- 4 beds
- 3 baths
- 2,305 sqft
- 11,326 sqft lot
- $167 per sqft
- 1970 build
- – on site
WATERFRONT under $400,000 is hard to find in todays market. Incredible opportunity on Lake Tillery! This 4BR/3BA diamond in the rough offers over 2,300 sq ft and is ready for renovation. Center section was permitted; two new mini-splits with new paint & drywall already in place. Boat lift is disconnected (not rated for seller’s yacht), and boathouse electrical is non-functional. House needs major renovations and is sold as-is. Seller has never lived in or stayed overnight in the home. Located in Holiday Shores with lake access, clubhouse, and boat ramp. Stunning views of the cove and main channel. Montgomery County could not locate any septic permit information. New electrical service permitted and installed. Agent is owner. Run your comps—ARV exceeds $700,000.
Last checked:
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Last updated Jun 14, 2025
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MLS# 4269979 —
The Building
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Year Built:1970
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New Construction:false
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Construction Type:Site Built
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Subtype:Single Family Residence
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Construction Materials:Vinyl, N/A
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Architectural Style:Other
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Roof:Composition, Metal
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Foundation Details:Basement, Crawl Space, Pillar/Post/Pier
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Levels:Two
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Basement:Dirt Floor, Exterior Entry, Storage Space
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Basement:true
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Door Features:French Doors, Insulated Door(s), Mirrored Closet Door(s)
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Window Features:Insulated Window(s)
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SqFt Upper:990
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SqFt Unheated Total:835
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SqFt Unheated Basement:835
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Above Grade Finished Area:2305
Interior
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Features:Built-in Features, Pantry, Split Bedroom, Other - See Remarks
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Flooring:Carpet, Linoleum, Vinyl, Wood
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Living Area:2305
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Fireplace:true
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Fireplace Features:Living Room, Primary Bedroom
Location
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Directions:From Downtown Albemarle, NC NC-24 W/E Main St 6 min (2.2 mi) At the traffic circle, take the 2nd exit onto NC-24 W/E Main St Continue to follow NC-24 W 7 min (6.9 mi) Follow River Rd and Holiday Dr to Mountain View Ln 7 min (3.4 mi) 177 Mountain View Ln Troy, NC 27371
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Latitude:35.345761
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Longitude:-80.063278
The Property
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Type:Residential
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Lot Features:River Front, Sloped, Waterfront
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Lot Size Dimensions:114 x 175 x 104 x 101
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Lot Size Area:0.26
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Lot Size Units:Acres
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Zoning Specification:NCHD
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Zoning:NC
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Exterior Features:Dock, Storage
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Waterfront Features:Boat Lift, Boat Ramp – Community, Covered structure, Pier, Pier - Community, Dock, Other - See Remarks
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Other Structures:Shed(s), Other - See Remarks
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Other Equipment:Other - See Remarks
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Road Responsibility:Private Maintained Road
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Road Surface Type:Gravel, Paved
Listing Agent
- Contact info:
- Agent phone:
- (704) 791-9469
- Office phone:
- (704) 788-2255
Taxes
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Parcel Number:6588-18-22-8369
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Tax Assessed Value:265100
Beds
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Bedrooms Total:4
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Bedroom Main:1
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Bedroom Upper:3
Baths
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Baths:3
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Full Baths:3
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Full Baths Main:2
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Full Baths Upper:1
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Ductless, Electric, Sealed Combustion Fireplace
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Cooling:Ceiling Fan(s), Ductless, Electric, Multi Units, Window Unit(s)
Utilities
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Utilities:Cable Available, Electricity Connected
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Sewer:Septic Installed
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Water Source:Shared Well
Appliances
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Appliances:Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Low Flow Fixtures, Refrigerator
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Laundry Features:Other - See Remarks
Schools
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Elementary School:Mount Gilead
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Middle School:West Montgomery
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High School:Montgomery Central
The Community
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Subdivision Name:Holiday Shores
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Community Features:Clubhouse, Lake Access, Recreation Area, Walking Trails
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Association Name:Holiday Shores HOA
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Association Fee:$150
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Association Fee Paid:Annually
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Restrictions:No Representation,No Restrictions
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Restrictions Description:Unknown
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HOA Subject To:Required
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Water Body Name:Lake Tillery
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Senior Community:false
Parking
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Parking Features:Driveway, None
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Garage:false
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Main Level Garage:No
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Carport:false
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Open Parking:true
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Open Parking Spaces:4
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Other Parking:Front yard area
Monthly cost estimate

Asking price
$385,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,061
|
Taxes | N/A |
Insurance | $105 |
HOA fees | $13 |
Utilities | $190 See report |
Total | $2,369/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/13/25
Jun 13, 2025
|
Listed / Active | CMLS | $385,000 | |
6/13/25
Jun 13, 2025
|
Coming Soon | CMLS | $385,000 | 60.4% (12.5% / YR) |
8/17/20
Aug 17, 2020
|
TRIAD | $240,000 |