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1904 N Ham Lake Drive NE

Ham Lake, MN 55304

4 beds
3 baths
3,452 sqft
~1/2 acre lot
$231 per sqft
1964 build
– on site

Discover the perfect blend of luxury and tranquility in this stunning 4-bedroom, 3-bathroom home nestled on the shores of beautiful Ham Lake. Boasting 150 feet of pristine waterfront, this exceptional property offers panoramic lake views, thoughtfully designed living spaces, and multiple outdoor areas for relaxation and entertaining. Step into the welcoming foyer and flow effortlessly into the formal dining room, where a dramatic floor-to-ceiling stone fireplace sets the tone for cozy gatherings. Enjoy walk-out access to the expansive main-level deck—ideal for hosting or simply enjoying the peaceful lakefront views. The chef’s kitchen is a dream, featuring stainless steel appliances, a large granite center island, ample storage, and an informal dining area with walk-out deck access. Also on the main level is a spacious bedroom, full bathroom, and a well-equipped laundry room with additional pantry space. The upper level serves as a private homeowner’s retreat. Relax in the cozy living room with a second floor-to-ceiling stone fireplace, plush carpet, and walk-out access to a private upper deck. The generous owner’s suite also features plush carpet, a 3/4 en-suite bathroom, walk-in closet, and its own private deck access overlooking the sparkling waters of Ham Lake. The lower level offers even more versatile space, including a large family room with a wood-burning stove, walk-out access to the patio, two additional bedrooms, a 3/4 bathroom, and a sunroom currently home to a hot tub. A spacious basement-level rec room with another floor-to-ceiling stone fireplace and abundant storage completes the interior. Outside, you'll find a beautifully designed two-level deck, a meticulously crafted tiered patio with a built-in fire pit, and plenty of space for entertaining that leads down to the spacious dock. A large 17x12 storage shed offers convenience and functionality for all boating equipment and water toys. This stunning Ham Lake retreat is not one you will want to miss!

Listing courtesy of NORTHSTAR / John Schuster / Coldwell Banker Realty

Last checked: Checking… • Last updated Apr 16, 2025 •

MLS# 6699254 —

The Building

Year Built:

1964
New Construction:

false
Age Of Property:

61
Construction Materials:

Brick/Stone, Stucco, Vinyl Siding
Roof:

Age Over 8 Years, Asphalt, Pitched
Accessibility Features:

None
Levels:

Four or More Level Split
Main Level Finished Area:

1040.0000
Basement:

Finished
Basement:

true
Foundation Area:

1818
Manufactured Home:

No
Building Area Total:

3687
Above Grade Finished Area:

1869
Below Grade Finished Area:

1583

Interior

Dining Room Description:

Eat In Kitchen,Informal Dining Room,Separate/Formal Dining Room
Fireplace:

true
Fireplaces Total:

3
Fireplace Features:

Brick, Stone, Wood Burning, Wood Burning Stove
Amenities:

Ceiling Fan(s),Deck,Dock,Intercom System,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Panoramic View,Sun Room,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Room Dimensions

Living Area:

3452

Location

Directions:

Take 169 N to 610 E then use the right lane to merge onto US-10 E then take the MN-65/Central Ave exit. Use the left 2 lanes to turn left onto MN-65 N/Hwy 65 NE/Central Ave NE. Turn right onto Constance Blvd. NE then right onto Hastings St. NE. Left onto N Ham Lake Dr.
Latitude:

45.260802
Longitude:

-93.221832

The Property

Parcel Number:

163223320016
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

false
Additional Parcels:

false
Lot Size Area:

0.43
Lot Size Dimensions:

150x139x190x196
Lot Size SqFt:

18730.8
Lot Size Units:

Acres
View:

Panoramic, South
Lake Chain:

N
Lake Acres:

224
Lake Depth:

22
Water Body Name:

Ham
Waterfront Feet:

150
Road Between Waterfront and Home:

No
Road Frontage Type:

Paved Streets
Road Responsibility:

Public Maintained Road
Water Source:

Private, Well
Other Structures:

Storage Shed
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

5280
Tax With Assessments:

5280.0000

Beds

Bedrooms Total:

4

Baths

Total Baths:

3
Bath Description:

3/4 Basement,3/4 Primary,Private Primary,Main Floor Full Bath
Full Baths:

1
Three Quarter Baths:

2

Heating & Cooling

Heating:

Forced Air
Cooling:

Central Air

Utilities

Sewer:

Holding Tank, Mound Septic, Private Sewer

Appliances

Appliances:

Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Schools

High School District:

Anoka-Hennepin

The Community

Subdivision Name:

North Shore
Waterfront:

true
Waterfront Features:

Lake Front
Association:

false
Assessment Pending:

No

Parking

Parking Features:

Detached, Concrete
Garage Spaces:

2
Garage Dimensions:

24x23
Garage SqFt:

552

Monthly cost estimate

Asking price

$799,900

Expense	Monthly cost
Mortgage	$4,283
Taxes	$440
Insurance	$219
Utilities	$251 See report
Total	$5,193/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/15/25 Apr 15, 2025	Listed / Active	NORTHSTAR	$799,900

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This house located in Ham Lake, MN 55304 is currently for sale for $799,900. 1904 N Ham Lake Drive NE is a 3,452 square foot house with 4 beds and 3 baths that has been on Estately for 17 days. This house is in the attendance area of Blaine High School, Mckinley Elementary School, and Roosevelt Middle School.

Listing Courtesy of: NORTHSTAR and Coldwell Banker Realty.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.