- 4 beds
- 4 baths
- 2,342 sqft
- ~3 acre lot
- $335 per sqft
- 2019 build
- – on site
Priced to sell & motivated seller! Seller willing to consider offering buyer credit towards rate buy down or closing costs with right offer. Welcome to this beautifully maintained tri-level townhome in the sought-after Village of Montecito in Otay Ranch. Built in 2019 and offering 2,342 sq ft of living space, this VA & FHA approved home is a rare opportunity at $785,000 in Otay Ranch—blending space, style, and flexibility. Featuring 4 bedrooms, 3.5 bathrooms, and a spacious top-floor loft—ideal as a second living room, home office, or potential 5th bedroom—this layout is perfect for growing families, multi-gen living, or remote professionals. The main level offers a bright open floor plan, a modern kitchen with granite countertops, stainless steel appliances, and an oversized walk-in pantry. You'll also appreciate the direct access to the attached 2-car garage with EV charging. Upstairs includes a primary suite with walk-in closet, two secondary bedrooms, a full bath with dual sinks, and a dedicated laundry room. And the magic happens on the third floor—featuring a large loft and a private fourth bedroom with its own full bath, perfect for guests or roommates. Enjoy resort-style community amenities: pool, gym, clubhouse, playgrounds, and scenic trails—just minutes from top-rated schools and parks. This is the one you’ve been waiting for!
Last checked:
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Last updated Jul 11, 2025
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MLS# PTP2503463 —
This home is listed in more than one place. See it here.
The Building
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Year Built:2019
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Unit Number:8
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Stories Total:3
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Entry Level:1
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Common Walls:2+ Common Walls
Interior
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Levels:One
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Entry Location:1
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Room Type:All Bedrooms Up, Entry, Family Room, Kitchen, Laundry, Living Room, Loft, Primary Bathroom, Primary Bedroom, Walk-In Closet, Walk-In Pantry
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Living Area Source:Public Records
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Fireplace:No
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Fireplace:None
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Laundry:Gas & Electric Dryer Hookup, Individual Room, Washer Hookup
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Laundry:1
Room Dimensions
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Living Area:2342.00
Location
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Directions:Heritage Rd to Santa Liza
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Latitude:32.60776100
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Longitude:-116.99557400
The Property
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Property Type:Residential
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Subtype:Townhouse
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Zoning:R-1:SINGLE FAM-RES
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Lot Size Area:109174.0000
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Lot Size Acres:2.5063
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Lot Size SqFt:109174.00
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Lot Size Source:Public Records
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View:1
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View:Neighborhood
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Fence:No
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Sprinklers:No
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Property Attached:1
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Land Lease:No
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Lease Considered:No
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Tract:12-05
Beds
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Total Bedrooms:4
Baths
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Total Baths:4
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Full & Three Quarter Baths:4
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Full Baths:3
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Three Quarter Baths:1
The Listing
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Special Listing Conditions:Standard
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Parcel Number:6443133314
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Showings Begin:2025-05-14
Heating & Cooling
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Cooling:Yes
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Cooling:Central Air
Utilities
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Gas Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
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Included:Yes
Schools
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High School District:Sweetwater Union
The Community
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Neighborhood:Montecito
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Units in the Community:75
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Features:Sidewalks, Street Lights, Park
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Association Amenities:Barbecue, Clubhouse, Gym/Ex Room, Management, Playground, Pool, Spa/Hot Tub, Tennis Court(s), Insurance
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Association:Tosara II
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Association:Yes
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Association Fee:$223
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Association Fee 2:60.00
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Association Fee Frequency:Monthly
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Association Fee 2 Frequency:Monthly
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Pool:Community
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Senior Community:No
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Private Pool:No
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Assessments:Yes
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Assessments:CFD/Mello-Roos, Unknown
Parking
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Parking:No
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Parking Spaces:2.00
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Attached Garage:Yes
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Garage Spaces:2.00
Monthly cost estimate

Asking price
$785,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,203
|
Taxes | N/A |
Insurance | $215 |
HOA fees | $283 |
Utilities | $186 See report |
Total | $4,887/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
7/8/25
Jul 8, 2025
|
Price Changed | CRMLS_CA | $785,000 | -1.9% |
6/16/25
Jun 16, 2025
|
Price Changed | CRMLS_CA | $799,900 | -1.2% |
6/5/25
Jun 5, 2025
|
Price Changed | CRMLS_CA | $810,000 | -1.2% |