- 4 beds
- 2 baths
- 1,948 sqft
- 10,890 sqft lot
- $274 per sqft
- 2022 build
- – on site
It's rare to find a newer construction home in the coveted Cove neighborhood of Panama City, Florida and this stunning home was built in 2022 and offers a single-level residence that embodies classic, coastal design and offers an exceptional lifestyle just two blocks from the Bay. Enjoy leisurely walks by the water and breathtaking sunsets every day in the Cove, a golf cart-friendly community with NO HOA where neighbors gather and community thrives! This impeccably maintained home spans 1,948 square feet and features a timeless design with 4 bedrooms, 2 baths and a 2-car garage. The property sits on a .25-acre homesite, complete with a privacy-fenced backyard and alley access with a gate. This home has plenty of room for a POOL so you can create your dream backyard oasis to enjoy year round! With no HOA restrictions, it is ideal for boat and trailer owners! The lush landscaping enhances the curb appeal of this remarkable residence clad in Hardie board and stone. You'll love that the major systems of the home are 2022 to ensure lower interest rates and peace of mind with little to no maintenance. Step inside to discover a true foyer area as you walk into an open concept layout flooded with natural light. The home offers 10' ceilings in the great room with an 11' tray ceiling in the living area. The remainder of the house has high 9' ceilings throughout giving it an incredible open feel. With French doors leading to the patio, you'll love the indoor outdoor experience this home provides. A covered porch overlooks the backyard, ideal for grilling, watching the kids play, and hosting family gatherings. The home has incredible upgrades, including custom built-ins in the living area, Visual Comfort designer lighting, custom window coverings throughout and Quartz countertops. The oversized kitchen island offers seating for five, making it a perfect gathering spot. With stainless appliances and a full size pantry, this kitchen is great for entertaining. The dining room is bright with natural light and overlooks the backyard. The split floor plan ensures privacy, with a large primary suite featuring a 10' tray ceiling, dual bath vanities, a soaking tub, tiled shower with glass enclosure, separate water closet and a large walk-in closet designed for two. Two guest bedrooms are located on the right side of the house, with a guest bath accessible via the hallway. The fourth bedroom, situated just off the living area, offers versatile use as a bedroom, home office or playroom, with ample storage provided by two closets. Experience the perfect blend of coastal charm and modern convenience of a newer home in the Cove that was built in 2022. Every detail has been thoughtfully considered to create a welcoming and comfortable feel with this exceptional home in a highly desirable neighborhood! With hundred year oak tree-lined streets, new sidewalks throughout and charming community parks and playgrounds, there's a reason people love to call the Cove home. The Cove is conveniently located adjacent to Downtown Panama City where you'll enjoy restaurants, shopping, weekend farmers markets, community festivals and more! This booming area is fast-growing and the proximity to the Cove is remarkable for that fun lifestyle that is desired by so many.
Last checked:
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Checking…
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Last updated Jun 15, 2025
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MLS# 978681 —
The Building
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Year Built:2022
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Construction Materials:Siding CmntFbrHrdBrd
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Building Area Total:1948.0
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Building Area Source:Building Plan
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Architectural Style:Craftsman Style
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Stories:1
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Levels:None
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Exterior Features:Fenced Back Yard, Sprinkler System
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Patio Covered
Interior
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Furnished:Furnished - None
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Interior Features:Built-In Bookcases, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup
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Rooms Total:7
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Laminate, Floor Tile, Floor WW Carpet
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:Heading South on N Cove Blvd, turn left at Cherry Street. Turn right onto S Palo Alto Avenue. Home is on the left.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Within 1/2 Mile to Water
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Lot Size Acres:0.25
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Lot Size Area:0.25
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Lot Size Dimensions:140x75
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Lot Size SqFt:10890.0
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:21442-000-000
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Topography:None
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Fencing:Fenced Privacy
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:6265.56
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Tax Legal Description:SUDDUTHS 10TH ADD LOT 18 BLK 56 ORB 4621 P 1401
Beds
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Bedrooms Total:4
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://app.cloudpano.com/tours/0NgeO3Ngj?mls=1
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Cherry Street
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Elementary School District:None
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Middle Or Junior School:Jinks
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Middle Or Junior School District:None
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High School:Bay
The Community
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Subdivision Name:SUDDUTHS 10TH ADDN
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Garage
Monthly cost estimate

Asking price
$535,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,864
|
Taxes | $522 |
Insurance | $147 |
Utilities | $169 See report |
Total | $3,702/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/12/25
Jun 12, 2025
|
Listed / Active | ECARMLS | $535,000 |