18102 Spencer Road
ODESSA, FL 33556
- 3 beds
- 2 baths
- 1,990 sqft
- ~3/4 acre lot
- $451 per sqft
- 1967 build
- – on site
A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Last checked:
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Checking…
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Last updated May 23, 2025
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MLS# W7875774 —
The Building
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Year Built:1967
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New Construction:false
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Architectural Style:Craftsman
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Construction Materials:Block
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Levels:One
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Stories Total:1
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Roof:Shingle
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Foundation Details:Slab
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Window Features:Blinds
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Patio And Porch Features:Front Porch
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Building Area Total:1990
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Ceiling Fan(s)
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Furnished:Unfurnished
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Flooring:Luxury Vinyl
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Additional Rooms:Great Room
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Fireplace:false
Room Dimensions
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Living Area:1990
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:Gunn Hwy to Tarpon Springs Rd. Left on Spencer. House on right.
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Latitude:28.138622
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Longitude:-82.608858
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Coordinates:-82.608858, 28.138622
The Property
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Parcel Number:U162717ZZZ00000010200.0
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Property Type:Residential
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Property Subtype:Single Family Residence
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Lot Features:Cleared
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Lot Size Acres:0.99
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Lot Size Area:33750
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Lot Size SqFt:33750
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Lot Size Dimensions:135 x 250
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Lot Size Units:Square Feet
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Total Acres:1/2 to less than 1
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Zoning:ASC-1
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Direction Faces:East
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View:Garden
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View:true
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Exterior Features:French Doors
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Vegetation:Mature Landscaping
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Water Source:See Remarks
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Road Responsibility:Public Maintained Road
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Road Surface Type:Paved
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Road Frontage Type:Street Dead-End
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Flood Zone Code:x
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Additional Parcels:false
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Homestead:false
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Lease Restrictions:false
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (727) 777-3264
- Office phone:
- (727) 777-3264
Taxes
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Tax Year:2024
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Tax Legal Description:TRACT BEG ON WLY R/W LINE OF SPENCER RD 50 FT W & 711 FT N OF SE COR OF E 1/2 OF NW 1/4 AND RUN N 73 DEG 30 MIN 30 SEC W 541.39 FT N 2 DEG 14 MIN W 32.98 FT S 84 DEG 19 MIN 30 SEC E 522.18 FT TO RD AND S 135 FT ALONG RD TO BEG
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Tax Book Number:50-64
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Tax Annual Amount:$12,446
Beds
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Bedrooms Total:3
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
The Listing
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Virtual Tour URL Unbranded:https://bit.ly/KeystoneLakeHouse
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:BB/HS Internet Available
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Sewer:Septic Tank
Appliances
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Appliances:Convection Oven
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Laundry Features:Inside
Schools
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Elementary School:Hammond Elementary School
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Middle Or Junior School:Martinez-HB
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High School:Steinbrenner High School
The Community
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Subdivision Name:UNPLATTED
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Senior Community:false
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Waterview:Lake
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Waterview:true
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Water Access:Lake
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Water Access:true
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Water Extras:Skiing Allowed
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Waterfront:true
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Waterfront Features:Lake Front
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Pool Private:false
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Pets Allowed:Yes
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Pet Restrictions:BUYER TO VERIFY ALL INFO
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Association:false
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Amenities Additional Fees:BUYER TO VERIFY ALL INFO
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Ownership:Fee Simple
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Association Approval Required:false
Parking
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Garage:true
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Attached Garage:false
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Garage Spaces:1
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Carport:false
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Covered Spaces:1
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Open Parking:true
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Parking Features:Driveway
Monthly cost estimate

Asking price
$899,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,813
|
Taxes | $1,037 |
Insurance | $247 |
Utilities | $176 See report |
Total | $6,273/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/22/25
May 22, 2025
|
Listed / Active | STELLAR_MLS | $899,000 | 9.0% (5.8% / YR) |
11/9/23
Nov 9, 2023
|
STELLAR_MLS | $825,000 | -2.9% | |
10/7/23
Oct 7, 2023
|
STELLAR_MLS | $850,000 |