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20889 W 7Th Avenue

Cudjoe Key, FL 33042

3 beds
2.5 baths
2,295 sqft
8,000 sqft lot
$1,021 per sqft
1996 build
– on site

Luxury Waterfront Living in Prestigious Cudjoe Gardens. Discover refined island living in the heart of one of the Florida Keys' most exclusive waterfront communities renowned for its deepwater access, upscale ambiance, and close proximity to Key West.This elegantly designed residence is perfectly positioned on an 8,000sf lot, offering exceptional canal frontage on an 50ft wide canal only 5 homes in and a 2 min ride from open water. The home features 2,295 living sf plus 441sf garage and 225sf of porches, making for almost 3,000sf under roof! Home has beautifully appointed interiors, where luxury and comfort harmonize.The open-concept living space is adorned with 10 to 12 ft ceilings, abundant natural light, and premium finishes throughout. At the heart of the home is a custom-made epoxy and wood bar, a true showpiece that makes an ideal spot for entertaining in style. A custom built electric fireplace offering ambiance and warmth anchors the living room and invites relaxed evenings after a day on the water.The large kitchen is outfitted with beautiful granite with natural tones, stainless steel appliances, custom cabinetry, and an expansive island, flowing seamlessly into the second and large living room where comfort is found! The primary master bedroom suite offers a tranquil retreat with in room office, his and hers walk in closets, and a spa-like ensuite bath.Two additional spacious bedrooms and full bath, plus a half bath and laundry room complete this large home. Additional features include elegant large plank Bamboo flooring, impact-resistant windows and doors, etched glass front door, plantation shutters throughout the home, a spacious garage, and thoughtfully landscaped grounds that reflect the natural beauty of the Keys.Step outside through the French glass doors to a waterfront screened in porch with ceiling fans. The 80ft concrete dock with 20k boat lift, working davits, 1000lb ice maker, cleaning station, make this a fisherman's paradise!

Listing courtesy of FLKMLS / Berkshire Hathaway HomeServices Knight & Gardner Realty

Last checked: Checking… • Last updated May 6, 2025 •

MLS# 614903 —

The Building

Year Built:

1996
Construction:

CBS, Stucco, Concrete
Style:

Single Family
Exterior Features:

Fencing, Sprinkler System, Lighting, Rain Gutters, Fruit Tree(s)
Windows/Doors:

French Doors, Impact Rstnce Window, Impact Rstnce Doors, Glass Doors
Roof:

Metal Roof
Shutters:

Accordion
Porch/Balcony:

Screened P/B

Interior

Furnished:

Negotiable
Interior Features:

Cathedral Ceilings, Built-in Cabinets, Bar, Window Treatments, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Smoke Alarms, Granite Counter Top, Entrance Foyer, Split Bedroom
Floor:

Tile, Wood

Financial & Terms

Terms:

Cash, FHA, VA, Conventional

Location

Directions:

Overseas Hwy turn onto Drost in Cudjoe Gardens, right onto 7th Ave W, property down on right, 5th home in from open water.

The Property

Parcel #:

00174633-003500
Property Condition:

Updated/Remodeled
Lot SqFt:

8000.00
Acres:

0.18
Land Size:

Less Than 1/4 Acre
Waterfront:

Canal Front
Zoning:

IS - Improved Subivision District
Waterfront:

Yes
Waterview:

Canal View
Flood Zone:

AE

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Taxes:

8455.56
Tax Exemptions:

Homestead

Beds

Total Bedrooms:

3

Baths

Total Baths:

3.00
Full Baths:

2
Half Baths:

1

Heating & Cooling

Heating:

Central, Electric
Cooling:

Central Air, Ceiling Fans(s)

Utilities

Utilities:

FKAA, Water Separate Meter, Elect Separate Meter, Municipal Sewer
Pre-Wired:

Cable
Pub Sewer HkUp:

Yes

Appliances

Appliances:

Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer

The Community

Subdivision:

Cudjoe Gardens (21.0)
Neighborhood Features:

Other Area Features
Dockage:

Davits, Boat Lift
Dockage: Dock:

Concrete
Dockage: Dock Length:

80
Dockage: Seawall:

Concrete
Pets:

Pets Allowed
Fee Includes:

Common Area Mnt
Association Info: Association Fee $:

75.00
Association Info: Mandatory Home Owners Asc:

No
Association Info: Assoc/Mnt Fee Per:

Yearly
Association Info: Voluntary Home Owners Asc:

Yes

Parking

Vehicle Storage:

Garage, Trailer Storage, Off Street Parking, Guest Parking, Attached
Vehicle Storage: Car(s):

4+

Monthly cost estimate

Asking price

$2,345,000

Expense	Monthly cost
Mortgage	$12,556
Taxes	$704
Insurance	$644
Utilities	$197 See report
Total	$14,101/mo.^*
	^*This is an estimate

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Air Pollution Index

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Sale history

Date	Event	Source	Price	% Change
5/5/25 May 5, 2025	Listed / Active	FLKMLS	$2,345,000

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This house located in Cudjoe Key, FL 33042 is currently for sale for $2,345,000. 20889 W 7Th Avenue is a 2,295 square foot house with 3 beds and 2.5 baths that has been on Estately for 1 days.

Listing Courtesy of: FLKMLS and Berkshire Hathaway HomeServices Knight & Gardner Realty.

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