- 2 beds
- 3 baths
- 2,100 sqft
- $404 per sqft
- 1988 build
- – on site
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses!If you've been searching for a luxury gated waterfront condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it.This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas.Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener. Ask agent about how to turn this into a 3br with all the additional sq ft along with options for purchasing furniture and boat slip. Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle. Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.
Last checked:
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Last updated Jun 9, 2025
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MLS# 69025027171 —
The Building
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Year Built:1988
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Construction Materials:Stucco
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Architectural Style:Traditional
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Roof:Metal, Rubber
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Stories:2
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Foundation Details:Other
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Exterior Features:Balcony
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Window Features:InsulatedWindows
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Security Features:GatedCommunity
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Above Grade Finished Area:2100.0
Interior
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Interior Features:JettedTub, Pantry, WindowTreatments
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Flooring:CeramicTile
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Laundry Features:InHall, InUnit, UpperLevel
Room Dimensions
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Living Area:2100.0
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Living Area Units:SquareFeet
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Living Area Source:Measured
Location
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Directions:Broad St to Lake St to Gate 1rst gate code box. Codes available in ST app after confirmed appointment
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Cross Street:Lake St and Broad St
The Property
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Parcel Number:117685000003003
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Property Type:Residential
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Property Subtype:Condominium
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Lot Size Dimensions:N/A
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Lot Size Units:SquareFeet
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View:Water
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Water Frontage Feet:24.0
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Waterfront Features:Channel, DockFacilities, RiverFront, WaterAccessRights
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Water Body Name:St Joseph River
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Road Frontage Feet:1
Listing Agent
- Contact info:
- Agent phone:
- (269) 759-8466
- Office phone:
- (269) 408-8626
Taxes
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Tax Legal Description:UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1
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Tax Assessed Value:224610
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Tax Annual Amount:13158.0
Beds
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Total Bedrooms:2
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
Heating & Cooling
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Heating:Electric, ForcedAir, NaturalGas
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Heating:true
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Cooling:CeilingFans, CentralAir
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Cooling:true
Utilities
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Utilities:CableConnected, NaturalGasConnected
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Sewer:PublicSewer
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer, Oven, Refrigerator, TrashCompactor, Washer
Schools
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High School District:StJoseph
The Community
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Community Features:Gated
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Pool Features:Community, InGround
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Waterfront:true
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Pets Allowed:Yes
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Association Amenities:Clubhouse, Pool, Storage
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Association:true
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Association Fee:795.0
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Association Fee Frequency:Monthly
Parking
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Garage:true
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Garage Spaces:1.0
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Parking Features:Detached, GarageDoorOpener, Paved
IDX provided courtesy of Realcomp II Ltd., via Estately and Southwestern Michigan Association of REALTORS, © 2025 Realcomp II Ltd. Shareholders
Estately Inc. is a Michigan licensed brokerage #6505374810, managed by Michigan licensed REALTOR® broker Darren Yearsley #6505374810.
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
IDX provided courtesy of Realcomp II Ltd. via Estately Inc. and REALCOMP. ©2025 Realcomp II Ltd. Shareholders.
Monthly cost estimate

Asking price
$850,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,551
|
Taxes | $1,096 |
Insurance | $233 |
HOA fees | $795 |
Utilities | $135 See report |
Total | $6,810/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/8/25
Jun 8, 2025
|
Listed / Active | REALCOMP | $850,000 | 5.6% |
11/14/24
Nov 14, 2024
|
REALCOMP | $805,000 |