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322 Terra Ceia Drive

Palmetto, FL 34221

2 beds
2 baths
1,248 sqft
3,376 sqft lot
$344 per sqft
2005 build
– on site

OH, THE VIEW! This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFT—just steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater’s paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each evening—SUNSET VIEWS don’t get better than this. TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all. Come claim your slice of paradise on Florida’s Gulf Coast—schedule your showing today! Can’t wait? Click LINK to enjoy a VIRTUAL TOUR.

Listing courtesy of STELLAR_MLS / KELLER WILLIAMS ON THE WATER

Last checked: Checking… • Last updated Jun 26, 2025 •

MLS# A4657104 —

The Building

Year Built:

2005
New Construction:

false
Body Type:

Double Wide
Construction Materials:

Vinyl Siding
Levels:

One
Stories Total:

1
Roof:

Membrane
Foundation Details:

Crawlspace
Window Features:

Blinds
Patio And Porch Features:

Rear Porch
Building Area Total:

1788
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Flooring:

Carpet
Fireplace:

false

Room Dimensions

Living Area:

1248
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

N. over Green Bridge to Palmetto. Left at 10th St. W. Right at 28th Ave W. Left at Tampico Drive. Left at terra Ceia Drive. Home is on right.
Latitude:

27.527613
Longitude:

-82.599593
Coordinates:

-82.599593, 27.527613

The Property

Parcel Number:

2925521159
Property Type:

Residential
Property Subtype:

Manufactured Home
Lot Features:

FloodZone
Lot Size Acres:

0.08
Lot Size Area:

3376
Lot Size SqFt:

3376
Lot Size Units:

Square Feet
Total Acres:

0 to less than 1/4
Zoning:

MHP1
Direction Faces:

East
View:

Water
View:

true
Exterior Features:

Hurricane Shutters
Water Source:

Public
Road Responsibility:

Private Maintained Road
Road Surface Type:

Asphalt
Flood Zone Code:

AE
Additional Parcels:

false
Homestead:

false
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

322
Tax Legal Description:

UNIT 322 TROPIC ISLES CO-OP INC PI#29255.2115/9
Tax Book Number:

1784-7782
Tax Annual Amount:

$6,545

Beds

Bedrooms Total:

2

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2

The Listing

Virtual Tour URL Unbranded:

https://www.youtube.com/embed/dBXE9rtnqEw
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electricity Connected
Sewer:

Public Sewer

Appliances

Appliances:

Built-In Oven
Laundry Features:

Inside

The Community

Subdivision Name:

TROPIC ISLES CO-OP
Senior Community:

true
Community Features:

Bay/Harbor Front
Waterview:

Bay/Harbor - Full
Waterview:

true
Water Access:

Bay/Harbor
Water Access:

true
Water Extras:

Assigned Boat Slip
Water Body Name:

TERRA CEIA BAY
Waterfront:

true
Waterfront Features:

Bay/Harbor Front
Pool Private:

false
Pets Allowed:

Cats OK
Pet Restrictions:

MAX 2 PETS UP TO 30 LBS EACH. REGISTRATION FORM TO BE COMPLETED ALONG WITH APPLICATION FOR RESIDENCY. SEE RULES AND REGULATIONS
# of Pets:

2
Max Pet Weight:

30
Association Amenities:

Clubhouse
Association:

true
Association Fee:

347
Association Fee Frequency:

Monthly
Association Fee Includes:

Community Pool
Association Fee Requirement:

Required
Monthly HOA Amount:

347
Ownership:

Co-op
Association Approval Required:

true
Waterfront Feet Total:

50

Parking

Garage:

false
Carport:

true
Carport Spaces:

2
Covered Spaces:

2

Extra Units

Other Structures:

Shed(s)

Monthly cost estimate

Asking price

$430,000

Expense	Monthly cost
Mortgage	$2,302
Taxes	$545
Insurance	$118
HOA fees	$347
Utilities	$118 See report
Total	$3,430/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

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Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/25/25 Jun 25, 2025	Listed / Active	STELLAR_MLS	$430,000

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This house located in Palmetto, FL 34221 is currently for sale for $430,000. 322 Terra Ceia Drive is a 1,248 square foot house with 2 beds and 2 baths that has been on Estately for 1 days. This house is in the attendance area of Palmetto Elementary School, Lincoln Memorial Middle School, and Palmetto High School.

Listing Courtesy of: STELLAR_MLS and KELLER WILLIAMS ON THE WATER.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.