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28 S Shore Road

ELKTON, MD 21921

3 beds
2 baths
4,285 sqft
~1 acre lot
$303 per sqft
2006 build

Waterfront Living + Income/Guest Potential on the C & D Canal. Welcome to your private oasis—4285 sq ft Water Front Rancher with 3 Beds | 2 Baths, plus a 696 sq ft Carriage House with 1 Bed | 1 Bath. Both are situated on nearly an acre of land with commanding waterfront canal views, a sandy swim beach, and a deep-water dock equipped with two 10,000-lb lifts. Watch the big ships come up and down the C & D Canal. The Main Residence is located at 28 Shore and features a fresh paint job in designer neutrals, complemented by new luxury vinyl plank flooring throughout. The Water-view Primary Suite – wake up to sunrise over the Canal, enjoy dual walk-in closets, and unwind in a three-piece bath with heated floors and an oversized walk-in shower. Chef’s Kitchen – stainless-steel appliance package (2025), abundant cabinetry, granite countertops, a large walk-in pantry, and an island all open to the water-facing family room. Off the kitchen is a Walk-Up Attic – a massive floored space ready for storage or future expansion 20 x 40. Heading downstairs is a Finished Walk-Out Basement (1,172 sq ft) – family room, recreation zone, and dedicated movie room, all with full-height windows and the same spectacular view. There is also an unfinished utility/storage room that is 18 x 20, which could also be finished. The main house includes two 200-amp electrical Panels, a 2-car garage, and a private loop driveway. Heading outside is an Outdoor Entertaining area with a Composite Main Deck off the family room, lower-level composite deck, and a side patio complete with built-in grill and outdoor fireplace—three venues to soak in the sights and sounds of passing boats. The private dock features two 10,000 LBS Boat Lifts, accommodating sizable cruisers or fishing boats. Gorgeous Sandy Beach is perfect for swimming or enjoying an evening bonfire. Key improvements include new stainless appliances (2025), a Brand-New septic system (2025), Fresh interior paint, and LVP flooring (2025). The Carriage House @ 20 Shore is (696 sq. ft.) a blank canvas, ideal for a guest cottage, multi-generational suite, or lucrative short-term rental. The Setting, Tucked along a tranquil stretch of the C & D Canal, the property combines easy deep-water access to the Chesapeake and Delaware Bays with quick drives to I-95, shopping, and dining. Bring your boat, your guests, and your imagination—this turnkey waterfront compound delivers the lifestyle you’ve been waiting for.

Listing courtesy of BRIGHT / Patterson-Schwartz Real Estate

Last checked: Checking… • Last updated Jul 1, 2025 •

MLS# MDCC2018064 —

The Building

Year Built:

2006
Year Built Source:

Estimated
Year Major Reno/Remodel:

2025
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Concrete, Glass, Stone, Stucco
Building Name:

None Available
Structure Type:

Detached
Historic:

No
Architectural Style:

Ranch/Rambler
Levels:

1.5
Main Entrance:

North
Window Features:

Double Pane, Vinyl Clad
Accessibility Features:

None
Foundation Details:

Slab
Basement:

Yes
Basement Type:

Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Rear Entrance, Sump Pump, Walkout Level, Windows, Other
Basement Finished Percent:

95.0
Basement Footprint Percent%

100.0
Total SqFt Source:

Estimated
Total Below Grade SqFt:

1714
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2571
Above Grade Finished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Estimated
Below Grade Finished SqFt:

1714

Interior

Interior Features:

Attic, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Window Treatments
Room List:

Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bedroom 1, Laundry, Recreation Room, Storage Room, Media Room, Bathroom 1, Attic, Primary Bathroom
Room Count:

12
Flooring Type:

Luxury Vinyl Plank
Fireplace:

No
Wall & Ceilings:

Dry Wall
Living Area SqFt Source:

Estimated
Living Area Units:

Square Feet

Room Dimensions

Total SqFt:

4285
Living Area SqFt:

4,285 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

31-60 Days CD

Location

Directions:

see gps
Latitude:

39.53357500
Longitude:

-75.85794500
Location Type:

Canal

The Property

Property Type:

Residential
Property Condition:

Excellent
Lot Size Units:

Square Feet
Lot Size Acres:

0.91
Lot Size Source:

Estimated
Lot Features:

Fishing Available, Front Yard, Landscaping, Rear Yard, Rural, Year Round Access
Lot SqFt:

39,640 Sqft
Inclusions:

Ceiling Fans, Washer & Dryer, Refrigerator w/Ice maker, Pool Table and Theater Seating
Exclusions:

Whole House Generator
Additional Parcels:

Yes
Additional Parcels:

20 Shore Tax Id 0802013339
Zoning:

RR
Zoning Description:

Rural Residential
View:

Canal
In City Limits:

No
Outdoor Living Structures:

Deck(s), Patio(s)
Other Structures:

Above Grade, Below Grade
Horse:

No
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Boat/Launch Ramp - Private, Private Dock Site
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard
Water Body Name:

C & D Canal/Back Creek
Water Body Type:

Canal
Mean Low Water Feet:

6
Navigable Water:

Yes
Water Frontage In Feet:

88
Land Lease:

No
Ground Rent Exists:

No
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

0802013320
Tax Year:

2024
Tax Annual Amount:

$7,214
Tax Assessed Value:

$653,700
Year Assessed:

2024
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

3
Bedrooms Main Level:

3

Baths

Total Baths:

2
Full Baths:

2
Main Level Baths:

2.00
Main Level Full Baths:

2

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Heat Pump(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump - Electric BackUp
Heating Fuel:

Electric

Utilities

Sewer/Septic:

On Site Septic
Electric Service:

200+ Amp Service
Hot Water:

Electric
Water Source:

Well

Appliances

Appliances:

Built-In Microwave, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Laundry Type:

Main Floor

Schools

School District Name:

Cecil County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Elk Forest
Senior Community:

No
Exterior Features:

Boat Storage, Exterior Lighting
Pool:

No Pool
Spa:

No
Docks:

2
Dock Type And Features:

Hoist/Lift Electric, Pier (Perpendicular), Private
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Physical Dock/Slip Conveys
Slips:

2
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

6
Garage:

Yes
Garage Features:

Garage - Front Entry, Garage Door Opener, Inside Access
Garage Spaces:

2.00
Type of Parking:

Attached Garage, Driveway
Parking Features:

Paved Parking, Private
# of Attached Garage Spaces:

2
Driveway - # of Spaces:

4

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,300,000

Expense	Monthly cost
Mortgage	$6,961
Taxes	$601
Insurance	$357
Utilities	$208 See report
Total	$8,127/mo.^*
	^*This is an estimate

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Air Pollution Index

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Sale history

Date	Event	Source	Price	% Change
6/26/25 Jun 26, 2025	Listed / Active	BRIGHT	$1,300,000

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This house located in MD 21921 is currently for sale for $1,300,000. 28 S Shore Road is a 4,285 square foot house with 3 beds and 2 baths.

Listing Courtesy of: BRIGHT and Patterson-Schwartz Real Estate.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.