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320 Island Way Unit 205

CLEARWATER BEACH, FL 33767

3 beds
3 baths
1,700 sqft
~2 acre lot
$232 per sqft
1995 build
– on site

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Nestled at the end of Memorial Causeway in Clearwater, the Cutter Cove condominium community offers a rare opportunity to enjoy the coastal lifestyle in the highly desirable Island Estates and Clearwater Beach area. This extremely well maintained condo presents an exceptional blend of comfort and convenience. Just minutes from the vibrant Clearwater Beach and the charm of Downtown Clearwater, this unit is ideal for those seeking a second home, an investment property, or a permanent beachside residence. The unit, lovingly cared for by its original owner for 30 years, comes fully furnished and gently used, making it move-in ready. With 1,700 square feet of thoughtfully designed living space, the home features three bedrooms and three full baths, plus a spacious loft that adds versatility for guests or a home office. Each bedroom, as well as the main living area, opens to its own private balcony, offering plenty of natural light and space to enjoy the Florida breeze. The floor plan is both functional and inviting, perfect for entertaining or quiet relaxation. Practical features include a large tandem garage with an automatic garage door in the front and private patio doors in the rear, offering unique access and additional storage. The first floor is constructed with solid concrete block and does not contain any living space, adding to the property’s durability. A 2013 air conditioning system ensures year-round comfort, and the property has never experienced flooding in its 30-year history—a rare and valuable feature in coastal real estate. Residents of Cutter Cove enjoy a beautifully maintained community pool that is accessible only to owners, providing a peaceful and private retreat. With a fully integrated fire suppression system in each unit, as well as irrigation and trash included in the condo fee, maintenance is worry-free. The location is unbeatable: just a 10-minute walk to Clearwater Beach, steps from a local grocery store and other shops, and surrounded by a mix of charming local eateries and chain restaurants. A trolley also runs several times daily for quick access to beachside attractions. This non-age-restricted community offers one of the most affordable entry points into the Clearwater Beach real estate market. With a 30-day minimum rental policy, the condo offers flexibility for personal use or rental income. Whether you’re looking for a beach getaway, a smart investment, or a full-time home close to the ocean, this is a property you won’t want to miss.

Listing courtesy of STELLAR_MLS / HOOVER REAL ESTATE SERVICES

Last checked: Checking… • Last updated Jul 12, 2025 •

MLS# TB8390237 —

The Building

Year Built:

1995
New Construction:

false
Architectural Style:

Key West
Construction Materials:

Block
Building Elevator:

false
Levels:

Three Or More
Stories Total:

3
Roof:

Shingle
Foundation Details:

Concrete Perimeter
Window Features:

Window Treatments
Patio And Porch Features:

Covered
Security Features:

Fire Sprinkler System
Green Indoor Air Quality:

No Smoking-Interior Buildg
Floor Number:

1
Unit Number:

205
Building Area Total:

2348
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Flooring:

Carpet
Additional Rooms:

Inside Utility
Fireplace:

false

Room Dimensions

Living Area:

1700
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

From the Memorial Causeway/Rt 60 heading west, turn right on Island Way to complex on left. Please park directly in front of the garage.
Latitude:

27.980233
Longitude:

-82.817339
Coordinates:

-82.817339, 27.980233

The Property

Parcel Number:

082915201940010205
Property Type:

Residential
Property Subtype:

Condominium
Property Attached:

true
Lot Features:

Flood Insurance Required
Lot Size Acres:

1.6
Lot Size Area:

1.5683
Lot Size SqFt:

68316
Lot Size Units:

Acres
Total Acres:

1 to less than 2
Zoning:

0430
Direction Faces:

East
View:

false
Exterior Features:

Balcony
Vegetation:

Mature Landscaping
Water Source:

Public
Green Landscaping:

Fl. Friendly/Native Landscape
Green Water Conservation:

Irrig. System-Drip/Microheads
Road Responsibility:

Private Maintained Road
Road Surface Type:

Paved
Road Frontage Type:

Street Paved
Flood Zone Code:

AE
Flood Zone Panel:

12103C0102H
Additional Parcels:

false
Homestead:

false
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

205
Tax Block:

001
Tax Legal Description:

CUTTER COVE CONDO ( PHASE 1 ) BLDG 2, UNIT 205
Tax Book Number:

114-38
Tax Annual Amount:

$6,646.70

Beds

Bedrooms Total:

3

Baths

Total Baths:

3
Total Baths:

3
Full Baths:

3

The Listing

Special Listing Conditions:

None
Home Warranty:

false

Heating & Cooling

Heating:

Electric
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electricity Connected
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher
Laundry Features:

Inside

Schools

Elementary School:

Sandy Lane Elementary-PN
Middle Or Junior School:

Dunedin Highland Middle-PN
High School:

Clearwater High-PN

The Community

Subdivision Name:

CUTTER COVE CONDO
Senior Community:

false
Community Features:

Association Recreation - Owned
Waterview:

false
Water Access:

false
Waterfront:

false
Spa:

false
Pool Private:

false
Pets Allowed:

Number Limit
Pet Restrictions:

Must register pet with Association, max weight 25lbs.
# of Pets:

2
Max Pet Weight:

25
Association:

true
Association Fee Frequency:

Monthly
Association Fee Includes:

Common Area Taxes
Association Fee Requirement:

Required
Amenities Additional Fees:

Please provide the buyer with a copy of the approval to own in Cutter Cove upon submitting the offer
Condo Fees:

946
Condo Fees Term:

Monthly
Monthly Condo Fee Amount:

946
Ownership:

Condominium
Association Approval Required:

true

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

2
Garage Dimensions:

15x46
Carport:

false
Covered Spaces:

2
Open Parking:

true
Parking Features:

Garage Door Opener

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Transit Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Utility Costs

$165/mo.

Estimate provided by ClearlyEnergy

View a full report

Sale history

Date	Event	Source	Price	% Change
7/11/25 Jul 11, 2025	Sold	STELLAR_MLS	$395,000	-7.1%
6/7/25 Jun 7, 2025	Pending	STELLAR_MLS	$425,000
6/3/25 Jun 3, 2025	Listed / Active	STELLAR_MLS	$425,000

Condo Sold on 7/11/2025

$395,000

Listing provided by broker:

Cindy Hoover

HOOVER REAL ESTATE SERVICES

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Listing Courtesy of: STELLAR_MLS and HOOVER REAL ESTATE SERVICES.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.

320 Island Way Unit 205

CLEARWATER BEACH, FL 33767