- 5 beds
- 5 baths
- 3,043 sqft
- 10,454 sqft lot
- $279 per sqft
- 2003 build
- – on site
VA Assumable Loan at 2.25%. A rare chance for qualified buyers to lock in huge savings. Located in the highly sought-after Pablo Bay, this 5BR/4.5BA home sits on a quiet cul-de-sac with a flexible layout and major upgrades throughout. The split floor plan includes two living areas, a formal dining room, and an eat-in kitchen that flows into the main living space. All bedrooms but one are on the main floor. Updates include: • New LVP flooring • Fresh interior/exterior paint • Updated kitchen (all appliances convey) • New fixtures • Newer A/C units • Wired for Ethernet throughout • Water softener system • 3-car garage with oversized driveway (no street parking needed) Bonus spaces abound; Florida room (approximately 700 square feet [not air conditioned] and a paver patio with fire pit overlook the fully fenced backyard with citrus tree. Community amenities are A PLUS. Other highlights: " Roof (2014) " Water heater (2020) " Top-rated schools " Community amenities " Just 5 miles to the beach, 1 mile to Mayo Clinic, and convenient to both Mayport and NAS Jax " Low HOA, no CDD Ask how to assume the 2.25% VA loan; it's a game-changer.
Last checked:
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Checking…
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Last updated Jul 19, 2025
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MLS# 2099544 —
The Building
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Year Built:2003
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New Construction:false
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Construction Materials:Stucco
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Development Status:None
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Architectural Style:Traditional
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Roof:Shingle
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Roof Shingle:true
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Stories:2
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Levels:Two
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Basement:None
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Foundation Details:None
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Exterior Features:Fire Pit
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Building Features:None
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Patio And Porch Features:Front Porch, Glass Enclosed, Rear Porch
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Security Features:Smoke Detector(s)
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Building Name:None
Interior
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Furnished:Unfurnished
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Interior Features:Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
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Flooring:Laminate, Tile, Wood
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Fireplace:No
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Laundry Features:Electric Dryer Hookup, Lower Level, Washer Hookup
Room Dimensions
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Living Area:3043.0
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Living Area Units:None
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Living Area Source:Public Records
Financial & Terms
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Possession:Close Of Escrow
Location
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Directions:From JTB: Take the San Pablo Rd exit and turn left continue until you get to Cross Water Blvd turn left. Take the 3rd left onto White Heron Pl., and it will be the 3rd house on left.
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Cross Street:None
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Latitude:30.279893
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Longitude:-81.450796
The Property
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Parcel Number:1674532640
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Property Type:Residential
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Property Condition:Updated/Remodeled
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Property Subtype:Single Family Residence
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Property Attached:false
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Zoning:None
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Lot Features:Cul-De-Sac, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
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Lot Size Acres:0.24
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Lot Size SqFt:10454.4
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Lot Size Area:0.24
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Lot Size Units:Acres
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Current Use:Residential, Single Family
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Possible Use:None
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Topography:None
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Fencing:Back Yard, Wood
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Additional Parcels:No
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Additional Parcels Description:None
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Road Surface Type:Asphalt
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Land Lease:No
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:8337.9
Beds
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Bedrooms Total:5
Baths
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Total Baths:4.5
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Total Baths:5
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Full Baths:4
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Three Quarter Baths:None
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Half Baths:1
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Partial Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:true
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Cooling:Central Air
Utilities
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Utilities:Cable Available
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Sewer:Public Sewer
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Water Source:Public
Appliances
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Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Softener Owned
Schools
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Elementary School District:None
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Middle Or Junior School District:None
The Community
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Subdivision Name:Pablo Bay
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Senior Community:false
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Pool Private:No
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Waterfront:false
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Water Body Name:None
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Pets Allowed:None
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Association:true
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Association Amenities:Basketball Court, Playground, Tennis Court(s)
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Association Fee:1500.0
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Association Fee Includes:Maintenance Grounds
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Association Fee Frequency:Annually
Parking
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Garage:true
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Garage Spaces:3.0
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Attached Garage:true
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Carport:false
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Parking Total:None
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Parking Features:Attached, Garage, Garage Door Opener
Monthly cost estimate

Asking price
$849,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,550
|
Taxes | $694 |
Insurance | $233 |
Utilities | $181 See report |
Total | $5,658/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
7/19/25
Jul 19, 2025
|
Listed / Active | NEFMLS | $849,900 | |
3/15/21
Mar 15, 2021
|
Sold | NEFMLS |