2439 N Harding Avenue
Chicago, IL 60647
- 7 beds
- 5 baths
- – sqft
- 3,750 sqft lot
- 1913 build
- – on site
RARE 2.75 ASSUMABLE MORTGAGE - House Hack or Invest in Prime Logan Square! Seize a once-in-a-generation opportunity to assume a 2.75 mortgage-far below today's rates! Whether you're looking to live nearly rent-free or build your investment portfolio, this updated legal 4-unit brick building on an oversized lot in Logan Square is a true find. Perfect for: Owner-occupants who want minimal housing costs by living in one unit and renting the others. Investors seeking high cash flow and long-term appreciation in a top-tier location. Property Features: Two 1 bed / 1 bath front units, Two 2 bed / 1 bath rear units, plus a non-conforming garden unit for extra income potential. All units updated: renovated kitchens, modern baths, hardwood floors, vinyl windows, and in-unit laundry. Major upgrades: 2020 main boiler, copper plumbing, 200-amp electric, newer water heater. Exterior: recent tuckpointing, new concrete patio, newer 3-car parking pad, solid roof. Location Highlights: Walk to Healy Metra (1 block), Logan Square Farmers Market, Kosciuszko Park, Aldi, Park & Field, and more! Owner occupancy required for mortgage assumption-but this property also stands on its own as a powerful investment opportunity with steady rental income and strong appreciation potential. Don't miss this rare shot at locking in a 2.75 rate! Current assumable loan balance is 631K.
Last checked:
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Last updated May 6, 2025
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MLS# 12260056 —
The Building
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Year Built:1913
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Rebuilt:No
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New Construction:false
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Construction Materials:Brick
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Roof:Flat
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Basement:Finished, Full
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Patio And Porch Features:Patio
Interior
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Rooms Total:16
Location
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Directions:Pulaski to Altgeld, east to Harding, south to the property.
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Location:87808
The Property
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Parcel Number:13263240070000
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Property Type:Residential Income
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Location:A
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Lot Size Dimensions:30X125
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Waterfront:false
Listing Agent
- Contact info:
- Agent phone:
- (847) 997-1639
- Office phone:
- (847) 997-1639
Taxes
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Tax Year:2023
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Tax Annual Amount:10097.36
Beds
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Bedrooms Total:7
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Bedrooms Possible:7
Baths
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Baths:5
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Full Baths:5
The Listing
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Virtual Tour Unbranded:
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Special Listing Conditions:None
Heating & Cooling
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Heating:Natural Gas, Radiator(s)
Utilities
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Sewer:Public Sewer
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Water Source:Public
Schools
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Elementary School:Mozart Elementary School
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Elementary School District:299
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Middle Or Junior School District:299
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High School:Kelvyn Park High School
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High School District:299
The Community
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Community Features:Park
Parking
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Parking Total:3
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Parking Features:On Site, Owned
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
4/15/25
Apr 15, 2025
|
Price Changed | MRED | $925,000 | -2.6% |
|
3/25/25
Mar 25, 2025
|
Price Changed | MRED | $949,900 | -5.0% |
|
3/8/25
Mar 8, 2025
|
Listed / Active | MRED | $999,900 |
