- 5 beds
- 2 baths
- 1,596 sqft
- 7,627 sqft lot
- $469 per sqft
- 1953 build
3312 Clay St, Silver Spring, MD 20902 is a beautifully remodeled ranch/rambler offering both a comfortable home and a ready-made investment opportunity. This 5-bedroom, 2-bathroom property currently thrives as an Airbnb rental, generating enough income to cover the monthly mortgage payment—a significant advantage for savvy buyers. The home will be sold fully furnished, allowing you to seamlessly continue its income-producing setup (all furnishings are included except for highchairs in the kitchen and book collections). The thoughtfully designed layout features two bedrooms on the main level, complete with a full kitchen and bathroom. The basement offers three additional bedrooms, a second full kitchen (remodeled in 2024), and another full bathroom, making it ideal for guests, rental income, or multi-generational living. Additional highlights include a spacious living and dining room combination for entertaining, freshly painted interiors with hardwood floors, and durable vinyl windows. The main kitchen is appointed with stainless steel appliances and granite countertops, and a private backyard provides the perfect setting for gardening and relaxation. Located in a prime area near downtown Silver Spring and Wheaton, the property offers easy access to shopping, dining, and transit. Additionally, attractive financing is available with an assumable mortgage featuring a competitive interest rate from the current financier. For buyers seeking a turnkey investment or a home with exceptional financial advantages, this property is an absolute must-see!
Last checked:
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Last updated Jun 6, 2025
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MLS# MDMC2182410 —
The Building
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Year Built:1953
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Year Built Source:Assessor
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Roof:Architectural Shingle
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New Construction:No
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Construction Materials:Frame, Brick, Masonry
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Structure Type:Detached
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Architectural Style:Ranch/Rambler
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Levels:2
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Main Entrance:South
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Accessibility Features:Level Entry - Main
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Foundation Details:Other
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Basement:Yes
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Basement Type:Connecting Stairway, Improved, Sump Pump, Fully Finished, Daylight, Partial, Side Entrance, Windows, Walkout Stairs
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Total SqFt Source:Assessor
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Total Below Grade SqFt:912
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:912
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:684
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Below Grade Unfinished SqFt:228
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1596
Interior
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Interior Features:2nd Kitchen, Dining Area, Entry Level Bedroom, Pantry, Bathroom - Tub Shower, Wood Floors
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Fireplace:No
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1824
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Living Area SqFt:1,596 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Immediate
Location
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Directions:3312 Clay St, Silver Spring, MD 20902
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Latitude:39.05718000
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Longitude:-77.06720000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.18
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Lot Size Source:Assessor
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Lot SqFt:7,627 Sqft
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Zoning:R60
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In City Limits:No
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (240) 516-4915
- Office phone:
- (888) 860-7369
Taxes
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Tax ID Number:161301225353
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Tax Year:2024
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Tax Lot:4
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Tax Annual Amount:$5,521
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Tax Assessed Value:$465,600
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Year Assessed:2025
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County Tax:4790.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:5
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Bedrooms Main Level:2
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Lower Level Bedrooms:3
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Lower Level Bedrooms:3
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:1.00
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Main Level Full Baths:1
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Lower Level Full Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Central
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Heating Fuel:Natural Gas
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Natural Gas
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Water Source:Public
Appliances
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Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Cooktop, Oven - Single, Refrigerator, Stove, Washer
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Laundry Type:Basement
Schools
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Elementary School:East Silver Spring
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School District Name:Montgomery County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Connecticut Avenue Estates
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Senior Community:No
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Pool:No Pool
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Spa:No
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HOA:No
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Condo/Coop Association:No
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Transportation:Bus Stop less than 1 mile, Airport less than 10 miles
Parking
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Total Garage and Parking Spaces:3
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Garage:Yes
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Garage Features:Garage - Front Entry
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Garage Spaces:1.00
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Type of Parking:Detached Garage, Driveway, On Street
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Parking Features:Concrete Driveway
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# of Detached Garage Spaces:1
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Driveway - # of Spaces:2
Extra Units
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Vacation Rental:Yes
Monthly cost estimate

Asking price
$750,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,016
|
Taxes | $460 |
Insurance | $206 |
Utilities | $200 See report |
Total | $4,882/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/22/25
May 22, 2025
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Listed / Active | BRIGHT | $750,000 |

48% of nearby similar homes sold for over asking price
Similar homes that sold in bidding wars went $26k above asking price on average, but some went as high as $96k over asking price.