2108 Royal Tern Street
Panama City, FL 32405
- 3 beds
- 2 baths
- 1,664 sqft
- 6,969 sqft lot
- $291 per sqft
- 2022 build
- – on site
Welcome to 2108 Royal Tern Street, a beautifully crafted Harris Doyle home nestled in the sought-after SweetBay community. This Clearwater floor plan features 3 bedrooms, 2 bathrooms, and offers refined coastal living with thoughtful upgrades throughout. One unique highlight of this home is its location as no street parking is allowed directly in front, providing added privacy. It is also positioned next to a lush green space, offering a serene view from the front porch swing. Inside, the flexible layout includes two living areas, ideal for a home office, dining room, or additional family space. Elegant coastal-inspired design elements include light walnut luxury vinyl plank (LVP) flooring, brushed nickel hardware, and stylish lighting fixtures. The kitchen seamlessly connects to the main living area and is a true centerpiece, showcasing Artic white quartz countertops, stone gray cabinetry, white backsplash, decorative wood hood, slide-in gas range, large island with seating, stainless steel single-bowl sink, built-in microwave, and under-cabinet lighting. The spacious primary suite overlooks the fully fenced backyard and features an ensuite bathroom with Infinity Calacatta ceramic tile flooring, zero-entry floor-to-ceiling tiled shower, double quartz vanity, stone gray cabinetry, and walk-in closet. The main living area showcases a sophisticated fireplace and offers seamless indoor-outdoor living with 6' sliding glass doors leading to the backyard. Step into your private, fully fenced retreat, where a covered back porch sets the stage for refined entertaining, elevated al fresco dining, or watching the game in comfort and style with guests. Located in SweetBay, this vibrant waterfront community offers over 5 miles of bayfront shoreline, two resort-style pools, basketball court, walking trails, playgrounds, and ample green space. The neighborhood also features the highly rated University Academy (Preschool-8th Grade), and a golf cart-friendly lifestyle. SweetBay is also home to its own Town Center, featuring a Publix, Starbucks, and plans for additional dining and retail options. Plans are also underway for an 11-acre marina with over 100 wet slips and 250+ dry boat storage. Don't miss this opportunity and schedule your private tour today.
Last checked:
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Last updated May 4, 2025
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MLS# 975530 —
The Building
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Year Built:2022
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Construction Materials:Siding CmntFbrHrdBrd
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Building Area Total:1664.0
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Building Area Source:County PA Records
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Architectural Style:Craftsman Style
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Stories:1
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Levels:None
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Exterior Features:Fenced Back Yard, Sprinkler System
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Window Features:Plantation Shutters, Window Treatment All
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Accessibility Features:None
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Direction Faces:None
Interior
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Interior Features:Fireplace, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup
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Rooms Total:8
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Tile, Floor Vinyl
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:From Publix at Town Center (SweetBay), Follow Sweet Bay Ave. for approximately .2 and take a left on Discovery Loop. Then, take your first right onto Rushes Ave. Continue approx. .7 miles and take a right on Blossom St. Continue .2 miles and take a right on Royal Tern St. Home will be on the right.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Covenants, Curb & Gutter, Interior, Survey Available
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Lot Size Acres:0.16
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Lot Size Area:0.16
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Lot Size Dimensions:129 x 57 x 128 x 50
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Lot Size SqFt:6969.6
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:11731-350-040
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Topography:None
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Fencing:Fenced Lot-All, Fenced Privacy
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Waterfront:No
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Water Body Name:None
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:Lot 391, SweetBay Phase 2C, a subdivision according to the map or plat thereof, as recorded in Plat Book 28, Page 80, of the Public Records of Bay County, Florida.
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://my.matterport.com/show/?m=QFjDgZoowBz
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Cooktop, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Water Heater - Gas, Water Heater - Tnkls
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Disposal:true
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Microwave:true
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Range:true
Schools
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Elementary School:Northside
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Elementary School District:None
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Middle Or Junior School:Jinks
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Middle Or Junior School District:None
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High School:Bay
The Community
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Subdivision Name:SWEET BAY
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Community Features:BBQ Pit/Grill, Dumpster, Fishing, Picnic Area, Playground, Pool, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:399.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Land Recreation, Management
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Garage, Oversized
Monthly cost estimate

Asking price
$485,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,597
|
Taxes | N/A |
Insurance | $133 |
Utilities | $155 See report |
Total | $2,885/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/4/25
May 4, 2025
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Listed / Active | ECARMLS | $485,000 |