- 4 beds
- 4 baths
- 3,296 sqft
- ~2 acre lot
- $379 per sqft
- 1988 build
Welcome to one of the most extraordinary waterfront homes in Virginia’s Northern Neck—a true sanctuary set on 2.26 private acres with 540 feet of pristine shoreline along Dividing Creek. Offering spectacular panoramic views, deep water access, and unmatched privacy, this property is a dream retreat for those who love nature, luxury, and the water. Inside, the main level boasts a light-filled open floor plan with soaring high ceilings and oversized windows that showcase stunning water views from nearly every angle. The kitchen offers expansive storage, including a massive walk-in pantry, granite countertops, and seamless flow into the main living and dining areas—perfect for both quiet evenings and lively gatherings. Two primary bedroom suites—one on the main level and another upstairs—provide rare flexibility and luxurious accommodations for both owners and guests. The main-level suite features private water views and direct access to the outdoor living spaces, creating a true single-level living option. Upstairs, you'll find three additional spacious bedrooms and a large bonus room ideal for guests, creative pursuits, or working remotely. One bedroom even offers rare sightlines to three different bodies of water—a breathtaking and unforgettable feature. Throughout the home, natural light pours in through well-placed windows, while recessed lighting adds a soft, modern touch. The lower level and outbuildings greatly expand your possibilities. A large, air-conditioned studio and extensive workshop offer space for woodworking, art, or even a future home business. These structures also hold strong potential for conversion into a charming guest cottage or income-producing rental. A detached storage building with a loft further enhances your options. Outdoors, a 1,008 sq. ft. waterside deck and an upper balcony provide the perfect spots to enjoy the breeze, watch boats drift by, and take in the serene beauty of the creek. The deck was recently refinished and the exterior of the home and shed was freshly painted by a top contractor. New gutters were added. The deep, clean water (6–12 feet) is perfect for boating, kayaking, fishing, and swimming to the nearby sandy beach. The dock was recently rebuilt and includes one boat lift and two jet ski lifts. Nature lovers will delight in frequent sightings of dolphins, pelicans, herons, egrets, swans, ospreys, and bald eagles. With ample room for a pool, hot tub, or custom backyard retreat, the potential here is only limited by your imagination. Additional highlights include a two-car garage, triple-zoned HVAC, a 50-year roof with 25–30 years of life remaining, and stunning rose gardens. $22,000 worth of rip-rap was added. Recent upgrades include new granite countertops, tiled bathrooms with cement board, recessed lighting, shed siding and doors, exterior lighting, garage door openers, and charming new trellis and latticework was recently installed. The average winter electric bills are around just $167, comfort here comes with efficiency. Just minutes from the charming town of Kilmarnock, you’ll enjoy boutique shopping, fine dining, art galleries, and the family-friendly Compass Entertainment Complex. You're also close to the renowned Tides Inn Resort and within easy reach of Richmond (90 minutes) and Washington, D.C. (under three hours). Whether you’re looking for a private waterfront retreat, an investment opportunity, or a one-of-a-kind primary residence, this home delivers exceptional beauty, comfort, and potential—truly one of the best locations on the East Coast. You will love that the home is only 50' from the water, most homes are 100'! During hurricane Isabel water never got into the house. The crawl space is 4 feet high. (Notes: at this property, you are allowed to have a guest house and if you would like to add a pool you can.. There is one boat left two jet ski lifts. The electric bill in January February March was only $167)
Last checked:
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Last updated Jun 28, 2025
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MLS# VANV2001578 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1988
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Year Built Source:Estimated
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Roof:Composite, Shingle
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New Construction:No
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Construction Materials:Wood Siding
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Building Levels:2
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Structure Type:Detached
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Historic:No
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Architectural Style:Contemporary
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Levels:2
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Door Features:Sliding Glass
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Security Features:Smoke Detector
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Window Features:Screens, Sliding
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Accessibility Features:36, >84, Low Pile Carpeting, Roll-in Shower
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Foundation Details:Crawl Space
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Basement:No
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Total SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:3296
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Above Grade Finished SqFt Source:Estimated
Interior
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Interior Features:Bathroom - Jetted Tub, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Pantry, Recessed Lighting, Walk-in Closet(s), Window Treatments, Wood Floors
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Room Count:9
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Flooring Type:Hardwood, Carpet, Laminated
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Gas/Propane
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Wall & Ceilings:Dry Wall, 9'+ Ceilings
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3296
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Living Area SqFt:3,296 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, FHA, Conventional, VA
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Possession:Settlement
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Lease Considered:No
Location
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Directions:Take Rt. 200 from Kilmarnock. Look for Ditchley Road on your right hand side. Turn onto Ditchley Road and follow to the end. Home is on the left.
