314 N Church Street
Waterloo, IL 62298
Map
- 3 beds
- 2 baths
- 2,268 sqft
- ~1/2 acre lot
- $126 per sqft
- 1946 build
- – on site
Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!
Last checked:
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Checking…
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Last updated Jul 13, 2025
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MLS# 25046067 —
The Building
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Year Built:1946
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Year Built Source:Public Records
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Building Features:Basement, Bathrooms
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New Construction:false
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Construction Materials:Vinyl Siding
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Architectural Style:Ranch
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Roof:Architectural Shingle
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Foundation Details:Block
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Patio And Porch Features:Patio
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Basement:true
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Basement:Exterior Entry, Unfinished
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Above Grade Finished Area:2,268 Sqft
Interior
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Interior Features:Walk-In Pantry
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Rooms Total:9
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Levels:One
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Flooring:Ceramic Tile, Vinyl
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Fireplace:false
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Living Area Source:Public Records
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Living Area:2268
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Laundry Features:Laundry Room, Main Level
Financial & Terms
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Listing Terms:Cash, Conventional
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Possession:Close Of Escrow
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Home Warranty:false
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Lease Considered:false
Location
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Longitude:-90.15223
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Latitude:38.338822
The Property
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Property Sub Type:Single Family Residence
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Property Type:Residential
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Parcel Number:07-25-204-004-000
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Lot Features:Back Yard, Some Trees
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Lot Size Acres:0.3883
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Lot Size Source:Public Records
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Waterfront:false
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Fencing:None
Listing Agent
- Contact info:
- Agent phone:
- (618) 277-7653
- Office phone:
- (618) 277-7653
Taxes
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Tax Year:2024
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Tax Annual Amount:$3,176
Beds
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Main Level Bedrooms:3
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Bedrooms Total:3
Baths
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Bathrooms Total:2
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Main Level Bathrooms Full:2
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Bathrooms Full:2
The Listing
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Virtual Tour URL Unbranded:
Heating & Cooling
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Cooling:Central Air
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Heating:Forced Air, Natural Gas
Utilities
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Sewer:Public Sewer
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Water Source:None
Appliances
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Appliances:Electric Range, Washer
Schools
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Elementary School:Waterloo Dist 5
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Middle School:Waterloo Dist 5
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High School:Waterloo
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High School District:Waterloo Dist 5
The Community
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Subdivision Name:A J Koenigsmark Add
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Association:false
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Pool:No
Parking
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Parking Features:Attached, Basement
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Garage Size Description:21x12 & 25x12
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Garage Spaces:2
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Garage:true
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Attached Garage:true
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Carport:false
Monthly cost estimate
Asking price
$287,500
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,539
|
| Taxes | $264 |
| Insurance | $79 |
| Utilities | $190 See report |
| Total | $2,072/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
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7/11/25
Jul 11, 2025
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Listed / Active | MARIS | $287,500 | |
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7/3/25
Jul 3, 2025
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Coming Soon | MARIS | $287,500 | 139.6% (36.8% / YR) |
|
9/17/21
Sep 17, 2021
|
MARIS | $120,000 |
