- 3 beds
- 3 baths
- 1,790 sqft
- 2,178 sqft lot
- $217 per sqft
- 2006 build
- – on site
This is the property for you if you are searching for -a property that can produce income and allows you, the owner, a wonderful vacation gets away! Condos with a beautiful view of Bay Lake, located at Ruttgers Bay Lake Lodge, a Premier Minnesota Resort. Each condo has three separate units for rental income. Owner use for 21 days during their off season. That's a total of 6 weeks for yourself! All rentals are professionally managed, maintained and rented. Ruttgers offers golfing, fishing, boating, lodging, shopping, salon and spa, take-out and dining! Owners/Investor golf for free on Alec's Nine course and enjoy discounted gold on The Lakes. Full access to Bay Lake, plus all the privileges of Ruttgers resort guests.
Last checked:
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Last updated Jul 15, 2025
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MLS# 6751120 —
The Building
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Year Built:2006
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New Construction:false
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Age Of Property:19
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Construction Materials:Wood Siding
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Construction Materials Desc:Frame
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Roof:Age Over 8 Years, Asphalt
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Accessibility Features:None
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Levels:Two
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Main Level Finished Area:1056.0000
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Basement:None
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Basement:false
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Foundation Area:1056
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Manufactured Home:No
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Building Area Total:1790
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Above Grade Finished Area:1790
Interior
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Dining Room Description:Eat In Kitchen,Kitchen/Dining Room
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Fireplace:true
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Fireplaces Total:2
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Fireplace Features:Gas, Living Room
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Amenities:Balcony,Deck,Kitchen Center Island,Natural Woodwork,Patio,Panoramic View,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup
Room Dimensions
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Living Area:1790
Location
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Directions:From Deerwood, south on Hwy 6 approximately 8 miles to a left on Sandy Lane (1st road south of Tame Fish Lake Road)
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Latitude:46.407641
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Longitude:-93.874861
The Property
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Parcel Number:50040518
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Zoning Description:Residential-Single Family
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Property Type:Residential
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Property Subtype:Townhouse Side x Side
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Property Subtype:Cabin
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Property Attached:true
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Additional Parcels:false
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Lot Features:Accessible Shoreline, Some Trees
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Lot Size Area:0.05
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Lot Size Dimensions:29x70
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Lot Size SqFt:2178
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Lot Size Units:Acres
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View:Lake
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Lake Chain:N
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Lake Acres:2329
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Lake Depth:74
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Water Body Name:Bay
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Waterfront Feet:2319
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Road Between Waterfront and Home:No
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Road Frontage Type:City Street
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Road Responsibility:Public Maintained Road
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Fencing:None
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Water Source:Drilled, Private, Shared System
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (763) 923-1766
- Office phone:
- (952) 230-3101
Taxes
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Tax Year:2025
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Tax Annual Amount:1823
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Tax With Assessments:1848.0000
Beds
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Bedrooms Total:3
Baths
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Total Baths:3
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Bath Description:Main Floor Full Bath,Upper Level 3/4 Bath,Upper Level Full Bath
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Full Baths:2
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Three Quarter Baths:1
Heating & Cooling
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Heating:Forced Air, Fireplace(s)
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Cooling:Central Air
Utilities
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Electric:Circuit Breakers
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Sewer:Septic System Compliant - Yes, Shared Septic
Appliances
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Appliances:Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
Schools
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High School District:Crosby-Ironton
The Community
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Subdivision Name:Cic #1082 Ruttgers Bay Lake Villas
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Pool Features:None
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Waterfront:true
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Waterfront Features:Lake Front
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Association:true
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Association Amenities:Beach, Dock
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Association Name:Bay Lake Villa's Owner Association Inc.
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Association Fee:538
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Association Fee Includes:Beach Access, Maintenance Structure, Cable TV, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Trash, Sewer, Snow Removal
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Association Fee Frequency:Monthly
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Assessment Pending:Yes
Parking
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Parking Features:Guest Parking, Parking Lot, Unassigned, Open
Monthly cost estimate

Asking price
$389,500
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,085
|
Taxes | $151 |
Insurance | $107 |
HOA fees | $538 |
Utilities | $108 See report |
Total | $2,989/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/15/25
Jul 15, 2025
|
Listed / Active | NORTHSTAR | $389,500 | 36.7% (8.4% / YR) |
2/25/21
Feb 25, 2021
|
NORTHSTAR | $285,000 | -1.7% | |
1/28/21
Jan 28, 2021
|
NORTHSTAR | $289,900 |