292 Cove Lane
Port St. Joe, FL 32456
Map
- 4 beds
- 2 baths
- 1,768 sqft
- 6,100 sqft lot
- $217 per sqft
- 2023 build
- – on site
Welcome to this beautifully upgraded 4-bedroom, 2-bath home located in the highly desirable Palmetto Bluff community! Designed with an open-concept layout, the home offers a spacious kitchen with granite countertops, a large island, a tile backsplash, and under-cabinet lighting for added style and function. Step outside to enjoy a fully fenced backyard with lush landscaping, colorful flowers, and striking Sylvester palm trees—all easily maintained with a shallow water well irrigation system. Relax year-round on the screened-in back porch, perfect for morning coffee or evening unwinding. Additional features include a aqua pro filtration system and enhanced privacy fencing. Palmetto Bluff residents enjoy low HOA fees and access to great amenities such as pickleball courts, a playground, and scenic boardwalks. Just minutes from the white sandy beaches, this home blends coastal charm with modern upgrades for easy Florida living.
Last checked:
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Last updated Jul 11, 2025
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MLS# 322496 —
The Building
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Year Built:2023
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Construction Materials:HardiPlank Type
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Architectural Style:Traditional
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Roof:Shingle
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Foundation Details:Slab, On Grade
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Security Features:Security System
Interior
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Interior Features:Open Floorplan, Kitchen Island, Pantry, Walk-In Closet(s)
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Furnished:Unfurnished
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Flooring:Luxury Vinyl
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Fireplace:false
Room Dimensions
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Living Area:1768
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Living Area Units:Square Feet
Location
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Directions:Traveling on Hwy 98 East, turn left onto Long Ave. Then turn on to Palmetto Bluff Trail and Right on Cove Ln.
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Latitude:29.784226
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Longitude:-85.293561
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:false
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Zoning Description:Residential Single Family
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Lot Features:Sidewalks
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Lot Size Area:6100
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Lot Size Dimensions:50 x 122
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Lot Size SqFt:6100
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Lot Size Acres:0.14
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Lot Size Units:Square Feet
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Waterfront:false
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Road Frontage Type:City Street
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Additional Parcels:false
Listing Agent
- Contact info:
- Agent phone:
- (651) 434-0868
- Office phone:
- (850) 648-2200
Taxes
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Tax Year:2024
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Tax Annual Amount:4706.42
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Tax Legal Description:13 T8S R11W LOT 33 OF COVE AT PALMETTO BLUFF ORB 819/454 SW FR DR HORTON MAP 51A
Beds
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Bedrooms Total:4
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Master Bedroom Features:Blinds
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
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Master Bathroom Features:Double Vanity, Walk-In Closet(s)
The Listing
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Flood Zone:X
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Virtual Tour URL Unbranded:tour.usamls.net/292-Cove-Lane-Port-St-Joe-FL-32456/unbranded
Heating & Cooling
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Heating:Central Electric
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Heating:true
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Cooling:true
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Cooling:Central Electric, Ceiling Fan(s)
Utilities
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Utilities:Cable Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected, City Trash
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Water Source:Public
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Sewer:Public Sewer
Appliances
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Appliances:Dryer, Washer, Dishwasher, Refrigerator, Electric Oven, Electric Water Heater
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Laundry Features:Washer/Dryer Hookup
The Community
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Subdivision Name:Retreat At Palmetto Bluff
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Association:true
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Association Fee:345
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Association Fee Frequency:Annually
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Community Features:No Short Term Rental, Pickle Ball Court, Playground
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Pool Private:false
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Pool Features:None
Parking
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Garage:true
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Attached Garage:true
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Carport:false
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Open Parking:true
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Parking Features:Driveway, Garage Attached, Garage Door Opener
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Parking Total:4
Monthly cost estimate
Asking price
$385,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,061
|
| Taxes | $392 |
| Insurance | $105 |
| HOA fees | $29 |
| Utilities | $162 See report |
| Total | $2,749/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
