- 4 beds
- 4 baths
- 1,908 sqft
- ~3/4 acre lot
- $222 per sqft
- 2004 build
- – on site
Tucked on a quiet cul-de-sac in Swan Bluff Estates, this warm and welcoming home offers space, updates, and a peaceful setting you'll love coming home to. The sellers have made thoughtful improvements, including a brand new roof in 2024 with a transferable warranty, a composite deck added in 2023, new A/C in 2020, and updated vinyl plank flooring throughout the main level. The refrigerator was replaced in 2023, and the brand-new washer stays with the home. Inside, you'll find 9-foot ceilings on the main and lower levels, hickory kitchen cabinets, maple flooring, a large pantry, and a cozy gas fireplace. The spacious main-floor suite includes a walk-in closet, walk-in shower, and whirlpool tub. A large laundry room, mudroom, and half bath round out the main level. Upstairs are two more gen erous bedrooms and a full bath. The finished lower level adds a fourth bedroom, another full bath, a huge family room, and plenty of storage. High-speed fiber internet was just installed. Bonus: the sellers also own the vacant lot next door, offering added privacy and future potential. It's available for purchase but will not be sold separately before the house is under contract. Residents of Swan Bluff enjoy deeded access to a serene 10-acre natural area along the creek at the end of the cul-de-sac. A perfect spot to explore, unwind, or watch for wildlife. All of this just minutes from downtown Otsego.
Last checked:
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Checking…
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Last updated Jul 12, 2025
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MLS# 25034355 —
This home is listed in more than one place. See it here.
The Building
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Year Built:2004
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New Construction:false
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Construction Materials:Vinyl Siding
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Building Features:None
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Building Area Total:1908.0
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Architectural Style:Traditional
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Foundation Details:None
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Stories:2
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Basement:No
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Basement:Full
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Basement:Yes
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Basement Finished SqFt:936.0
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Common Walls:None
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Patio And Porch Features:Deck, Porch(es)
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Accessibility Features:No
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Direction Faces:None
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Exterior Material -Vinyl Siding:true
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Below Grade Finished Area:936.0
Interior
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Interior Features:Garage Door Opener
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Flooring:Carpet, Laminate, Tile, Wood
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Rooms Total:10
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Total Fireplaces:1.0
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Fireplaces Total:1
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Fireplace:true
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Fireplace Features:Living Room
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Furnished:None
Room Dimensions
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Living Area:2844.0
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Main Level SqFt:1376.0
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Upper Level SqFt:532.0
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Basement SqFt:1440.0
Financial & Terms
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Ownership:Private Owned
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Listing Terms:Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Location
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Cross Street:21st Street & Cul-de
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Latitude:42.446899
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Longitude:-85.739063
The Property
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:No
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Current Use:None
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Parcel Number:17-630-001-18
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Zoning:None
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Lot Features:Level, Cul-De-Sac
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Lot Size SqFt:30492.0
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Lot Size Acres:0.7
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Lot Size Area:0.7
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Lot Size Units:Acres
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Topography:None
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Waterfront:false
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View:None
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View:No
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Inclusions:None
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Possible Use:None
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Frontage Type:None
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Water Access:Yes
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Water Body Name:Swan Creek
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Waterfront:No
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Waterfront Features:Stream/Creek
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Road Frontage:100.0
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Road Frontage Type:Private Road
Listing Agent
- Contact info:
- Agent phone:
- (269) 420-8384
- Office phone:
- (269) 459-7898
Taxes
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Tax Year:2026
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Tax Year:2026.0
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Tax Legal Description:UNIT 18 SWAN BLUFF ESTATES CONDOMINIUMS NW 1/4 SEC 28(SPLIT FROM 028-017-00 FOR 2002 ROLL)
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Tax Annual Amount:5764.55
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Annual Property Taxes:5764.55
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Tax Assessed Value:170842
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Taxable Value:170842.0
Beds
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Bedrooms Total:4
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Main Bedrooms:1
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Main Level Bedrooms:1
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Basement Bedrooms:1
Baths
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Total Baths:4
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Total Baths:3.5
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Partial Baths:None
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Full Baths:1
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Full Baths:3
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Full Baths:1
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Full Baths:1
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Half Baths:1
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Three Quarter Baths:None
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Half Baths:1
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Terms Available -VA Loan:true
Heating & Cooling
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Cooling:Central Air
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Cooling:true
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Heating:true
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Heating:Forced Air
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Heat Type -Forced Air:true
Utilities
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Utilities:High-Speed Internet
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Dishwasher:true
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Central Air:true
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Sewer:Septic Tank
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Sewer/Septic System:true
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Water Source:Well
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Well:true
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
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Refrigerator:true
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Range:true
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Microwave:true
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Washer:true
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Dryer:true
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Laundry Features:Main Level
Schools
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Elementary School District:None
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Middle Or Junior School District:None
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High School District:Otsego
The Community
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Association:true%
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Association Fee:400.0
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Association Fee Frequency:Annually
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Pool Private:No
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Senior Community:No
Parking
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Parking Total:None
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Parking Features:Garage Faces Front, Garage Door Opener, Attached
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Garage:true
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Garage Spaces:2.0
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Attached Garage:true
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Carport Spaces:None
Monthly cost estimate

Asking price
$425,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,275
|
Taxes | $480 |
Insurance | $116 |
Utilities | $146 See report |
Total | $3,017/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.