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Latitude:37.73294000
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Longitude:-76.32336000
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Location Type:Creek/Stream
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Acres:2.26
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Lot Size Source:Estimated
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Lot Features:Secluded, Rural, Rip-Rapped, Rear Yard, Private, Premium, Open, Not In Development, Level, Landscaping, Front Yard, Fishing Available
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Lot SqFt:98,445 Sqft
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Additional Parcels:No
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Zoning:R 2
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Zoning Description:Waterfront Residential
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View:Water, River, Scenic Vista, Panoramic, Creek/Stream
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In City Limits:No
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Outdoor Living Structures:Deck(s), Porch(es), Enclosed, Balcony
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Other Structures:Above Grade
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Horse:No
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Waterview:Yes
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Waterfront:Yes
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Waterfront Features:Private Dock Site, Sandy Beach
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
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Distance To Water:Feet
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Distance To Body Of Water:50
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Water Body Name:Dividing Creek
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Water Body Type:Creek/Stream
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Mean Low Water Feet:12
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Navigable Water:Yes
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Water Frontage In Feet:540
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Tidal Water:Yes
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Ground Rent Exists:No
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Riparian Rights:Yes
Listing Agent
- Contact info:
- Agent phone:
- (703) 508-1860
- Office phone:
- (703) 378-8810
Taxes
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Tax ID Number:52 10 002
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Tax Year:2025
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Tax Lot:002
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Tax Annual Amount:$2,250
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Tax Assessed Value:$630,700
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:1
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Upper Level Bedrooms:3
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Upper Level 1 Bedrooms:3
Baths
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Main Level Baths:2.00
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Main Level Full Baths:1
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Main Level Half Baths:1
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Upper Level Full Baths:2
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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Upper Level Full Baths:2
The Listing
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned, Programmable Thermostat
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s), Central
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Heating Fuel:Electric
Utilities
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Utilities:Electric Available, Propane, Water Available
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Sewer/Septic:Gravity Sept Fld
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Electric Service:200+ Amp Service
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Hot Water:Tankless, Propane
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Water Source:Community
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Internet Services:Fiber Optic
Appliances
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Appliances:Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Stove, Washer, Water Heater - Tankless
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Laundry Type:Dryer In Unit, Main Floor, Washer In Unit
Schools
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Elementary School:Northumberland
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Middle School:Northumberland
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High School:NORTHUMBERLAND
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School District Name:Northumberland County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:None Available
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Senior Community:No
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Exterior Features:Private Beach, Roof Deck, Outbuilding(s), Exterior Lighting
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Pool:No Pool
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Docks:1
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Dock Type And Features:Material - Treated Lumber, Pier (Perpendicular), Private
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Deeded
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Slips:2
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Association Recreation Fee:No
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HOA:No
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Condo/Coop Association:No
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Municipal Trash:No
Parking
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Total Garage and Parking Spaces:3
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Garage:Yes
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Garage Features:Garage - Front Entry, Oversized
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Garage Spaces:3.00
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Garage SqFt:786
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Type of Parking:Detached Garage
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Parking Features:Crushed Stone
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# of Detached Garage Spaces:3
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$1,250,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,693
|
Taxes | $187 |
Insurance | $343 |
Utilities | $208 See report |
Total | $7,431/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
5/12/25
May 12, 2025
|
Listed / Active | BRIGHT | $1,250,000 |