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2037 Indian Circle

ST LEONARD, MD 20685

4 beds
3 baths
2,520 sqft
~1 acre lot
$337 per sqft
1965 build

Rare Waterfront Opportunity with Built-In Equity on St. Leonard Creek Welcome to a truly exceptional find—this 4-bedroom, 3-bath, 2,520 sq ft waterfront home sits on 1.31 acres with a 3-car Garage! Recently appraised at $1.012 million in as-is condition, offering you a rare chance to own instant equity in one of Southern Maryland’s most desirable locations. Priced to invite your vision, this is a one-of-a-kind opportunity to make it your own while building value. From the moment you arrive, the property impresses with mature trees, a rolling green lawn, and unmatched views of St. Leonard Creek from nearly every room. Step outside and you’re just moments from adventure—with a private pier, 9' MLW, boat and jet ski lifts, and a bathing/swim platform ready for crabbing, kayaking, and swimming. Inside, the open floor plan is perfect for gatherings, allowing guests to flow seamlessly between the kitchen, living area, screened porch, and creek-facing deck—all perfect for sunset views and quiet morning coffee. Cozy up around the wood-burning fireplace in the massive great room which is the open concept that we have all been looking for. The main floor bedroom is perfect to convert into an office or to suite guests. A full bathroom on the main floor is conveniently located so that you can wash off coming in from a full day on the water. The kitchen is ample sized with double stacked cabinetry. This home was a smaller home at one point and time and an entire second story was added. This allows both the main floor an the upper level to have vaulted ceilings with lots of glass which is very unique. The upper level is home to 3 bedrooms and 2 bathrooms. The primary bedroom is MASSIVE with sliding glass doors that lead to a deck that spans the full length of the back of the home. The primary bathroom has a water closet, double sink vanity and a full sized hot tub that is surrounded by glass. The upstairs floor plan could use some imagination of re-working and closing off some rooms that connect, however with a little bit of vision you can achieve true bedrooms, one of which that will be a dream primary suite! With a 3-car detached garage and a layout that balances function, flow, and breathtaking scenery, this home offers an unmatched blend of lifestyle and value. The location on St. Leonard Creek provides expansive views as well as deep water! Properties like this are rarely available—don’t miss your chance to own this wonderful property!

Listing courtesy of BRIGHT / CENTURY 21 New Millennium

Last checked: Checking… • Last updated May 27, 2025 •

MLS# MDCA2021222 —

The Building

Year Built:

1965
Year Built Source:

Assessor
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Frame, Vinyl Siding
Structure Type:

Detached
Architectural Style:

Contemporary
Levels:

2
Window Features:

Double Pane
Accessibility Features:

None
Foundation Details:

Slab
Basement:

No
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2520
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

2520

Interior

Interior Features:

Combination Kitchen/Living, Entry Level Bedroom, Stove - Wood, Family Room Off Kitchen, WhirlPool/HotTub, Attic, Bathroom - Jetted Tub, Bathroom - Stall Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Open
Room List:

Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Foyer, Bedroom 1, Sun/Florida Room, Office, Bathroom 2, Primary Bathroom, Full Bath
Flooring Type:

Ceramic Tile, Carpet
Fireplace:

Yes
Fireplaces:

2
Fireplace Features:

Brick, Mantel(s), Wood
Wall & Ceilings:

9'+ Ceilings, High, Cathedral Ceilings
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

2520
Living Area SqFt:

2,520 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, VA, Other
Possession:

Negotiable

Location

Directions:

From C21NM PF: S on MD 4, Turn right onto Broomes Island Rd (MD-264). Go for 2.2 mi., Turn left onto Mackall Rd (MD-265). Go for 5.6 mi., Turn left onto Mackall Rd (MD-265). Go for 259 ft., Continue on Mackall Rd (MD-265). Go for 171 ft., Turn left onto Cape Leonard Dr. Go for 0.5 mi., Turn right onto Cape Leonard Dr. Go for 0.2 mi., Turn right onto Cape Leonard Dr. Go for 0.2 mi., Turn slightly left onto Tom Bowman Rd. Go for 509 ft.
Latitude:

38.40262000
Longitude:

-76.48927000
Location Type:

Creek/Stream

The Property

Property Type:

Residential
Property Condition:

Good
Lot Size Units:

Square Feet
Lot Size Acres:

1.31
Lot Size Source:

Assessor
Lot Features:

Level, Partly Wooded, Private, Rear Yard, Stream/Creek
Lot SqFt:

57,040 Sqft
Zoning:

R
Zoning Description:

R
View:

Scenic Vista, Water, Creek/Stream, Trees/Woods
In City Limits:

No
Outdoor Living Structures:

Deck(s), Patio(s), Enclosed, Screened
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Private Dock Site, Rip-Rap
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard, Personal Watercraft (PWC)
Distance To Water:

Feet
Distance To Body Of Water:

60
Water Body Name:

Saint Leonard Creek
Water Body Type:

Creek/Stream
Mean Low Water Feet:

9
Navigable Water:

Yes
Water Frontage In Feet:

90
Tidal Water:

Yes
Land Use Code:

R
Ground Rent Exists:

No
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

0501031309
Tax Year:

2024
Tax Lot:

5
Tax Annual Amount:

$7,204
Tax Assessed Value:

$660,400
Year Assessed:

2025
County Tax:

6794.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

1.00
Main Level Full Baths:

1
Upper Level Full Baths:

2
Upper Level Total Baths:

2
Upper Level Total Baths:

2.00
Upper Level Full Baths:

2

Heating & Cooling

Cooling Type:

Central A/C, Heat Pump(s), Ceiling Fan(s)
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump(s), Baseboard - Hot Water
Heating Fuel:

Electric, Oil, Wood

Utilities

Sewer/Septic:

Nitrogen Removal System, On Site Septic
Hot Water:

Electric
Water Source:

Well
Internet Services:

Broadband, Cable

Appliances

Appliances:

Washer, Dryer, Refrigerator, Stove, Dishwasher, Microwave
Laundry Type:

Has Laundry, Upper Floor, Washer In Unit, Dryer In Unit

Schools

Elementary School:

Mutual
Middle School:

Southern
High School:

CALVERT
School District Name:

Calvert County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Cape Leonard
Senior Community:

No
Exterior Features:

Boat Storage, Exterior Lighting, Flood Lights, Outbuilding(s), Secure Storage
Pool:

No Pool
Docks:

1
Dock Type And Features:

Pier (Perpendicular), Private, Material - Treated Lumber, Hoist/Lift Electric, Multiple Slip, Sun Deck
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Physical Dock/Slip Conveys
Boats Power Count:

2
Slips:

2
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

7
Garage:

Yes
Garage Features:

Garage - Front Entry, Additional Storage Area
Garage Spaces:

3.00
Garage SqFt:

800
Type of Parking:

Detached Garage, Driveway
# of Detached Garage Spaces:

3
Driveway - # of Spaces:

4

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$849,900

Expense	Monthly cost
Mortgage	$4,550
Taxes	$600
Insurance	$233
Utilities	$221 See report
Total	$5,604/mo.^*
	^*This is an estimate

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Bike Score®

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Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/20/25 May 20, 2025	Listed / Active	BRIGHT	$849,900

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This house located in MD 20685 is currently for sale for $849,900. 2037 Indian Circle is a 2,520 square foot house with 4 beds and 3 baths. This house is in the attendance area of Southern Middle School.

Listing Courtesy of: BRIGHT and CENTURY 21 New Millennium.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.