- 3 beds
- 3 baths
- 1,814 sqft
- 9,225 sqft lot
- $523 per sqft
- 1984 build
- – on site
Welcome to your own slice of paradise in Captain’s Cove, one of the most desirable waterfront communities on Pine Island. This beautifully upgraded stilt home is the only property in its price range offering direct deepwater access. Situated on Bokeelia’s widest canal and just one minute from Jug Creek, the home provides effortless access to Pine Island Sound, Charlotte Harbor, Boca Grande, and the Gulf of Mexico—making it a boater’s dream. The upper level features a bright and open floor plan with a spacious living area, a well-appointed kitchen, and a sunlit dining space. Three bedrooms and two full bathrooms offer comfortable and functional living on the main level. The fully finished lower level includes a private entrance to a complete guest or in-law suite with its own bedroom, full bathroom, kitchen, living room, laundry room, enclosed patio, and a dedicated workshop—making it ideal for extended family, visitors, or potential rental income. The exterior of the home has been thoughtfully enhanced for both enjoyment and functionality. A 10,000-pound boat lift, KayaArm kayak launcher, and a steel-framed boat canopy by Coastline Boat Lift Covers provide exceptional waterfront convenience. The upgraded dock features elegant blue LED lighting for a tranquil evening ambiance. A newly screened-in back porch overlooks the water, creating a serene space to relax and enjoy vibrant sunsets. The expansive limestone rock driveway measures 80 feet long by 20 feet wide and is framed with timber edging and underlayment, offering ample space for RV, boat, and trailer parking. A concrete pad has been added for waste and recycling bins, and the home is accented by a granite rock walkway and a custom lighthouse-style mailbox. Since March 2023, the current owners have invested over $100,000 in improvements. Landscaping upgrades include over sixty clusia plants for added privacy, along with blooming hibiscus and a navel orange tree. The carport was enclosed to create a large storage room that can easily be converted into additional living space, and a fully enclosed workshop was built with dual sliding barn doors for added utility. Mechanical and interior updates include a new air conditioning system upstairs with upgraded ductwork, a remodeled upstairs bathroom, and new stainless steel kitchen appliances including a stove and dishwasher. This exceptional home offers a rare combination of direct Gulf access, flexible living arrangements, significant upgrades, and a premier location within a quiet, highly desirable island community. Whether you're looking for a full-time residence, a seasonal escape, or an income-producing property, this home is truly one of the best values available on Pine Island.
Last checked:
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Last updated Jul 13, 2025
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MLS# 225062030 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1984
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Construction:elevated, wood frame
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Building Design:single family
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Building Description:stilts
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Roof:metal
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Windows:Impact Resistant
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Exterior Finish:wood siding
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Storm Protection:impact resistant windows
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Equipment:dishwasher, disposal, dryer, microwave, refrigerator, smoke detector, washer
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Elevator:none
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Total Floors:2
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Units in Building:1
Interior
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Floor Plan Type:great room, split bedrooms
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Interior Features:cable prewire, smoke detectors, walk-in closet
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Furnishings:turnkey
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Dining Description:family/dining
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Additional Rooms:attached apartment, balcony, great room, open porch/lanai, screened lanai/porch
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Flooring:carpet, tile, wood
Room Dimensions
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Total Area:3,980 Sqft
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Approx Living Area SqFt:1814
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Source of Measure Living Area:Property Appraiser Office
Financial & Terms
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Ownership Description:single family
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Potential Short Sale:No
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Restrictions:deeded
Location
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Latitude:26.697821
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Longitude:-82.156207
The Property
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Property Type:Residential
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Property Information:Welcome to your own slice of paradise in Captain’s Cove, one of the most desirable waterfront communities on Pine Island. This beautifully upgraded stilt home is the only property in its price range offering direct deepwater access. Situated on Bokeelia’s widest canal and just one minute from Jug Creek, the home provides effortless access to Pine Island Sound, Charlotte Harbor, Boca Grande, and the Gulf of Mexico—making it a boater’s dream. The upper level features a bright and open floor plan with a spacious living area, a well-appointed kitchen, and a sunlit dining space. Three bedrooms and two full bathrooms offer comfortable and functional living on the main level. The fully finished lower level includes a private entrance to a complete guest or in-law suite with its own bedroom, full bathroom, kitchen, living room, laundry room, enclosed patio, and a dedicated workshop—making it ideal for extended family, visitors, or potential rental income. The exterior of the home has been thoughtfully enhanced for both enjoyment and functionality. A 10,000-pound boat lift, KayaArm kayak launcher, and a steel-framed boat canopy by Coastline Boat Lift Covers