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245 Bluff Street

Clearwater, MN 55320

3 beds
2 baths
1,858 sqft
9,713 sqft lot
$166 per sqft
2004 build
– on site

Charming 3 bedroom , split-level home with a fenced in backyard! Welcome to this 3-bedroom, 2-full bathroom home built in 2004, offering a functional layout and great bones for your personal touch. Located in an established neighborhood, this home features a nice sized living room, bright dining room and practical kitchen with a breakfast bar. The finished lower level of this home provides ample sunlight, a roomy gathering place with a separate space idea for working from home, another full bathroom and massive primary and walk-in closet. The heated attached garage is furnished with a work bench and plenty of attractive cabinets and storage. The freshly spruced mulch beds welcome you and make way to the fenced in backyard which includes a useful storage shed. This well maintained home is set near parks, walking paths, the Mississippi River and many Clearwater amenities.

Listing courtesy of NORTHSTAR / Jenna Potter / Oak Realty LLP

Last checked: Checking… • Last updated May 8, 2025 •

MLS# 6716767 —

The Building

Year Built:

2004
New Construction:

false
Age Of Property:

21
Construction Materials:

Brick/Stone, Vinyl Siding
Construction Materials Desc:

Block
Roof:

Age 8 Years or Less, Asphalt
Accessibility Features:

None
Levels:

Split Entry (Bi-Level)
Main Level Finished Area:

24.0000
Basement:

Daylight/Lookout Windows, Finished, Full
Basement:

true
Foundation Area:

912
Foundation Dimensions:

38x24
Manufactured Home:

No
Building Area Total:

1858
Above Grade Finished Area:

946
Below Grade Finished Area:

912

Interior

Dining Room Description:

Informal Dining Room
Fireplace:

false
Amenities:

Ceiling Fan(s),Deck,Kitchen Window,Natural Woodwork,Walk-In Closet

Room Dimensions

Living Area:

1858

Location

Directions:

From I-94 take MN 24 N, Left on Cty Rd 75 NW, Right on to Main St, Right on to Bluff St, to Home on the Right.
Latitude:

45.420852
Longitude:

-94.052037

The Property

Parcel Number:

104035001040
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

false
Additional Parcels:

false
Lot Features:

Some Trees
Lot Size Area:

0.22
Lot Size Dimensions:

65x150
Lot Size SqFt:

9713.88
Lot Size Units:

Acres
Road Frontage Type:

City Street
Road Responsibility:

Public Maintained Road
Fencing:

Chain Link
Water Source:

City Water/Connected
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

2526
Tax With Assessments:

2526.0000

Beds

Bedrooms Total:

3

Baths

Total Baths:

2
Bath Description:

Full Basement,Upper Level Full Bath
Full Baths:

2

The Listing

Virtual Tour Unbranded:

Virtual Tour

Heating & Cooling

Heating:

Forced Air
Cooling:

Central Air

Utilities

Electric:

Circuit Breakers
Sewer:

City Sewer/Connected

Appliances

Appliances:

Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Schools

High School District:

St. Cloud

The Community

Subdivision Name:

Clearwater Bluff Estates 2nd A
Association:

false
Assessment Pending:

No

Parking

Parking Features:

Attached Garage, Asphalt, Heated Garage, Insulated Garage
Garage Spaces:

2
Garage Dimensions:

24x22
Garage SqFt:

528

Monthly cost estimate

Asking price

$309,900

Expense	Monthly cost
Mortgage	$1,659
Taxes	$210
Insurance	$85
Utilities	$144 See report
Total	$2,098/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/8/25 May 8, 2025	Listed / Active	NORTHSTAR	$309,900

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This house located in Clearwater, MN 55320 is currently for sale for $309,900. 245 Bluff Street is a 1,858 square foot house with 3 beds and 2 baths that has been on Estately for 0 days. This house is in the attendance area of Clearview Elementary School.

Listing Courtesy of: NORTHSTAR and Oak Realty LLP.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.