125 Oyster Point
WHITE STONE, VA 22578
- 4 beds
- 5 baths
- 4,376 sqft
- ~2 acre lot
- $605 per sqft
- 2001 build
Experience one of the most spectacular views on Carter’s Creek from this charming 4,376 sq. ft. brick transitional home. Thoughtfully designed for both relaxed living and elegant entertaining, this 4-bedroom, 4.5 bath home features an open floor plan cen-tered around a stunning gathering room and kitchen, seamlessly flowing into a dining area. Soaring 10-foot ceilings, heart pine floors, and oversized windows flood the space with natural light and frame the incredible water views. The waterside owner’s suite offers a private retreat with panoramic views, a spacious walk-in closet, and an ensuite bath. A cozy den, ideal as a home office, completes the main level. Upstairs are three generously sized bedrooms, two full baths, and abundant storage providing spacious comfort. The attached two-car garage adds practicality. Outdoor living shines here with a screened porch, a covered porch with built in grill, a heated salt water pool surrounded by travertine pavers and accented by a lighted fountain. Set on a 1.799 acre site that is beautifully landscaped with irrigation, the property offers privacy, se-renity, and unbeatable sunsets. For boaters, the deep-water dock with 10 feet MLW, two boat lifts, a floating dock, electricity, and water is perfect for any vessel seeking a protected harbor. Located on one of the Northern Neck’s premier waterfronts , you will find breathtaking views and unforgettable sunsets—a true gem—this is truly a remark-able opportunity.
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Last updated May 24, 2025
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MLS# VALV2000806 —
The Building
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Year Built:2001
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Year Built Source:Estimated
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Roof:Metal
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New Construction:No
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Construction Materials:Brick
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Structure Type:Detached
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Architectural Style:Transitional
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Levels:1.5
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Door Features:Sliding Glass, Storm
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Window Features:Double Pane
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Accessibility Features:None
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Foundation Details:Crawl Space
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Basement:No
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Total SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:4376
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Above Grade Finished SqFt Source:Estimated
Interior
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Interior Features:Attic, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Cedar Closet(s), Ceiling Fan(s), Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bedroom - Bay Front, Recessed Lighting, Sprinkler System, Water Treat System, Walk-in Closet(s), Wood Floors, Wine Storage, Other
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Room List:Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Foyer, Breakfast Room, Great Room, Laundry, Primary Bathroom
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Flooring Type:Hardwood
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Double Sided, Gas/Propane, Mantel(s), Screen
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Wall & Ceilings:9'+ Ceilings, Dry Wall
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:4376
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Living Area SqFt:4,376 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Conventional, Cash
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Possession:Settlement
Location
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Directions:From Fredericksburg, take VA-3 E towards King George. Stay on VA-3 E for about 67 miles until you reach White Stone. Then turn right on Rappahannock Dr. Turn right onto State Rte 637/James Wharf Rd. Turn right to stay on James Wharf Rd. Turn right on Oyster Point to the house on the left.
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Cross Street:James Wharf Rd
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Latitude:37.65177000
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Longitude:-76.42277000
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Location Type:River
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Acres:1.78
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Lot Size Source:Estimated
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Lot Features:Rip-Rapped, Premium, Landscaping
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Lot SqFt:77,536 Sqft
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Additional Parcels:No
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Zoning:R1
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View:River, Water
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In City Limits:No
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Outdoor Living Structures:Patio(s), Screened, Porch(es), Brick
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Other Structures:Above Grade
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Horse:No
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Waterview:Yes
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Fencing:Rear, Wrought Iron, Invisible
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Waterfront:Yes
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Waterfront Features:Rip-Rap, Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Private Access
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Distance To Water:Feet
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Water Body Name:Carter's Creek
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Water Body Type:River
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Mean Low Water Feet:10
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Navigable Water:Yes
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Water Frontage In Feet:155
Listing Agent
- Contact info:
- Agent phone:
- (804) 494-5795
- Office phone:
- (804) 435-2299
Taxes
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Tax ID Number:NO TAX RECORD
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Tax Year:2024
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Tax Annual Amount:$9,466
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Tax Assessed Value:$1,721,200
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Year Assessed:2024
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:1
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Upper Level Bedrooms:3
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Upper Level 1 Bedrooms:3
Baths
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Total Baths:5
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Full Baths:4
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Half Baths:1
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Main Level Baths:3.00
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Main Level Full Baths:2
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Main Level Half Baths:1
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Upper Level Full Baths:2
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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Upper Level Full Baths:2
The Listing
Heating & Cooling
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Cooling Type:Central A/C, Heat Pump(s), Ceiling Fan(s), Programmable Thermostat, Zoned
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump - Gas BackUp, Programmable Thermostat
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Private Sewer
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Hot Water:Instant Hot Water, Propane
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Water Source:Well
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Internet Services:Broadband
Appliances
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Appliances:Built-In Microwave, Built-In Range, Dishwasher, Dryer - Front Loading, Exhaust Fan, Icemaker, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Stove, Washer - Front Loading, Water Conditioner - Owned, Humidifier, Instant Hot Water, Range Hood, Water Heater - Tankless
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Laundry Type:Main Floor
Schools
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Elementary School:Lancaster
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Middle School:Lancaster
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High School:LANCASTER
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School District Name:Lancaster County Public Schools
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School District Source:3rd Party
The Community
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Subdivision Name:None Available
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Senior Community:No
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Exterior Features:BBQ Grill, Underground Lawn Sprinkler, Exterior Lighting
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Pool:Yes - Personal
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Pool Features:Fenced, Gunite, Heated, In Ground, Saltwater
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Docks:1
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Dock Type And Features:Hoist/Lift Electric, Material - Treated Lumber, Multiple Slip, Pier (Perpendicular), Private, Storage Area, Floating
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Deeded
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Slips:2
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Common Grounds
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HOA Fee:$300
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HOA Fee Frequency:Annually
Parking
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Total Garage and Parking Spaces:4
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Garage:Yes
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Garage Features:Garage - Side Entry, Garage Door Opener, Oversized, Inside Access
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Garage Spaces:2.00
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Garage SqFt:712
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Type of Parking:Attached Garage, Driveway
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Parking Features:Circular Driveway, Crushed Stone
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# of Attached Garage Spaces:2
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Driveway - # of Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$2,650,000
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$14,189
|
Taxes | $788 |
Insurance | $728 |
Utilities | $197 See report |
Total | $15,902/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/24/25
May 24, 2025
|
Listed / Active | BRIGHT | $2,650,000 |