23 W Lake Forest Drive
PALMYRA, VA 22963
- 3 beds
- 1 bath
- 1,056 sqft
- ~1/2 acre lot
- $222 per sqft
- 1989 build
Lake Life Just Steps Away! Welcome home to 23 West Lake Forest Drive, a charming 3-bedroom, 1-bath retreat tucked inside the vibrant Lake Monticello community! Imagine starting your mornings with coffee on your peaceful front sitting porch and ending your evenings with a barefoot stroll down to Beach 3 — just a short walk from your front door. Feel the warm sand between your toes, the cool breeze off the lake, and the sun setting over the water — all just minutes away without ever getting in the car. Inside, you'll find a cozy layout ready for your personal touch, while outside, a private back deck invites summer BBQs, lazy afternoons, and good times with friends and family. Plus, enjoy peace of mind with a new roof installed in 2021. Living here means more than just a house — it’s a lifestyle. Lake Monticello offers a 350-acre lake for boating, fishing, and swimming, five beaches, a full-service marina, an 18-hole golf course, two clubhouses, a community pool, parks, playgrounds, basketball courts, racquet sports, and even onsite dining at Lakeside Restaurant and The Pub. Whether you’re searching for a weekend getaway, a first home, or your new everyday oasis, this sweet spot is the perfect starting point for your next adventure. Come see it for yourself — and don't forget to bring your flip-flops! Front ramp is for sale or will be removed prior to closing.
Last checked:
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Last updated May 3, 2025
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MLS# VAFN2000462 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1989
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Year Built Source:Assessor
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Roof:Shingle
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New Construction:No
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Construction Materials:Other
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Structure Type:Detached
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Architectural Style:Other, Ranch/Rambler
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Levels:1
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Accessibility Features:Mobility Improvements
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Foundation Details:Concrete Perimeter, Permanent
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Basement:No
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1056
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1056
Interior
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Interior Features:Ceiling Fan(s), Carpet, Dining Area, Entry Level Bedroom, Family Room Off Kitchen
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Room List:Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Full Bath
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Fireplace:Yes
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Fireplaces:1
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1056
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Living Area SqFt:1,056 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Settlement
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Lease Considered:No
Location
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Directions:Lake Monticello Main Gate, make left onto Jefferson Dr, keep straight for 3.6 miles then make right onto W. Lake Forest Dr. Home is on the right.
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Latitude:37.91397000
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Longitude:-78.32017000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.39
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Lot Size Source:Assessor
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Lot SqFt:17,076 Sqft
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Exclusions:Front Ramp (Ramp is for sale)
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Zoning:R4
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In City Limits:No
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Outdoor Living Structures:Porch(es), Deck(s)
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:Yes
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Water Access:No
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Distance To Water:Miles
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Water Body Type:Lake
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Navigable Water:No
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Tidal Water:No
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Land Use Code:2
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (540) 455-1498
- Office phone:
- (540) 659-8633
Taxes
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Tax ID Number:18A 9 156
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Tax Year:2024
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Tax Lot:156
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Tax Annual Amount:$1,262
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Tax Assessed Value:$149,500
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Year Assessed:2024
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County Tax:1262.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:1
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Full Baths:1
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Main Level Baths:1.00
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Main Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s), Central
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Dishwasher, Stove, Washer, Dryer, Refrigerator
Schools
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Elementary School:Central
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Middle School:Fluvanna
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High School:FLUVANNA
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School District Name:Fluvanna County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Lake Monticello
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Senior Community:No
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Pool:Yes - Community
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Association Recreation Fee:No
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Golf Course, Jog/Walk Path, Lake, Meeting Room, Picnic Area, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts
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HOA Fee:$1,238
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HOA Fee Frequency:Annually
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HOA/Condo/Coop Fee:Common Area Maintenance, Reserve Funds, Management, Road Maintenance, Snow Removal, Trash, Security Gate
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Other Fees:870.00
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HOA Name:Lmoa
Parking
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Garage:No
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Type of Parking:Driveway
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$235,000
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,258
|
Taxes | $105 |
Insurance | $64 |
Utilities | $138 See report |
Total | $1,565/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/2/25
May 2, 2025
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Listed / Active | BRIGHT | $235,000 |