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15978 Cove Lane

DUMFRIES, VA 22025

4 beds
4 baths
3,854 sqft
10,890 sqft lot
$233 per sqft
1978 build

LAKEFRONT***LAKEFRONT***LAKEFRONT ****ASSUMABLE VA LOAN 2.625%****** Welcome to your own private oasis on the lake—an extraordinary residence offering nearly 4,000 square feet of meticulously maintained living space across three finished levels. Set on the pristine shoreline of Lake Montclair, this stunning 4-bedroom, 3.5 bath home delivers the perfect balance of luxurious upgrades, timeless charm, and resort-style amenities. Every detail has been thoughtfully updated so you can simply move in and enjoy. A 50-year architectural shingle roof (2018), new vinyl siding with a classic brick front (2019), and an expansive two-tier deck (2020), new HVAC (2023), new water heater (2025), new attic fan and upgraded attic insulation (2022), all of which set the tone for quality and comfort. The outdoor spaces are a dream—professionally hardscaped with multiple gathering areas, including a lakeside fire pit and bulkhead where you can tie up your boat, unwind by the water, or host memorable evenings under the stars. Enjoy a cocktail on the upper deck or dinner on the mezzanine deck with uninterrupted lake views—this is elevated living at its finest. Concrete patio and stairs underneath the deck and full length (2022), along with driveway widened with concrete to accommodate two cars (2022) Inside, white oak hardwoods grace the main level and upper hallway, bringing warmth and elegance to the open floor plan. The formal living and dining areas are flooded with natural light and a bay window with more views of the lake. The chef’s kitchen is the heart of the home, outfitted with granite countertops, updated appliances, a charming brick alcove cooking center, and a butler’s pantry complete with a wine fridge, which flows beautifully into the sunken family room featuring a cozy pellet stove - ideal for entertaining in comfort and style. A full-sized laundry room is conveniently placed adjacent to the kitchen. Retreat upstairs to the exceptional primary suite, entering a peaceful sitting room/office or nursery, water views, large walk-in closet, and generous space await. The en-suite bath features a double-sink vanity, in-floor heating system, jacuzzi tub, and another full-size walk-in closet, and thoughtful finishes, creating a serene spa-like experience. Three additional spacious bedrooms and a modern hall bath complete the upper level. Downstairs, the finished walk-out basement impresses with soaring 14-foot ceilings and versatility galore. Whether you’re building a luxury home gym, a playroom, or a second family lounge, this space adapts to your lifestyle while featuring a new elegantly designed full bathroom and a music/theater room with a newly installed sump pump and French drain (2022). The owner went even further and ensured previous improvements, along with all the new improvements, were 100% county code compliant after a vigorous permit process and has been issued an approved county permit. This includes the basement in its entirety, not permitted by previous owners. Access the patio from the sliding glass door and just beyond to the expansive stone patio steps away, and the path to the lakeside and fire pit. Here you'll enjoy launching your kayak or one of the 2 paddle boats thoughtfully being conveyed, ready to take you on an enjoyable lake tour. Something for every water enthusiast! Beyond your backyard, Montclair offers an unmatched community lifestyle with 109 acres of lakefront recreation, three private sandy beaches, a full-service Country Club with an 18-hole golf course and driving range, indoor/outdoor tennis courts, playgrounds, sports fields, and one of the county’s newest public libraries. Commuting is a breeze with a commuter bus to DC and the Pentagon at the top of your street. Plus, you're just minutes from top-rated Pattie Elementary, Anne Moncure Park, shopping, dining, and much more. This is more than a home- it’s a destination. Come experience the best of lakefront living in Montclair!

