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12712 96th Street NE

Otsego, MN 55330

5 beds
4 baths
4,273 sqft
~1 acre lot
$234 per sqft
2007 build
– on site

Welcome Home to this extraordinary two-story acreage home nestled on the banks of the Mississippi River in one of the area’s most sought after private neighborhoods. Situated on a beautifully maintained 1-acre private lot with sweeping river views, this 5-bedroom, 4-bathroom home offers a perfect blend of luxury and comfort. Step inside and discover a stunning chef’s kitchen, office, formal dining room, and a 3-season porch overlooking the river. Maple flooring throughout the main level. The spacious upper level includes brand new carpet flowing through the loft and 4 bedrooms; including an amazing primary featuring a huge walk-in closet and private full bathroom with a walk-in tile shower and soaking tub. The finished walkout lower level is the ultimate entertaining space with a wet bar, rec space, bedroom, 3/4 bathroom, large storage area, kitchenette, and ample storage. If that wasn't enough, this home boasts an incredible garage setup: an attached 4-car heated garage with rear overhead access and a massive 30' x 50' detached garage with a 14' x 14' door—perfect for your RV or hobby space. Both roofs were replaced in 2024, and the front exterior was freshly painted in 2025. Enjoy the peace and quiet of this private HOA-maintained community featuring all 1 acre lots, 50% open green space, and no remaining buildable lots. See supplements for a map of the river and islands providing opportunities to bow hunt and fish at your leisure. Exceptional opportunity to own a legacy property along the Mississippi with unmatched quality, comfort, and space to grow.

Listing courtesy of NORTHSTAR / Regan Englund / Keller Williams Classic Rlty NW

Last checked: Checking… • Last updated Jul 16, 2025 •

MLS# 6754619 —

The Building

Year Built:

2007
New Construction:

false
Age Of Property:

18
Construction Materials:

Steel Siding
Accessibility Features:

None
Levels:

Two
Main Level Finished Area:

1832.0000
Basement:

Finished, Walkout
Basement:

true
Foundation Area:

1636
Manufactured Home:

No
Building Area Total:

4773
Above Grade Finished Area:

3137
Below Grade Finished Area:

1136

Interior

Dining Room Description:

Informal Dining Room,Kitchen/Dining Room,Separate/Formal Dining Room
Fireplace:

true
Fireplaces Total:

2
Fireplace Features:

Family Room, Gas, Living Room
Amenities:

Ceiling Fan(s),Deck,French Doors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,Security System,Sun Room,Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Room Dimensions

Living Area:

4273

Location

Directions:

County Road 39 to Nashua, North to 96th
Latitude:

45.291953
Longitude:

-93.629082

The Property

Parcel Number:

118247003070
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Subtype:

Acreage
Property Attached:

false
Additional Parcels:

false
Lot Size Area:

1
Lot Size Dimensions:

133x249x246x234
Lot Size SqFt:

43647.12
Lot Size Units:

Acres
Lake Chain:

N
Water Body Name:

Mississippi River
Road Between Waterfront and Home:

No
Water Source:

Private
Other Structures:

Additional Garage
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

8594
Tax With Assessments:

8638.0000

Beds

Bedrooms Total:

5

Baths

Total Baths:

4
Bath Description:

3/4 Basement,Full Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Upper Level Full Bath
Full Baths:

2
Three Quarter Baths:

1
Half Baths:

1

Heating & Cooling

Heating:

Forced Air
Cooling:

Central Air

Utilities

Sewer:

Private Sewer, Septic System Compliant - Yes

Appliances

Appliances:

Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Wine Cooler

Schools

High School District:

Elk River

The Community

Subdivision Name:

Davis Mississippi Cove 2nd Add
Waterfront:

true
Waterfront Features:

River Front
Association:

true
Association Name:

Mississippi Cove
Association Fee:

500
Association Fee Includes:

Other
Association Fee Frequency:

Annually
Assessment Pending:

Yes

Parking

Parking Features:

Attached Garage, Detached, Finished Garage, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
Garage Spaces:

5
Garage Door Height:

14
Garage SqFt:

1180

Monthly cost estimate

Asking price

$1,000,000

Expense	Monthly cost
Mortgage	$5,354
Taxes	$716
Insurance	$275
HOA fees	$42
Utilities	$182 See report
Total	$6,569/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/15/25 Jul 15, 2025	Coming Soon	NORTHSTAR	$1,000,000

House

$1,000,000

HOA

$42/mo.

Cost Est.

$6,569/mo.

Listing provided by broker:

Regan Englund

Keller Williams Classic Rlty NW

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This house is located in Otsego, MN 55330. 12712 96th Street NE is a 4,273 square foot house with 5 beds and 4 baths that has been on Estately for 0 days. This house is in the attendance area of Otsego Elementary School, Rogers Middle School, and Rogers Senior High School.

Listing Courtesy of: NORTHSTAR and Keller Williams Classic Rlty NW.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.