- 3 beds
- 1 bath
- 1,406 sqft
- 9,147 sqft lot
- $202 per sqft
- 1961 build
- – on site
You know that house you keep hoping to find? The one where all the expensive stuff is already taken care of, but it's still priced low enough for you to make it your own? You just found it. This 3 bedroom home sits on a generous 0.3-acre lot in a central, welcoming part of Fort Walton Beach. The neighbors are chill, the park's right around the corner, and you can be at the beach, your favorite taco spot, or whichever military base you're attached to (Eglin, Hurlburt, or Duke) in just a few minutes. And here's the kicker: this home comes with an assumable VA loan at just 2.25%. That's not a typo. If you qualify, you could step into one of the lowest interest rates around and save a ton over time! It also has all the smart updates already done copper wiring, updated HVAC, roof, gas water heater, and fully paid-off solar panels. Translation: super low power bills and zero big-ticket surprises. The inside could use a little love, but that's the good kind of project. You get to do the fun part: add your personal touch, boost the value, and build real equity. No HOA. No weird rules. Just a solid house with great bones, a big yard, and even a well-fed irrigation system so you're not paying to water your grass. Whether you live in it, rent it long-term, or turn it into an Airbnb escape, this one's a smart move in a neighborhood that feels like home.
Last checked:
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Last updated Jun 1, 2025
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MLS# 977312 —
The Building
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Year Built:1961
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Building Area Total:1406.0
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Building Area Source:County PA Records
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Architectural Style:Ranch
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Stories:1
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Levels:None
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Exterior Features:Fenced Back Yard, Lawn Pump
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Porch, Porch Open
Interior
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Furnished:Furnished - None
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Interior Features:Washer/Dryer Hookup
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Rooms Total:5
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:From Beal, turn right onto Baker Ave then right onto Holmes and the home will be on the right.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Acres:0.21
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Lot Size Area:0.21
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Lot Size Dimensions:75x120
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Lot Size SqFt:9147.6
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Lot Size Units:Acres
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Zoning:City, Resid Single Family
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Possible Use:None
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Parcel Number:14-2S-24-2170-000C-0080
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Topography:None
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Fencing:Fenced Chain Link
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:2026.51
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Tax Legal Description:SANTA MARKELLA S/D LOT 8 BLK C
Beds
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Bedrooms Total:3
Baths
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Total Baths:1.0
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Total Baths:1
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Full Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Phone, Public Water, TV Cable
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Refrigerator, Stove/Oven Gas, Water Heater - Gas
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Dishwasher:true
Schools
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Elementary School:Elliott Point
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Elementary School District:None
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Middle Or Junior School:Bruner
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Middle Or Junior School District:None
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High School:Fort Walton Beach
The Community
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Subdivision Name:SANTA MARKELLA
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Attached Garage:false
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Carport:true
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Parking Features:Carport, Carport Attached, Covered
Monthly cost estimate

Asking price
$285,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,526
|
Taxes | $168 |
Insurance | $78 |
Utilities | $179 See report |
Total | $1,951/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
5/27/25
May 27, 2025
|
Listed / Active | ECARMLS | $285,000 |