- 4 beds
- 4 baths
- 2,168 sqft
- 10,018 sqft lot
- $369 per sqft
- 2003 build
- – on site
The home is move-in ready and waiting for the right buyer to bring their vision and add their personal stamp. Whether you're looking for a primary residence, vacation home, or long-term investment, this property offers the freedom and flexibility rarely found in Santa Rosa Beach. Inside, enjoy an open-concept layout with granite countertops, custom cabinetry, and stainless steel built-in appliances in the kitchen, plus hardwood and laminate flooring throughout the main living areas. One of the guest bedrooms features its own entrance, and ensuite bath, making it an ideal mother-in-law suite or private office. Step outside to multiple rear decks, a screened porch, and even an outdoor kitchen, perfect for entertaining by the water. There's plenty of space to relax, host guests, or simply take in the tranquil canal views. Grand Boulevard, Sacred Heart Hospital, Publix, and the world-class dining, shopping, and beaches of 30A--this property blends convenience with coastal living. No HOA Deep water canal with bay access Fully furnished option available Outdoor entertaining spaces Flexible floor plan with guest suite potential Bring your boat, your vision, and make this canal-front home your own.
Last checked:
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Last updated Jul 10, 2025
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MLS# 980581 —
The Building
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Year Built:2003
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Construction Materials:Stucco
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Building Area Total:2168.0
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Building Area Source:Appraiser
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Architectural Style:Contemporary
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Stories:1
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Levels:None
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Exterior Features:Boat Launch, Dock, Summer Kitchen
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Window Features:Skylight(s)
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Deck Covered, Patio Covered, Porch Screened
Interior
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Furnished:Furnished - Some
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Interior Features:Breakfast Bar, Kitchen Island, Pantry
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Rooms Total:6
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:From 98, Head North on Mack Bayou Road, Turn Left on Nancy Claire Lane.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Dead End
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Lot Size Acres:0.23
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Lot Size Area:0.23
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Lot Size Dimensions:100x100
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Lot Size SqFt:10018.8
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Lot Size Units:Acres
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Zoning:County
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Possible Use:None
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Parcel Number:24-2S-21-42110-000-0090
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Topography:None
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View:Canal
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Waterfront:true
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Waterfront Features:Canal
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Water Body Name:None
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Road Frontage Type:County Road
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:Canal Front Living with Bay Access & NO HOA! Tucked away in the Mack Bayou area with no HOA restrictions, this spacious one-level, 4-bedroom, 3.5-bath home sits directly on a canal with direct access to the bayou and Choctawhatchee Bay—perfect for boating, paddle boarding, jet skiing, canoeing, or kayaking right from your backyard.
Beds
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Bedrooms Total:4
Baths
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Total Baths:3.5
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric
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Electric:None
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Sewer:Public Sewer, Septic Tank
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer
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Dryer:true
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Van R Butler
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Elementary School District:None
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Middle Or Junior School:Emerald Coast
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Middle Or Junior School District:None
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High School:South Walton
The Community
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Subdivision Name:HARBOR OAKS
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Community Features:Dock, Pavillion/Gazebo, Waterfront
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Attached Garage:false
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Carport:true
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Parking Features:Boat, Covered
Monthly cost estimate

Asking price
$800,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,283
|
Taxes | N/A |
Insurance | $220 |
Utilities | $160 See report |
Total | $4,663/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/10/25
Jul 10, 2025
|
Listed / Active | ECARMLS | $800,000 |