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1776 N Royal Oaks

Monticello, IN 47960

4 beds
2 baths
9 sqft
~1/2 acre lot
$55,544 per sqft
– on site

Welcome to this beautifully updated ranch-style home with a walkout basement, located in the highly desirable Royal Oaks Subdivision on Upper Lake Freeman. With 100 feet of water frontage, this property offers a rare combination of peaceful surroundings and stunning views in a one-of-a-kind setting. Step inside to find a thoughtfully designed layout that’s perfect for both everyday living and entertaining. The main level features a spacious living room with a fireplace and access to a lakeside deck, while the lower level offers a cozy family room with a second fireplace—with access to a lakeside patio. This home includes 3 to 4 bedrooms and 2.5 bathrooms, including a main-level primary suite with private deck access and water views. The kitchen is equipped with stainless steel built-in appliances, stone countertops, and ample cabinetry. Enjoy the outdoors with an upper deck, lower patio, and fenced backyard, all overlooking the serene lake/river. Additional features include a three-car attached garage, tasteful updates inside and out, and multiple living spaces that make this home truly special. Don’t miss the chance to own this waterfront gem in one of the area’s most sought-after neighborhoods!

Listing courtesy of IRMLS

Last checked: Checking… • Last updated May 7, 2025 •

MLS# 202516276 —

The Building

Year Built:

1968
New Construction:

No
Architecural Style:

Walkout Ranch
Style:

Bi-Level
Roof Material:

Shingle
Exterior:

Brick, Vinyl
Amenities:

Hot Tub/Spa, Breakfast Bar, Built-In Bookcase, Cable Ready, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Deck Open, Deck on Waterfront, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Pantry-Walk In, Patio Covered, Utility Sink, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Garage-Heated
Basement:

Yes
Basement/Foundation:

Full Basement, Walk-Out Basement, Finished
Total SqFt:

2752
Total Finished SqFt:

2752
Above Grade Finished SqFt:

1376
Below Grade Finished SqFt:

1376
Total Below Grade SqFt:

1376

Interior

Kitchen Level:

Main
Living/Great Room Level:

Main
Family Room Level:

Lower
Laundry Level:

Lower
Flooring:

Hardwood Floors, Ceramic Tile
# of Fireplaces:

2
Fireplace:

Family Rm, Living/Great Rm, Wood Burning, Two
Fireplace:

Yes

Room Dimensions

Kitchen Length:

16
Kitchen Width:

9
Living/Great Room Width:

15
Living/Great Room Length:

26
Family Room Length:

23
Family Room Width:

16
1st Bedroom Length:

14
1st Bedroom Width:

14
2nd Bedroom Length:

12
2nd Bedroom Width:

12
3rd Bedroom Width:

10
3rd Bedroom Length:

12
4th Bedroom Length:

11
4th Bedroom Width:

10
Laundry Room Length:

11
Laundry Room Width:

9

Location

Directions to Property:

North on Main St, right onto Francis St, turn right after the bridge and right again onto Royal Oaks, property is on the right.
Inside City Limits:

No
Latitude:

40.773373
Longitude:

-86.761745

The Property

Parcel# ID:

91-73-21-000-015.100-020
Property Subtype:

Site-Built Home
Location:

Lake, Rural Subdivision
Lot Dimensions:

100 X 250
Lot Description:

Partially Wooded, Lake, Waterfront-Medium Bank
Approx Lot Size SqFt:

24829
Approx Lot Size Acres:

0.57
County Zoning:

R-1 Single-family Residential District
Fence:

Metal
Driveway:

Asphalt
Waterfront:

Yes
Water Type:

Lake
Water Access:

Lakefront
Water Frontage:

100
Water Name:

Lake Freeman
Lake Type:

Ski Lake

Listing Agent

Contact info:

Taxes

Annual Taxes:

2481.54

Beds

Total # Bedrooms:

4
1st Bedroom Level:

Main
2nd Bedroom Level:

Lower
3rd Bedroom Level:

Lower
4th Bdrm Level:

Lower

Baths

Total Baths:

3
Total Half Baths:

1
Total Full Baths:

2
# of Full Baths Main:

1
# Half Baths Main:

1

The Listing

Unbranded Virtual Tour:

https://www.propertypanorama.com/instaview/irmls/202516276

Heating & Cooling

Heating Fuel:

Gas, Forced Air
Cooling:

Central Air

Utilities

Water Utility:

Well
Well Type:

Community
Sewer:

Regional

Schools

Elementary:

Meadowlawn
Middle School:

Roosevelt
High School:

Twin Lakes
School District:

Twin Lakes School Corp.

The Community

Subdivision:

Royal Oak(s)
Pool:

No
Association Dues Frequency:

Not Applicable
Other Fees $:

500
Other Fee Description:

Community Well
Other Fees Frequency:

Annually

Parking

Garage:

Yes
Garage Type:

Attached
Garage Length:

32
Garage SqFt:

960
Garage Width:

30
Garage/# of Cars:

3

Monthly cost estimate

Asking price

$499,900

Expense	Monthly cost
Mortgage	$2,676
Taxes	$2,069
Insurance	$137
Utilities	N/A
Total	$4,882/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Sale history

Date	Event	Source	Price	% Change
5/7/25 May 7, 2025	Listed / Active	IRMLS	$499,900	17.6% (7.3% / YR)
12/13/22 Dec 13, 2022		IRMLS	$425,000

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This house located in Norway, IN 47960 is currently for sale for $499,900. 1776 N Royal Oaks is a 9 square foot house with 4 beds and 2 baths that has been on Estately for 0 days. This house is in the attendance area of Twin Lakes Senior High School.

Listing Courtesy of: IRMLS and .

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