20345 Ridge Road
COLONIAL BEACH, VA 22443
- 3 beds
- 4 baths
- 3,446 sqft
- ~2 acre lot
- $261 per sqft
- 2005 build
Welcome to this stunning custom-renovated builder’s home — a true waterfront retreat tucked away on a private peninsula, offering luxury, functionality, and breathtaking sunset views over Rosier Creek with deep water access and just a short boat ride to the open Potomac River. This 3-bedroom, 3.5-bath showpiece is packed with upgrades and designed for both elegance and comfort. The main level primary suite is a sanctuary with panoramic water views, heated floors, gas log fireplace, a private deck, and a spa-like en suite that redefines relaxation. You’ll also find a second spacious bedroom with an attached bath, plus an additional half bath for guests. The open-concept main living area features: A gourmet kitchen with oversized island, Custom cabinetry, built-ins, and moldings throughout. Masonry accents inside and out, including Blue Stone entry steps and a patio that welcomes you with timeless charm. Wraparound Trex deck and low-maintenance cedar shake-style premium vinyl siding. Every detail has been thoughtfully designed — including Pella windows with built-in pleated shades and spiral stairs that lead to the expansive lower level. Downstairs offers multi-generational living potential with a full apartment, including a 3rd bedroom, full bath, a second kitchen, and a huge party room that opens to an outdoor kitchen/bar/entertaining area — ideal for hosting or creating a private guest retreat. Outdoor Highlights Include: Private pier with electricity and boat slips Custom fire pit with built-in seating 2+ car detached garage with mini split, shop area, and full loft overlooking the water In-ground electric fence for your four-legged friends Peninsula backyard on a protected cove – peaceful, private, and perfect for kayaking, boating, or simply unwinding. Whether you're entertaining on the deck, enjoying morning coffee on the dock, or watching the gorgeous sunsets from your own slice of paradise - this is an ideal year-round waterfront home or peaceful weekend getaway. Just a 5 minute drive from downtown Colonial Beach's boardwalk, beach, restaurants, and boutiques.
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Last updated May 7, 2025
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MLS# VAWE2008676 —
The Building
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Year Built:2005
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Year Built Source:Estimated
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New Construction:No
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Construction Materials:Masonry, Stone, Stick Built, Vinyl Siding
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Structure Type:Detached
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Architectural Style:Raised Ranch/Rambler
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Levels:2
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Accessibility Features:None
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Foundation Details:Block
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Basement:Yes
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Basement Type:Daylight, Full, Fully Finished, Interior Access, Outside Entrance, Rear Entrance, Walkout Level
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1481
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1965
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Above Grade Finished SqFt Source:Estimated
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:1481
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Below Grade Unfinished SqFt Source:Assessor
Interior
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Interior Features:2nd Kitchen, Built-Ins, Central Vacuum, Crown Moldings, Curved Staircase, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bedroom - Bay Front, Spiral Staircase, Walk-in Closet(s)
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Fireplace:Yes
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Fireplaces:3
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Fireplace Features:Gas/Propane, Mantel(s), Stone
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3446
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Living Area SqFt:3,446 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Coin w/Sell Sett
Location
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Directions:GPS to House right off Ridge Rd
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Latitude:38.26933785
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Longitude:-77.00728286
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:1.90
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Lot Size Source:Estimated
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Lot SqFt:82,764 Sqft
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Zoning:RESIDENTIAL
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In City Limits:No
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Outdoor Living Structures:Deck(s), Porch(es), Patio(s), Wrap Around
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:Yes
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Fishing Allowed, Canoe/Kayak, Private Access
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Distance To Water:Feet
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Distance To Body Of Water:65
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Water Body Name:Rosier Creek
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Water Body Type:River
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Mean Low Water Feet:3
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Navigable Water:Yes
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Water Frontage In Feet:150
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Tidal Water:Yes
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Land Use Code:006
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Riparian Rights:Yes
Listing Agent
- Contact info:
- Agent phone:
- (804) 761-2584
- Office phone:
- (540) 469-4300
Taxes
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Tax ID Number:2 26A
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Tax Year:2017
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Tax Annual Amount:$2,536
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Tax Assessed Value:$409,100
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Year Assessed:2017
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County Tax:2536.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:2
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Lower Level Bedrooms:1
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Lower Level Bedrooms:1
Baths
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Main Level Baths:3.00
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Main Level Full Baths:2
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Main Level Half Baths:1
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Lower Level Full Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Full Baths:1
The Listing
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Septic < # of BR
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Hot Water:Electric
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Water Source:Well
Schools
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School District Name:Westmoreland County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:None Available
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Senior Community:No
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Exterior Features:Stone Retaining Walls
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Pool:No Pool
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Docks:1
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Dock Type And Features:Material - Treated Lumber, Private, Pier (Perpendicular)
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Exclusive Use
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Slips:1
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Additional Storage Area, Garage - Front Entry, Oversized
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Garage Spaces:2.00
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Type of Parking:Detached Garage, Driveway
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# of Detached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$899,999
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,819
|
Taxes | $211 |
Insurance | $247 |
Utilities | $170 See report |
Total | $5,447/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
4/27/25
Apr 27, 2025
|
Listed / Active | BRIGHT | $899,999 |