- 3 beds
- 3 baths
- 2,294 sqft
- 7,840 sqft lot
- $588 per sqft
- 2018 build
- – on site
The Surf, an enclave of 8 homes with Private Beach Access and the sounds of the ocean. Located close to Historic Downtown Fernandina, shops and restaurants, this home is IMMACULATE AND VERY WELL APPOINTED. The Key West Style home is complete with Front Porch and is one of the most affordable homes on the island with a full 3 Car Garage. There is a large open Living Area, w/Custom Lighting, Woodlike Tile Floors, Dining Area and Open Kitchen w/Food Prep Island, Bosch Appliances, Gas Cook Top, Microwave Drawer, Pot Filler, Amazing Pantry, Powder Room and Comfortable Laundry Space and Stop N Drop, The Primary Suite is Spacious w/Luxurious Ensuite Bath, Raised Double Vanity, Stand Alone Tub, Separate Shower and California Closet, There are 2 more Spacious Bedrooms on Second Level w/Jack N Jill Bath. The Three Car Garage is complete with 13' Ceilings, Epoxied Flooring, Built In Storage, Walkable Attic Space, Whole Home Generator, Lightning Protection Sys, and Surge Protecton. Plantation Shutters Throughout, Outdoor Shower, Room for small pool, Water Softener, Home Repainted with SW Durations Paint 2023, Upgraded Craftsman Style Trimwork, Wired for Surround Sound throughout, Orign Speakers - Negotiable, Transferable Termite Bond, Secondary Bedrooms have Walk-in Closets
Last checked:
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Last updated Jun 13, 2025
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MLS# 2092869 —
The Building
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Year Built:2018
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New Construction:false
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Construction Materials:Composition Siding
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Development Status:None
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Architectural Style:Contemporary
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Entry Level:1
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Direction Faces:West
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Roof:Shingle
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Roof Shingle:true
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Stories:2
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Levels:Two
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Basement:None
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Foundation Details:None
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Exterior Features:Outdoor Shower
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Building Features:None
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Patio And Porch Features:Patio
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Security Features:Carbon Monoxide Detector(s), Smoke Detector(s)
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Building Name:None
Interior
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Furnished:Negotiable
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Interior Features:Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
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Flooring:Carpet, Tile
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Fireplace:No
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Laundry Features:Electric Dryer Hookup, Gas Dryer Hookup, In Unit
Room Dimensions
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Living Area:2294.0
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Living Area Units:None
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Living Area Source:Public Records
Financial & Terms
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Possession:Negotiable
Location
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Directions:From Sadler, head south on 1st Ave., Home is on the left. Driveway in rear.
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Cross Street:None
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Latitude:30.620295
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Longitude:-81.441791
The Property
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Parcel Number:000031174200080000
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:false
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Zoning:None
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Zoning Description:Residential
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Lot Features:Sprinklers In Front, Sprinklers In Rear, Wooded
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Lot Size Acres:0.18
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Lot Size SqFt:7840.8
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Lot Size Area:0.18
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Lot Size Units:Acres
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Current Use:Residential, Single Family
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Possible Use:None
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Topography:None
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Additional Parcels:No
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Additional Parcels Description:None
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Road Frontage Type:City Street, Private Road
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Road Surface Type:Asphalt, Paved
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Land Lease:No
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Legal Description:LOT 8 IN OR 2222/963 SURF UNIT TWO-REPLAT PBK 8/26
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Tax Annual Amount:9754.13
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.5
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Total Baths:3
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Full Baths:2
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Three Quarter Baths:None
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Half Baths:1
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Partial Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://mls.ricoh360.com/af9832ac-2228-4f0c-bbdf-07cfe6d66fbf
Heating & Cooling
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Heating:Central, Electric, Heat Pump
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Heating:true
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Cooling:true
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Cooling:Central Air, Electric
Utilities
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Utilities:Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
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Electric:Underground, Whole House Generator
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Sewer:Public Sewer
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Water Source:Public
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
Schools
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Elementary School:Emma Love Hardee
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Elementary School District:None
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Middle Or Junior School:Fernandina Beach
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Middle Or Junior School District:None
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High School:Fernandina Beach
The Community
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Subdivision Name:The Surf
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Senior Community:false
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Pool Private:No
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Waterfront:false
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Water Body Name:None
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Pets Allowed:None
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Association:true
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Association Amenities:Beach Access
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Association Fee:1469.0
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Association Fee Frequency:Annually
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Association Name:The Surf HOA/Floridian Property Mgt.
Parking
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Garage:true
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Garage Spaces:3.0
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Attached Garage:true
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Carport:false
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Parking Total:None
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Parking Features:Attached, Garage, Garage Door Opener, Off Street
Monthly cost estimate

Asking price
$1,349,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$7,228
|
Taxes | $812 |
Insurance | $371 |
Utilities | $157 See report |
Total | $8,568/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/12/25
Jun 12, 2025
|
Listed / Active | NEFMLS | $1,349,900 | |
9/7/18
Sep 7, 2018
|
Sold | NEFMLS |