- 3 beds
- 4 baths
- 3,152 sqft
- 5,416 sqft lot
- $261 per sqft
- 1998 build
Located in the unique and highly desirable neighborhood of Terra Maria in Ellicott City, this beautifully maintained home blends timeless charm with modern living in a neo-traditional community known for its tree-lined streets and historic character. This spacious home features 3 bedrooms, 2 full and 2 half baths, plus a versatile loft that can easily be converted into a 4th bedroom. The gourmet kitchen is a chef’s dream, complete with granite countertops and stainless steel appliances, and flows seamlessly into the family room with a cozy gas fireplace. Gleaming hardwood floors enhance the open-concept main level, where the living room opens to the dining room, creating the perfect layout for entertaining. Step outside from the family room onto a large deck that overlooks a private wooded area, offering year round tranquility and a pond view during the winter months. Upstairs, the primary suite offers a relaxing retreat with a luxurious garden bath, accompanied by two additional bedrooms, a full bath, and the flexible loft space. The finished lower level adds even more living space, ideal as a second family room, game room, or home office. With a strong sense of community, this home offers both comfort and character in one of Ellicott City’s most sought after neighborhoods.
Last checked:
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Last updated Jun 20, 2025
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MLS# MDHW2052582 —
The Building
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Year Built:1998
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Year Built Source:Assessor
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Roof:Asphalt
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New Construction:No
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Construction Materials:Brick, Vinyl Siding
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Builder Name:Ryland
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Builder Model:MCKENZIE
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Structure Type:Detached
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Architectural Style:Colonial
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Historic:No
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Levels:3
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Door Features:Insulated, Six Panel, Sliding Glass, Storm
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Security Features:Electric Alarm
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Window Features:Double Pane, Insulated
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Accessibility Features:None
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Foundation Details:Concrete Perimeter
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Basement:Yes
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Basement Type:Daylight, Full, Walkout Level, Windows, Partially Finished
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Total SqFt Source:Assessor
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Total Below Grade SqFt:1136
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2352
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:800
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Below Grade Unfinished SqFt:336
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:3152
Interior
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Interior Features:Kitchen - Island, Kitchen - Table Space, Kitchen - Eat-In, Chair Railings, Crown Moldings, Window Treatments, Upgraded Countertops, Primary Bath(s), Wood Floors, Recessed Lighting, Floor Plan - Open
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Room List:Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Breakfast Room, Loft, Recreation Room
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Flooring Type:Carpet, Hardwood, Vinyl
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Equipment, Gas/Propane, Fireplace - Glass Doors, Mantel(s), Screen
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Wall & Ceilings:9'+ Ceilings, Dry Wall
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:3488
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Living Area SqFt:3,152 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Negotiable
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Lease Considered:No
Location
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Directions:GPS
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Latitude:39.28730000
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Longitude:-76.88916000
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Acres:0.12
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Lot Size Source:Assessor
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Lot Features:Backs to Trees, Backs - Open Common Area, Landscaping, Trees/Wooded
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Lot SqFt:5,416 Sqft
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Zoning:RED
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Road Surface Type:Black Top
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In City Limits:No
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Outdoor Living Structures:Deck(s), Patio(s), Porch(es)
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Fencing:Partially
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Front Foot Fee:116.40
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (410) 322-9554
- Office phone:
- (410) 515-5300
Taxes
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Tax ID Number:1402378418
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Tax Year:2025
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Tax Lot:48
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Tax Annual Amount:$9,349
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Tax Assessed Value:$649,000
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County Tax:6996.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Upper Level Bedrooms:3
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Upper Level 1 Bedrooms:3
Baths
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Total Baths:4
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Full Baths:2
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Half Baths:2
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Main Level Baths:1.00
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Main Level Half Baths:1
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Upper Level Full Baths:2
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Lower Level Half Baths:1
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Upper Level Full Baths:2
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Lower Level Half Baths:1
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Forced Air
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Heating Fuel:Natural Gas
Utilities
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Utilities:Natural Gas Available
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Sewer/Septic:Public Sewer
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Hot Water:Natural Gas
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Water Source:Public
Appliances
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Appliances:Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Stove, Washer
Schools
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School District Name:Howard County Public School System
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School District Source:Listing Agent
The Community
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Subdivision Name:Terra Maria
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Senior Community:No
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Exterior Features:Flood Lights, Sidewalks
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Pool:Yes - Community
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Common Grounds, Community Center, Pool - Outdoor, Tennis Courts
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HOA Fee:$78
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HOA Fee Frequency:Monthly
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HOA Name:Terra Maria Homeowners Association
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Garage - Side Entry
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Garage Spaces:2.00
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Type of Parking:Attached Garage
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Parking Features:Concrete Driveway
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# of Attached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$825,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,417
|
Taxes | $779 |
Insurance | $226 |
Utilities | $233 See report |
Total | $5,655/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/19/25
Jun 19, 2025
|
Listed / Active | BRIGHT | $825,000 |

57% of nearby similar homes sold for over asking price
Similar homes that sold in bidding wars went $27k above asking price on average, but some went as high as $106k over asking price.