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2827 Oak Tree Lane

Palm Harbor, FL 34684

3 beds
2 baths
1,580 sqft
9,601 sqft lot
$341 per sqft
1979 build
– on site

One or more photo(s) has been virtually staged. Some homes just feel like home the moment you walk in—and this one wraps you in that feeling from the very first step. Nestled beneath shady oaks in Rustic Oaks, one of Palm Harbor’s most cherished neighborhoods, this lovingly updated 3-bedroom, 2-bathroom pool home offers warmth, character, and a lifestyle worth slowing down for. With no HOA and zoning for top-rated schools, it’s a rare find where charm and convenience meet. Every detail in this home has been thoughtfully chosen—from the rich hand-scraped oak luxury laminate plank floors to the elegant crown molding and 5¼" baseboards that give each room a polished, timeless feel. The split floor plan offers both comfort and privacy, perfect for everyday living or hosting friends and family. The gourmet kitchen is as functional as it is beautiful, with custom made cabinetry, stainless steel GE appliances, pull-out drawers, a lazy Susan, and a breakfast bar that adds a touch of convenience and elegance. The kitchen flows into light-filled living and dining areas where panoramic French doors lead to your screened-in pool and covered patio—a backyard made for birthdays, BBQs, and quiet mornings with coffee in hand. The primary suite is a true retreat with French doors that open to the pool, a customized walk-in closet, and a spa-like ensuite bathroom featuring floor-to-ceiling travertine, quartz countertops, and a peaceful, modern, and elevated design. Additional highlights include a new HVAC (2020), newly updated bathrooms, a two-car garage, a versatile mudroom/pantry space, and a storage shed for all your extras. The fully fenced backyard adds just the right touch of privacy and freedom—perfect for get togethers, pets, or that garden you’ve been dreaming of. And the location? It’s everything. You’re just minutes from award-winning Gulf beaches, vibrant local dining, family-friendly parks, and the beloved Pinellas Trail—where joggers, bikers, and weekend wanderers connect with the beauty of this coastal community. This is more than a house—it’s a place where your best memories haven’t even happened yet. Welcome home!

Listing courtesy of STELLAR_MLS / SANDPEAK REALTY

Last checked: Checking… • Last updated Jul 3, 2025 •

MLS# W7877002 —

The Building

Year Built:

1979
New Construction:

false
Construction Materials:

Block
Levels:

One
Stories Total:

1
Roof:

Shingle
Foundation Details:

Slab
Window Features:

Blinds
Patio And Porch Features:

Covered
Security Features:

Smoke Detector(s)
Building Area Total:

2704
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Flooring:

Luxury Vinyl
Additional Rooms:

Family Room
Fireplace:

false

Room Dimensions

Living Area:

1580
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

Headed South on US 19, Turn left onto Nebraska Ave. Then, turn left onto Trailhead Drive, right onto Rustic Oaks Drive, Left onto Oak Tree Lane. 2827 Oak Tree Lane will be on your left.
Latitude:

28.072456
Longitude:

-82.733341
Coordinates:

-82.733341, 28.072456

The Property

Parcel Number:

062816776400000060
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Features:

Sidewalk
Lot Size Acres:

0.22
Lot Size Area:

9601
Lot Size SqFt:

9601
Lot Size Dimensions:

75 x 130
Lot Size Units:

Square Feet
Total Acres:

0 to less than 1/4
Zoning:

R-2
Direction Faces:

Southeast
View:

false
Exterior Features:

French Doors
Fencing:

Wood
Vegetation:

Mature Landscaping
Water Source:

Public
Road Surface Type:

Asphalt
Flood Zone Code:

X
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

false
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

6
Tax Legal Description:

RUSTIC OAKS LOT 6
Tax Book Number:

80-1
Tax Annual Amount:

$3,458.06

Beds

Bedrooms Total:

3

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2

The Listing

Special Listing Conditions:

None
Home Warranty:

false

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

BB/HS Internet Available
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher
Laundry Features:

Electric Dryer Hookup

Schools

Elementary School:

Highland Lakes Elementary-PN
Middle Or Junior School:

Carwise Middle-PN
High School:

Palm Harbor Univ High-PN

The Community

Subdivision Name:

RUSTIC OAKS
Senior Community:

false
Waterview:

false
Water Access:

false
Waterfront:

false
Spa:

false
Pool Private:

true
Pool Features:

In Ground
Pets Allowed:

Cats OK
Association:

false
Ownership:

Fee Simple
Association Approval Required:

false

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

2
Carport:

false
Covered Spaces:

2
Open Parking:

true
Parking Features:

Driveway

Extra Units

Other Structures:

Shed(s)

Monthly cost estimate

Asking price

$540,000

Expense	Monthly cost
Mortgage	$2,891
Taxes	$288
Insurance	$148
Utilities	$180 See report
Total	$3,507/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Transit Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/2/25 Jul 2, 2025	Listed / Active	STELLAR_MLS	$540,000

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This house located in Rustic Oaks, Palm Harbor, FL 34684 is currently for sale for $540,000. 2827 Oak Tree Lane is a 1,580 square foot house with 3 beds and 2 baths that has been on Estately for 1 days. 2827 Oak Tree Lane is in the Rustic Oaks neighborhood of Palm Harbor and has a WalkScore® of 66, making it somewhat walkable. This house is in the attendance area of Highland Lakes Elementary School, Palm Harbor University High School, and Joseph L. Carwise Middle School.

Listing Courtesy of: STELLAR_MLS and SANDPEAK REALTY.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.