2195 Harbor RD
NAPLES, FL 34104
- 3 beds
- 4 baths
- 3,099 sqft
- $1,063 per sqft
- 2022 build
- – on site
Prepare to be captivated by this exceptional waterfront residence, custom built by JVM and located in one of Naples’ most desirable communities — notably with no flooding or storm damage from recent hurricanes. This beautifully designed one-story home showcases a seamless blend of timeless craftsmanship and modern luxury. The open-concept great room floor plan is flooded with natural light and offers stunning water views throughout. Soaring volume ceilings with elegant wood beam accents, wide-plank engineered hardwood flooring, and sophisticated finishes set the tone for effortless coastal living. The heart of the home is the chef’s kitchen, featuring a 12-foot quartz island, Viking stainless steel appliances, a gas range, farmhouse sink, pristine white cabinetry, and a spacious walk-in pantry. A walk-through butler’s pantry—with second refrigerator, laundry area, sink, and custom cabinetry—adds both convenience and charm. With three generously sized bedrooms, a private den, and four impeccably appointed full baths, the layout offers comfort, style, and flexibility. Step outside to a true waterfront oasis: a saltwater pool, oversized spa, sun shelf, and a screened-in covered boathouse create the ultimate backdrop for relaxation or entertaining. A private dock with 15,000 lb lift, water and electric, provides quick Gulf access and puts downtown Naples, Keewaydin Island, and Marco Island just minutes away by boat. Additional highlights include a spacious three-car garage, 30- and 50-amp service ideal for generators or EV charging, and a rare combination of location, protection, and premium finishes. This is coastal living at its finest—schedule your private showing today.
Last checked:
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Last updated May 20, 2025
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MLS# 225046894 —
This home is listed in more than one place. See it here.
The Building
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Year Built:2022
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Construction:concrete block
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Building Design:single family
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Building Description:1 story/ranch, florida
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Roof:metal
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Windows:double hung, sliding
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Exterior Finish:Other, stucco
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Storm Protection:impact resistant doors, impact resistant windows
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Equipment:auto garage door, Cooktop - Gas, dishwasher, disposal, double oven, dryer, microwave, Pot Filler, refrigerator, refrigerator/icemaker, safe, security system, self cleaning oven, smoke detector, washer
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Elevator:none
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Total Floors:1
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Units in Building:1
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Unit Floor:1
Interior
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Floor Plan Type:great room, split bedrooms
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Interior Features:built-in cabinets, cable prewire, closet cabinets, exclusions, fireplace, foyer, Internet Available, laundry tub, pantry, smoke detectors, tray ceiling, volume ceiling, walk-in closet, window coverings
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Furnishings:unfurnished
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Kitchen Description:gas available, island, pantry, walk-in pantry
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Dining Description:family/dining, eat-in kitchen
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Additional Rooms:den/study, great room, guest bath, guest room, laundry in residence, open porch/lanai, screened lanai/porch
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Flooring:Other, tile, wood
Room Dimensions
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Total Area:6,984 Sqft
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Approx Living Area SqFt:3099
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Source of Measure Living Area:Property Appraiser Office
Financial & Terms
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Ownership Description:single family
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Potential Short Sale:No
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Restrictions:none
Location
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Latitude:26.143517
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Longitude:-81.778052
The Property
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Property Type:Residential
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Property Information:Prepare to be captivated by this exceptional waterfront residence, custom built by JVM and located in one of Naples’ most desirable communities — notably with no flooding or storm damage from recent hurricanes. This beautifully designed one-story home showcases a seamless blend of timeless craftsmanship and modern luxury. The open-concept great room floor plan is flooded with natural light and offers stunning water views throughout. Soaring volume ceilings with elegant wood beam accents, wide-plank engineered hardwood flooring, and sophisticated finishes set the tone for effortless coastal living. The heart of the home is the chef’s kitchen, featuring a 12-foot quartz island, Viking stainless steel appliances, a gas range, farmhouse sink, pristine white cabinetry, and a spacious walk-in pantry. A walk-through butler’s pantry—with second refrigerator, laundry area, sink, and custom cabinetry—adds both convenience and charm. With three generously sized bedrooms, a private den, and four impeccably appointed full baths, the layout offers comfort, style, and flexibility. Step outside to a true waterfront oasis: a saltwater pool, oversized spa, sun shelf, and a screened-in covered boathouse create the ultimate backdrop for relaxation or entertaining. A private dock with 15,000 lb lift, water and electric, provides quick Gulf access and puts downtown Naples, Keewaydin Island, and Marco Island just minutes away by boat. Additional highlights include a spacious three-car garage, 30- and 50-amp service ideal for generators or EV charging, and a rare combination of location, protection, and premium finishes. This is coastal living at its finest—schedule your private showing today.
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Lot Description:regular
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Lot Unit:4
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Lot Back:103
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Lot Frontage (ft):103
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Lot Left:184
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Lot Right:163
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Rear Exposure:NW
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0.4000Acres:
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View:landscaped area, mangroves, river, water
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Exterior Features:decorative shutters, fence, patio, auto sprinkler
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Road:county maintained, paved road
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Irrigation:central
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Private Pool:Yes
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Private Pool:below ground, concrete, custom upgrades, equipment stays, gas heat, salt water system
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Private Spa:below ground, concrete, equipment stays, gas heat
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Private Spa:Yes
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Boat Access:private boat dock, boat house, boat lift, included dock, elec. available at dock, water available at dock
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Waterfront:Yes
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Waterfront Description:canal, navigable, river frontage
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Canal Width (ft.):81-120
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Gulf Access:Yes
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Gulf Access Type:Bridge(s)/Water Indirect
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Source of Measure Total Area:Property Appraiser Office
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Price Per SqFt:1063.25
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Source of Measure Lot Dimensions:Property Appraiser Office
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Source of Measurements:Property Appraiser Office
Listing Agent
- Contact info:
- Agent phone:
- (239) 231-6164
- Office phone:
- (239) 610-3235
Taxes
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Tax Year:2024
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Taxes:$22,215.90
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Taxes:county only, homestead
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Tax District Type:Not Applicable
Beds
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3Total Bedrooms:
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Bedrooms:3+ den
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Bedroom Description:1st floor bedroom, ground floor master , split bedrooms
Baths
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4.00Total Baths:
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Master Bath Description:dual sinks, separate tub and shower
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3Full Baths:
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1Half Baths:
The Listing
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Auction:No
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Flood Insurance:No
Heating & Cooling
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Heat:central electric
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Cooling:ceiling fans, central electric
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Gas Description:Propane
Utilities
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Water:central
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Sewer:central
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Cable Available:Yes
Appliances
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Range:25
The Community
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Development:ROCK HARBOR
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Development Name:ROCK HARBOR
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Community Type:boating, non-gated
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Amenities:community park, streetlight
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Golf Type:No Golf Available
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Pets:no approval needed
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Maintenance:none
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Management:none
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Mandatory HOA:No
Parking
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Garage:attached
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Garage Spaces:3
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Parking:2 assigned, paved driveway, Electric Vehicle Charging
Monthly cost estimate

Asking price
$3,295,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$17,643
|
Taxes | $1,851 |
Insurance | $906 |
Utilities | $171 See report |
Total | $20,571/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/20/25
May 20, 2025
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Listed / Active | SWFLMLS | $3,295,000 | 530.6% (92.7% / YR) |
4/23/25
Apr 23, 2025
|
Price Changed | FGCMLS | ||
3/17/25
Mar 17, 2025
|
Price Changed | FGCMLS |