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321 St Andrews Drive

Niceville, FL 32578

4 beds
2 baths
1,857 sqft
$255 per sqft
1973 build
– on site

Welcome to 321 St. Andrews Drive — a rare four-bedroom, two-bathroom home with an assumable VA loan at an incredibly low 2.5% interest rate (buyer must qualify), offering the perfect blend of modern updates, smart-home features, and a resort-style backyard oasis! This beautifully updated home features a desirable open-concept layout with wood-look tile flooring throughout and a brand-new roof installed in 2024. The gourmet kitchen is designed for both everyday living and entertaining, complete with a gas stove, quartz countertops, soft-close cabinetry, and a custom bar with a built-in desk — perfect for a coffee station, homework area, or working from home. All four bedrooms are generously sized, offering plenty of space for family, guests, or a home office. The home also features a large laundry room with built-in mudroom storage, adding everyday convenience and extra organization. Step outside to your private backyard retreat featuring a sparkling pool, and a generously sized screened in porch. The fully fenced backyard offers privacy and plenty of room to entertain, while a large shed with electricity provides additional storage or workshop space. A circular driveway offers ample parking for family and guests. Located in the heart of Niceville, close to top-rated schools, parks, shopping, and Eglin AFB, this home offers comfort, style, and unbeatable value. All information is believed to be accurate but should be verified.

Listing courtesy of ECARMLS / Compass

Last checked: Checking… • Last updated May 6, 2025 •

MLS# 975256 —

The Building

Year Built:

1973
Construction Materials:

Siding Brick Some, Stucco
Building Area Total:

1857.0
Building Area Source:

County PA Records
Architectural Style:

Ranch
Stories:

1
Levels:

None
Exterior Features:

Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Pool - House
Window Features:

Window Treatment All
Accessibility Features:

None
Direction Faces:

None
Patio And Porch Features:

Porch Screened

Interior

Interior Features:

Breakfast Bar, Kitchen Island, Lighting Track, Woodwork Painted
Rooms Total:

9
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Tile

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, VA

Location

Directions:

HWY 20 EAST TO SOUTH ON PALM BLVD. GO TO THE END AT BAYSHORE DR, TURN LEFT. TURN LEFT AT ST. ANDREWS, HOME IS ON THE LEFT

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Renovated, Construction Complete
Property Attached:

None
Lot Features:

Interior, Within 1/2 Mile to Water
Lot Size Dimensions:

77x123
Lot Size Units:

Acres
Zoning:

Resid Single Family
Possible Use:

None
Parcel Number:

17-1S-22-4000-0003-0100
Topography:

None
Fencing:

Fenced Lot-All, Fenced Privacy
Waterfront:

No
Water Body Name:

None
Road Frontage Type:

City Street
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Legal Description:

PALM EST UNIT #1 LOT 10 BLK 3

Beds

Bedrooms Total:

4

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Public Water, TV Cable
Electric:

None
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Disposal:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Plew
Elementary School District:

None
Middle Or Junior School:

Lewis
Middle Or Junior School District:

None
High School:

Niceville

The Community

Subdivision Name:

PALM ESTATES UNIT 1
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Pool Features:

Pool - In-Ground, Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$475,000

Expense	Monthly cost
Mortgage	$2,543
Taxes	N/A
Insurance	$130
Utilities	$198 See report
Total	$2,871/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/6/25 May 6, 2025	Pending	ECARMLS	$475,000
5/1/25 May 1, 2025	Listed / Active	ECARMLS	$475,000	35.7% (7.0% / YR)
3/31/20 Mar 31, 2020		ECARMLS	$350,000

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This house located in Palm Estates, Niceville, FL 32578 is currently pending sale for $475,000. 321 St Andrews Drive is a 1,857 square foot house with 4 beds and 2 baths that has been on Estately for 18 days. 321 St Andrews Drive is in the Palm Estates neighborhood of Niceville and has a WalkScore® of 3, making it car-dependent. This house is in the attendance area of Lewis School.

Listing Courtesy of: ECARMLS and Compass.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.