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3109 Deerham Drive

FINKSBURG, MD 21048

5 beds
4 baths
4,177 sqft
~2 acre lot
$208 per sqft
2001 build

LOCATION LOCATION LOCATION! Welcome to 3109 Deerham Drive! This stone front colonial is located on a safe, private cul-de-sac, on a beautiful wooded, landscaped 2-acre lot in the highly desirable River Downs Community. Custom designed and built by McLean Homes (original blueprints available), it covers 4177 square feet of above grade living space, with 11 rooms, 5 bedrooms, 4 full baths, and a 3 car side entrance garage. Upon entering the house from the covered porch featuring a blue stone floor, the 2-story foyer opens to a spacious front living room and an elegant formal dining room, with architectural windows. A split staircase and hardwood flooring flows through most of the main level. The kitchen features plenty of upgraded cabinets, granite countertops, a center island, stainless-steel appliances, and a breakfast nook that you will love. Connected to the kitchen is a very relaxing sun room, featuring seven architectural windows. Unwind in the spacious family room, where a gas fireplace surrounded by a stone and slate hearth adds warmth and character. Finally, behind double doors, a corner office will provide you with privacy for your work-from-home needs. This room could also be used as first floor bedroom and has an adjacent full bathroom. Upstairs, the master bedroom suite is a roomy 806 square feet, including a generous sitting room, his and her walk-in closets, and a recently remodeled master bathroom. The second bedroom also has a full bathroom. Bedrooms 3 and 4 are both ample sized and share a full bathroom. The second floor also has a bonus room, with closet, that can be used for a game room or exercise room; or converted into a 6th bedroom very easily. The basement, although not finished, is over 2000 square feet, with 3 piece rough-in plumbing, 9-foot ceilings, a walk -out sliding door, and has never had any water issues. This home was constructed with upgraded engineered I-joists to eliminate squeaky floors. Outside, the home features a stone front as well as stone-to-grade around the entire house. A beautiful, 2-tier, 780 square foot mahogany deck looks out onto a wooded lot, providing lots of privacy for relaxing or entertaining. The home has a buried 1000-gallon propane tank. A new gas furnace was installed in 2022; a new heat pump in 2023; and a new hot water heater in 2021. Finally, 3109 Deerham Drive is located in the highly rated Carroll County School system. This home truly offers a perfect blend of luxury, comfort, and convenience.

Listing courtesy of BRIGHT / Save 6, Incorporated

Last checked: Checking… • Last updated May 8, 2025 •

MLS# MDCR2027032 —

The Building

Year Built:

2001
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

Stone, Vinyl Siding
Structure Type:

Detached
Architectural Style:

Colonial
Levels:

3
Door Features:

Insulated, Six Panel, Sliding Glass
Window Features:

Bay/Bow, Casement, Double Pane, Screens, Storm, Wood Frame, Energy Efficient
Accessibility Features:

2+ Access Exits, 32, Level Entry - Main
Foundation Details:

Other
Basement:

Yes
Basement Type:

Daylight, Partial, Full, Outside Entrance, Poured Concrete, Space For Rooms, Sump Pump, Unfinished, Walkout Level
Total SqFt Source:

Estimated
Total Below Grade SqFt:

2026
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

4177
Above Grade Finished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

2026
Below Grade Unfinished SqFt Source:

Estimated
Tax Total Finished SqFt:

3840

Interior

Interior Features:

Air Filter System, Attic, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Double/Dual Staircase, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Water Treat System, WhirlPool/HotTub, Window Treatments, Wood Floors, Bathroom - Stall Shower, Bathroom - Soaking Tub
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Fireplace - Glass Doors, Gas/Propane, Mantel(s), Stone
Living Area SqFt Source:

Estimated

Room Dimensions

Total SqFt:

6203
Living Area SqFt:

4,177 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Settlement

Location

Directions:

Route 140 to Route 91 North. Go 2.2 miles Left onto Lawndale Road. Go 1.4 miles Left onto Turnberry. First left is Deerham Drive. **DO NOT TAKE BROWN ROAD
Latitude:

39.51945000
Longitude:

-76.88566000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

2.00
Lot Size Source:

Assessor
Lot Features:

Backs to Trees, Cul-de-sac, Landscaping, Premium, Rear Yard, SideYard(s), Trees/Wooded
Lot SqFt:

87,120 Sqft
Zoning:

CONSE
View:

Garden/Lawn, Panoramic, Scenic Vista
In City Limits:

No
Outdoor Living Structures:

Deck(s), Porch(es)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

No
Water Access:

No
Navigable Water:

No
Tidal Water:

No
Land Use Code:

R
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

0704073118
Tax Year:

2024
Tax Lot:

86
Tax Annual Amount:

$6,836
Tax Assessed Value:

$615,700
Year Assessed:

2025
County Tax:

6776.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

5
Bedrooms Main Level:

1
Upper Level Bedrooms:

4
Upper Level 1 Bedrooms:

4

Baths

Total Baths:

4
Full Baths:

4
Main Level Baths:

1.00
Main Level Full Baths:

1
Upper Level Full Baths:

3
Upper Level Total Baths:

3
Upper Level Total Baths:

3.00
Upper Level Full Baths:

3

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air, Heat Pump(s)
Heating Fuel:

Propane - Owned

Utilities

Sewer/Septic:

Septic Exists
Hot Water:

60+ Gallon Tank, Propane
Water Source:

Well

Appliances

Appliances:

Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer - Electric, Dryer - Front Loading, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Oven - Double, Oven - Self Cleaning, Range Hood, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Conditioner - Owned, Water Heater, Water Heater - High-Efficiency

Schools

School District Name:

Carroll County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

River Downs
Senior Community:

No
Exterior Features:

Exterior Lighting, Flood Lights
Pool:

No Pool
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Club House, Common Grounds, Golf Course, Jog/Walk Path
HOA Fee:

$30
HOA Fee Frequency:

Monthly
HOA/Condo/Coop Fee:

Common Area Maintenance, Reserve Funds

Parking

Total Garage and Parking Spaces:

7
Garage:

Yes
Garage Features:

Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
Garage Spaces:

3.00
Type of Parking:

Attached Garage, Driveway
# of Attached Garage Spaces:

3
Driveway - # of Spaces:

4

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$872,000

Expense	Monthly cost
Mortgage	$4,669
Taxes	$569
Insurance	$239
Utilities	$224 See report
Total	$5,701/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/1/25 May 1, 2025	Listed / Active	BRIGHT	$872,000

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This house located in MD 21048 is currently for sale for $872,000. 3109 Deerham Drive is a 4,177 square foot house with 5 beds and 4 baths. This house is in the attendance area of Shiloh Middle School and Westminster High School.

Listing Courtesy of: BRIGHT and Save 6, Incorporated.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.