- 2 beds
- 3 baths
- 2,100 sqft
- $404 per sqft
- 1988 build
- – on site
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener. Ask agent about how to turn this into a 3br with all the additional sq ft along with options for purchasing furniture and boat slip. Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle. Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.
Last checked:
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Last updated Jun 9, 2025
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MLS# 25027171 —
The Building
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Year Built:1988
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New Construction:false
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Construction Materials:Stucco
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Building Features:None
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Building Area Total:2100.0
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Unit Number:1A
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Architectural Style:Traditional
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Roof:Metal, Rubber
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Foundation Details:None
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Stories:2
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Basement:No
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Basement:Other
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Basement:No
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Common Walls:None
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Entry Type:Gated
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Window Features:Insulated Windows, Window Treatments
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Accessibility Features:No
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Direction Faces:None
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Exterior -Stucco:true
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Roofing -Rubber:true
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Roofing -Metal:true
Interior
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Interior Features:Ceiling Fan(s), Eat-in Kitchen, Pantry
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Flooring:Ceramic Tile
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Rooms Total:7
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Fireplace:false
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Furnished:None
Room Dimensions
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Living Area:2100.0
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Main Level SqFt:1100.0
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Upper Level SqFt:1000.0
Financial & Terms
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Ownership:Private Owned
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Listing Terms:Cash, FHA, Conventional
Location
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Directions:Broad St to Lake St to Gate 1rst gate code box. Codes available in ST app after confirmed appointment
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Cross Street:Lake St and Broad St
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Latitude:42.111541
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Longitude:-86.484643
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Attached:No
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Current Use:None
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Parcel Number:11-76-8500-0003-00-3
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Zoning:None
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Exterior Features:Balcony
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Lot Size Units:Acres
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Topography:None
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Waterfront:true
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View:None
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View:No
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Inclusions:None
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Possible Use:None
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Frontage Type:None
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Water Access:Yes
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Water Body Name:St Joseph River
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Waterfront:Yes
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Waterfront Features:Channel, River
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Road Surface Type:Paved
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Road Frontage:1.0
Listing Agent
- Contact info:
- Agent phone:
- (269) 759-8466
- Office phone:
- (269) 408-8626
Taxes
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Tax Year:2024
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Tax Year:2024.0
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Tax Legal Description:UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1
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Tax Annual Amount:13158.0
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Annual Property Taxes:13158.0
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Tax Assessed Value:224610
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Taxable Value:224610.0
Beds
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Bedrooms Total:2
Baths
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Total Baths:3
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Total Baths:2.5
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Partial Baths:None
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Full Baths:2
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Full Baths:2
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Half Baths:1
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Three Quarter Baths:None
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Half Baths:1
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
Heating & Cooling
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Cooling:Central Air
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Cooling:true
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Heating:true
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Heating:Forced Air
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Heat Type -Forced Air:true
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Heat Source -Natural Gas:true
Utilities
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Utilities:Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
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Natural Gas:true
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Dishwasher:true
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Central Air:true
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Sewer:Public
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Sewer -Publictrue
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Water Source:Public
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Water Public:true
Appliances
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Appliances:Dishwasher, Dryer, Oven, Refrigerator, Trash Compactor, Washer
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Refrigerator:true
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Oven:true
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Washer:true
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Dryer:true
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Laundry Features:In Hall, In Unit, Upper Level
Schools
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Elementary School District:None
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Middle Or Junior School District:None
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High School District:St. Joseph
The Community
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Association:true%
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Association Amenities:Clubhouse, Pets Allowed, Pool, Storage
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Association Fee:795.0
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Association Fee Frequency:Monthly
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Pets Allowed:true
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Pool:true
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Pool Private:No
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Pool Features:In Ground
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Spa Features:Whirlpool Tub
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Senior Community:No
Parking
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Parking Total:None
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Parking Features:Garage Door Opener, Detached
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Garage:true
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Garage Spaces:1.0
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Attached Garage:false
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Carport Spaces:None
Monthly cost estimate

Asking price
$850,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,551
|
Taxes | $1,096 |
Insurance | $233 |
HOA fees | $795 |
Utilities | $135 See report |
Total | $6,810/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.