14 Water Street
Thurmont, MD 21788
- 3 beds
- 3 baths
- 1,728 sqft
- 4,175 sqft lot
- $228 per sqft
- 1900 build
Completely Renovated Gem in the Heart of Thurmont! Welcome to 14 Water Street, where modern updates meet timeless charm. This beautifully renovated home offers 3 spacious bedrooms, 2 full bathrooms, and 1 half bath, delivering comfortable and stylish living on every level. No detail was overlooked in the top-to-bottom renovation—enjoy brand-new flooring, fresh paint, updated lighting, and a fully redesigned interior featuring high-quality finishes throughout. The gourmet kitchen is a true showstopper, boasting new cabinetry, quartz countertops, and sleek black stainless steel appliances. It also includes a large pantry, a dedicated coffee station complete with a mini fridge, ice maker, and a convenient hand sink—perfectly blending functionality with luxury for daily living and entertaining. All bathrooms have been completely upgraded with elegant tile work and modern fixtures. The open-concept living and dining areas create a warm, welcoming atmosphere ideal for gatherings or relaxing at home. Step outside to enjoy a charming yard, all just minutes from downtown Thurmont, local parks, schools, and major commuter routes. Whether you’re a first-time homebuyer, looking to launch a small business, or simply ready to move into a turnkey home, this property checks all the boxes. Don’t miss your opportunity to own this one-of-a-kind, fully renovated gem—schedule your private tour today!
Last checked:
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Last updated May 10, 2025
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MLS# MDFR2063858 —
Upcoming Open Houses
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Friday, 5/16
5pm-7pm
The Building
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Year Built:1900
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Frame
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Structure Type:Detached
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Architectural Style:Traditional, Colonial
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Levels:2
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Accessibility Features:Other
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Foundation Details:Block
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Basement:Yes
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Basement Type:Partially Finished
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Total SqFt Source:Assessor
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Total Below Grade SqFt:360
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1728
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt:360
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1728
Interior
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Fireplace:No
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:2088
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Living Area SqFt:1,728 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, FHA, VA, USDA
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Possession:Coin w/Sell Sett
Location
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Directions:From Route 15 take MD 77/W Main St exit toward Thurmont. Turn left onto MD-77 E/W Main St. Turn right onto Water St. The property will be on the Right.
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Latitude:39.62311000
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Longitude:-77.41139000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.10
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Lot Size Source:Assessor
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Lot SqFt:4,175 Sqft
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Zoning:COMMERCIAL/ RESIDENTIAL
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In City Limits:Yes
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:CR
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (301) 536-4643
- Office phone:
- (240) 913-9339
Taxes
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Tax ID Number:1115318104
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Tax Year:2024
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Tax Annual Amount:$3,556
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Tax Assessed Value:$275,667
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Year Assessed:2025
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County Tax:2857.00
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City/Town Tax:698.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Main Level Baths:3.00
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Main Level Full Baths:2
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Main Level Half Baths:1
Heating & Cooling
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Cooling Type:Ductless/Mini-Split
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Central Air:No
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Other, Central
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Schools
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Elementary School:Thurmont
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Middle School:Thurmont
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High School:CATOCTIN
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School District Name:Frederick County Public Schools
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School District Source:3rd Party
The Community
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Subdivision Name:Thurmont
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Senior Community:No
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Pool:No Pool
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:5
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Garage:Yes
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Garage Features:Garage - Rear Entry
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Garage Spaces:3.00
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Type of Parking:Detached Carport, Driveway, Off Street, Detached Garage
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# of Detached Garage Spaces:3
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# of Detached Carport Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$395,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,115
|
Taxes | $296 |
Insurance | $108 |
Utilities | $425 See report |
Total | $2,944/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/9/25
May 9, 2025
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Listed / Active | BRIGHT | $395,000 |