Listing courtesy of BRIGHT / EXIT Elite Realty

Last checked: Checking… • Last updated Jun 26, 2025 •

MLS# VAPW2094442 —

The Building

Year Built:

1978
Year Built Source:

Assessor
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Brick
Structure Type:

Detached
Architectural Style:

Contemporary
Levels:

3
Accessibility Features:

None
Foundation Details:

Block, Brick/Mortar, Concrete Perimeter
Basement:

Yes
Basement Type:

Full, Fully Finished, Walkout Level
Basement Finished Percent:

100.0
Total SqFt Source:

Estimated
Total Below Grade SqFt:

1237
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2617
Above Grade Finished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Estimated
Below Grade Finished SqFt:

1237

Interior

Interior Features:

Butlers Pantry, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Kitchen - Table Space, Upgraded Countertops, Wood Floors
Flooring Type:

Heated, Slate, Hardwood, Partially Carpeted
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Other
Living Area SqFt Source:

Estimated

Room Dimensions

Total SqFt:

3854
Living Area SqFt:

3,854 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Immediate

Location

Directions:

from Waterway Dr, turn on Cove Ln
Latitude:

38.60753000
Longitude:

-77.34508000
Location Type:

Lake

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.25
Lot Size Source:

Estimated
Lot Features:

Bulkheaded, Cul-de-sac, Front Yard, Landscaping
Lot SqFt:

10,890 Sqft
Exclusions:

See conveyances document
Zoning:

RPC
View:

Lake
In City Limits:

No
Other Structures:

Above Grade, Below Grade
Horse:

No
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Exclusive Easement, Riparian Grant
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Electric Motor Only, Fishing Allowed, Canoe/Kayak, Private Access, Swimming Allowed
Water Body Name:

Lake Montclair
Water Body Type:

Lake
Mean Low Water Feet:

3
Navigable Water:

Yes
Water Frontage In Feet:

40
Land Use Code:

131
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

8190-26-9441
Tax Year:

2025
Tax Lot:

846
Tax Annual Amount:

$7,827
Tax Assessed Value:

$824,100
Year Assessed:

2025
County Tax:

7128.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Upper Level Bedrooms:

4
Upper Level 1 Bedrooms:

4

Baths

Total Baths:

4
Full Baths:

3
Half Baths:

1
Main Level Baths:

1.00
Main Level Half Baths:

1
Upper Level Full Baths:

2
Lower Level Full Baths:

1
Upper Level Total Baths:

2
Upper Level Total Baths:

2.00
All Lower Levels Total Baths:

1
Lower Level Total Baths:

1.00
Upper Level Full Baths:

2
Lower Level Full Baths:

1

Heating & Cooling

Cooling Type:

Heat Pump(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Built-In Microwave, Dishwasher, Disposal, Dryer, Icemaker, Oven - Wall, Cooktop, Refrigerator, Washer
Laundry Type:

Main Floor

Schools

School District Name:

Prince William County Public Schools
School District Source:

3rd Party

The Community

Subdivision Name:

Prince William County
Senior Community:

No
Pool:

Yes - Community
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Community Center, Fitness Center, Golf Course Membership Available, Jog/Walk Path, Library, Lake, Non-Lake Recreational Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Swimming Pool, Tennis - Indoor, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
HOA Fee:

$75
HOA Fee Frequency:

Monthly
HOA/Condo/Coop Fee:

Pier/Dock Maintenance, Common Area Maintenance, Snow Removal
HOA Name:

Montclair Poa

Parking

Total Garage and Parking Spaces:

6
Garage:

Yes
Garage Features:

Garage Door Opener
Garage Spaces:

2.00
Type of Parking:

Attached Garage, Driveway
# of Attached Garage Spaces:

2
Driveway - # of Spaces:

4

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$899,900

Expense	Monthly cost
Mortgage	$4,818
Taxes	$652
Insurance	$247
Utilities	$223 See report
Total	$5,940/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/20/25 Jun 20, 2025	Listed / Active	BRIGHT	$899,900

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This house located in Lake Montclair, Montclair, VA 22025 is currently for sale for $899,900. 15978 Cove Lane is a 3,854 square foot house with 4 beds and 4 baths. 15978 Cove Lane is in the Lake Montclair neighborhood of Montclair and has a WalkScore® of 30, making it car-dependent. This house is in the attendance area of Forest Park High School, Pattie Elementary School, and Graham Park Middle School.

Listing Courtesy of: BRIGHT and EXIT Elite Realty.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.