provide exceptional waterfront convenience. The upgraded dock features elegant blue LED lighting for a tranquil evening ambiance. A newly screened-in back porch overlooks the water, creating a serene space to relax and enjoy vibrant sunsets. The expansive limestone rock driveway measures 80 feet long by 20 feet wide and is framed with timber edging and underlayment, offering ample space for RV, boat, and trailer parking. A concrete pad has been added for waste and recycling bins, and the home is accented by a granite rock walkway and a custom lighthouse-style mailbox. Since March 2023, the current owners have invested over $100,000 in improvements. Landscaping upgrades include over sixty clusia plants for added privacy, along with blooming hibiscus and a navel orange tree. The carport was enclosed to create a large storage room that can easily be converted into additional living space, and a fully enclosed workshop was built with dual sliding barn doors for added utility. Mechanical and interior updates include a new air conditioning system upstairs with upgraded ductwork, a remodeled upstairs bathroom, and new stainless steel kitchen appliances including a stove and dishwasher. This exceptional home offers a rare combination of direct Gulf access, flexible living arrangements, significant upgrades, and a premier location within a quiet, highly desirable island community. Whether you're looking for a full-time residence, a seasonal escape, or an income-producing property, this home is truly one of the best values available on Pine Island.
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Lot Description:regular
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Lot Unit:4
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Lot Back:75
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Lot Frontage (ft):75
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Lot Left:123
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Lot Right:123
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Rear Exposure:W
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0.2100Acres:
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View:canal
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Exterior Features:deck, decorative shutters, auto sprinkler
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Road:private road
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Irrigation:reclaimed
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Private Pool:No
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Private Spa:No
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Boat Access:private boat dock, boat lift, boat ramp, included dock, elec. available at dock, water available at dock, wooden dock
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Waterfront:Yes
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Waterfront Description:canal, seawall
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Canal Width (ft.):Canal Width 31-80
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Gulf Access:Yes
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Gulf Access Type:No Bridge(s)/Water Direct
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Source of Measure Total Area:Property Appraiser Office
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Price Per SqFt:523.70
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Source of Measure Lot Dimensions:Property Appraiser Office
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Source of Measurements:Property Appraiser Office
Listing Agent
- Contact info:
- Agent phone:
- (239) 384-1514
- Office phone:
- (239) 732-7837
Taxes
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Tax Year:20241
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Taxes:$10,261
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Taxes:county only
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Tax District Type:Not Applicable
Beds
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3Total Bedrooms:
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Bedrooms:3
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Bedroom Description:upstairs master, split bedrooms
Baths
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3.00Total Baths:
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Master Bath Description:remarks
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3Full Baths:
The Listing
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Auction:No
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Flood Insurance:Yes
Heating & Cooling
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Heat:central electric
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Cooling:ceiling fans, central electric
Utilities
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Water:central
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Sewer:private
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Cable Available:Yes
Appliances
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Range:22
The Community
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Development:CAPTAINS COVE
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Development Name:CAPTAINS COVE
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Community Type:boating
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Amenities:community boat ramp, Community Gulf Boat Access, streetlight
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Pets:no approval needed
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Maintenance:irrigation water, sewer, street lights
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Management:none
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Mandatory HOA:Yes
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HOA:mandatory
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HOA Fee:$594
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Master HOA Fee Frequency:Annually
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Total Annual Recurring Fees:$594
Parking
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Carport:attached
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Carport Spaces:2
Monthly cost estimate

Asking price
$950,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,086
|
Taxes | $855 |
Insurance | $261 |
Utilities | $168 See report |
Total | $6,370/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
7/9/25
Jul 9, 2025
|
Listed / Active | SWFLMLS | $950,000 | |
3/18/25
Mar 18, 2025
|
Price Changed | FGCMLS | ||
12/16/24
Dec 16, 2024
|
Price Changed | FGCMLS |