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12951 Mills Creek Drive

LUSBY, MD 20657

Name: Open House: 1pm-3pm
Start: 2025-07-06T13:00:00
End: 2025-07-06T15:00:00
Location: 12951 Mills Creek Drive

3 beds
3 baths
2,600 sqft
14,680 sqft lot
$207 per sqft
1990 build

Welcome to 12951 Mills Creek Dr., a fully renovated waterfront retreat with 3 bedrooms, 3 full baths, and over 2,600 sqft of living space. Located in the peaceful Drum Point community, this home features an open floor plan, vaulted ceilings, hardwood floors, and abundant natural light throughout. Enjoy relaxing year-round in the 220 sqft screened-in porch, which lives like a second living room and overlooks serene Mills Creek, perfect for kayaking and fishing right from your backyard. The main level offers plush carpeting in bedrooms, a washer and dryer for convenience, and a well-appointed kitchen ideal for entertaining. The finished lower level includes high-quality vinyl flooring, a cozy fireplace, a bedroom, a full bath, and a flexible space perfect for a home office or 4th bedroom. A large indoor workshop and generous storage areas provide added functionality. You'll love the quiet neighborhood, where friendly neighbors enjoy walks throughout the day. As a bonus, residents have access to private community amenities, including a boat ramp, beach, and clubhouse. If you’re looking for style, comfort, and direct water access, this home is the one. Don’t miss your chance to own this stunning slice of waterfront paradise in Lusby, MD! The buyer of this home also has the rare opportunity to purchase the neighboring lot at 12947 Mills Creek Dr., Lusby, MD 20657 (MLS# MDCA2022010) for $60,000. This additional parcel offers extra privacy, space for future expansion, or the potential to build your dream guesthouse, garage, or water-access getaway.

Listing courtesy of BRIGHT / Realty One Group Performance, LLC

Last checked: Checking… • Last updated Jul 5, 2025 •

MLS# MDCA2021996 —

Upcoming Open Houses

Sunday, 7/6
1pm-3pm

The Building

Year Built:

1990
Year Built Source:

Assessor
Roof:

Asphalt
New Construction:

No
Construction Materials:

Vinyl Siding
Structure Type:

Detached
Architectural Style:

Split Foyer
Levels:

2
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Connecting Stairway, Outside Entrance, Fully Finished, Walkout Level
Total SqFt Source:

Estimated
Total Below Grade SqFt:

1359
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1375
Above Grade Finished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Finished SqFt:

1225
Below Grade Unfinished SqFt:

134
Below Grade Unfinished SqFt Source:

Estimated

Interior

Interior Features:

Breakfast Area, Kitchen - Country, Window Treatments, Primary Bath(s), Floor Plan - Open
Room List:

Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Study, Great Room, Laundry, Other, Workshop, Bedroom 6
Flooring Type:

Hardwood, Carpet
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Gas/Propane
Wall & Ceilings:

Cathedral Ceilings, Vaulted Ceilings
Living Area SqFt Source:

Estimated

Room Dimensions

Total SqFt:

2734
Living Area SqFt:

2,600 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, FHA, VA, Conventional, USDA
Possession:

0-30 Days CD

Location

Directions:

Use GPS
Latitude:

38.33421000
Longitude:

-76.43191000

The Property

Property Type:

Residential
Property Condition:

Excellent
Lot Size Units:

Square Feet
Lot Size Acres:

0.34
Lot Size Source:

Assessor
Lot Features:

Stream/Creek, Tidal Wetland
Lot SqFt:

14,680 Sqft
Exclusions:

Nest thermostats, Freezer in the basement
Zoning:

R
View:

Creek/Stream, Water
In City Limits:

No
Outdoor Living Structures:

Deck(s), Patio(s), Screened, Porch(es)
Other Structures:

Above Grade, Below Grade
Horse:

No
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Boat/Launch Ramp - Private
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Boat - Powered
Water Body Name:

MILLS CREEK
Water Body Type:

Creek/Stream
Navigable Water:

Yes
Water Frontage In Feet:

30
Land Use Code:

R

Listing Agent

Contact info:

Taxes

Tax ID Number:

0501165984
Tax Year:

2024
Tax Lot:

34
Tax Annual Amount:

$4,469.25
Tax Assessed Value:

$442,500
Year Assessed:

2024
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

3
Bedrooms Main Level:

2
Lower Level Bedrooms:

1
Lower Level Bedrooms:

1

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

2.00
Main Level Full Baths:

2
Lower Level Full Baths:

1
All Lower Levels Total Baths:

1
Lower Level Total Baths:

1.00
Lower Level Full Baths:

1

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Ceiling Fan(s), Heat Pump(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Central, Forced Air
Heating Fuel:

Electric, Natural Gas

Utilities

Utilities:

Cable TV Available, Propane, Sewer Available
Sewer/Septic:

Approved System
Hot Water:

Electric
Water Source:

Well

Appliances

Appliances:

Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer
Laundry Type:

Main Floor, Washer In Unit

Schools

High School:

PATUXENT
School District Name:

Calvert County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Drum Point
Senior Community:

No
Pool:

No Pool
Docks:

1
Dock Type And Features:

Private
Dock/Slip Conveyance:

No
Dock/Slip Conveyance:

None Available
Slips:

1
Association Recreation Fee:

No
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Beach, Community Center, Non-Lake Recreational Area, Pier/Dock, Water/Lake Privileges
HOA Fee:

$188
HOA Fee Frequency:

Annually
HOA/Condo/Coop Fee:

Road Maintenance
HOA Name:

Drum Point Association

Parking

Garage:

No
Type of Parking:

Off Street, Driveway
Parking Features:

Circular Driveway

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$540,000

Expense	Monthly cost
Mortgage	$2,891
Taxes	$372
Insurance	$148
Utilities	$203 See report
Total	$3,614/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/5/25 Jul 5, 2025	Listed / Active	BRIGHT	$540,000

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This house located in Drum Point, MD 20657 is currently for sale for $540,000. 12951 Mills Creek Drive is a 2,600 square foot house with 3 beds and 3 baths. This house is in the attendance area of Patuxent High School, Mill Creek Middle School, and Dowell Elementary School.

Listing Courtesy of: BRIGHT and Realty One Group Performance, LLC.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

12951 Mills Creek Drive

LUSBY, MD 20657