
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Elementary School District:None
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Middle Or Junior School:Jinks
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Middle Or Junior School District:None
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High School:Bay
The Community
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Subdivision Name:SUDDUTHS 1ST ADDN
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$349,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,873
|
Taxes | N/A |
Insurance | $96 |
Utilities | $196 See report |
Total | $2,165/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/10/25
Jul 10, 2025
|
Listed / Active | ECARMLS | $349,900 |