20883 4th Avenue
Cudjoe Key, FL 33042
- 3 beds
- 3 baths
- 2,524 sqft
- 13,125 sqft lot
- $633 per sqft
- 2011 build
- – on site
Tucked away in the boating community of Cudjoe Gardens, this spacious 3 Bedroom plus Loft canal front home boasts over 2,500 sq. ft. with soaring ceilings and a 2-car garage. Thoughtfully designed for both relaxation and functionality, the space is filled with natural light which flows seamlessly from room to room. The massive Kitchen is highly functional featuring lots of granite counter space and cabinetry plus stainless steel appliances. A large island takes center stage along with peninsula seating perfect for family gatherings and entertaining. Plenty of storage for all of your cookware with 2 pantries and laundry just a hand reach away. Enjoy alfresco dining overlooking the water on the waterfront screened lanai. The primary suite offers a peaceful retreat, with dual walk-in closets and a luxurious ensuite bathroom that includes dual vanities, a separate soaking tub and a spacious shower. The two guest bedrooms are equally spacious, with generous closet space and baths. Upstairs, a versatile loft space offers endless options such as a den, office, or media room. Impact-resistant windows and doors ensure the interior is bathed in natural light while maintaining storm readiness. Fantastic 84' dockage complete with a 15k lb lift and kayak lift. The dock also features a swim ladder, providing easy access for a quick dip or a leisurely swim in the 100' wide crystal clear flow through canal. Cudjoe Gardens is one of the few Keys neighborhoods where ground level homes are above the flood plane (no steps to climb!) and that offers a full service marina providing boat ramp, fuel, bait and refreshments and a waterfront restaurant all walking distance from your home.
Last checked:
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Last updated Apr 28, 2025
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MLS# 612428 —
The Building
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Year Built:2011
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Construction:CBS
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Style:Single Family
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Windows/Doors:Impact Rstnce Window, Impact Rstnce Doors
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Roof:Metal Roof
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Porch/Balcony:Screened Patio
Interior
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Specialty Rooms:Loft
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Furnished:Negotiable
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Interior Features:Wet Bar, Walk-in Closet(s), Storage, Granite Counter Top
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Floor:Tile, Carpet
Financial & Terms
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Terms:Cash, FHA, Conventional
Location
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Directions:From Overseas Highway, turn Oceanside onto Drost Drive. Then turn right onto 4th Ave W. The destination is ahead on the right.
The Property
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Parcel #:00174635-001500
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Lot SqFt:13125.00
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Acres:0.30
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Land Size:1/4 - 1/2 Acre
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Waterfront:Canal Front
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Zoning:IS - Improved Subivision District
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Waterfront:Yes
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Waterview:Canal View
Listing Agent
- Contact info:
- Agent phone:
- (305) 797-1221
- Office phone:
- (305) 872-3050
Taxes
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Tax Year:2023
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Taxes:11511.36
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Tax Exemptions:None
Beds
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Total Bedrooms:3
Baths
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Total Baths:3.00
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Full Baths:3
The Listing
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UnBranded Virtual Tour:https://www.zillow.com/view-3d-home/c0121ac0-241a-4135-b35c-697e0090e4cf?setAttribution=mls&wl=true&utm_source=dashboard
Heating & Cooling
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Heating:Electric
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Cooling:Central Air, Ceiling Fans(s)
Utilities
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Utilities:FKAA, Buyer to Verify, Municipal Sewer
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Pub Sewer HkUp:Yes
Appliances
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Appliances:Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
The Community
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Subdivision:Cudjoe Gardens (21.0)
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Neighborhood Features:Bike Paths
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Dockage:Boat Lift
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Dockage: Dock:Concrete
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Dockage: Dock Length:84
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Pets:Pets Allowed
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Fee Includes:None
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Association Info: Mandatory Home Owners Asc:No
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Association Info: Voluntary Home Owners Asc:Yes
Parking
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Vehicle Storage:Garage, Off Street Parking, Open Parking
Monthly cost estimate

Asking price
$1,599,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$8,562
|
Taxes | $959 |
Insurance | $439 |
Utilities | $182 See report |
Total | $10,142/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
4/28/25
Apr 28, 2025
|
Price Changed | FLKMLS | $1,599,000 | -5.9% |
11/26/24
Nov 26, 2024
|
Listed / Active | FLKMLS | $1,699,000 | 102.3% (11.7% / YR) |
2/26/16
Feb 26, 2016
|
FLKMLS | $840,000 |