12428 Gemstone Drive
Hagerstown, MD 21740
- 3 beds
- 3 baths
- 1,799 sqft
- 7,910 sqft lot
- $233 per sqft
- 2019 build
Welcome to this beautifully updated 3 bedroom. 2.5 bath rancher nestled in a quiet neighborhood of Hagers Crossing. This home offers the perfect blend of comfort, functionality and serenity. Enjoy an open floor plan with soaring 9 foot ceilings, recessed lighting, and LVP flooring throughout the main living areas. The heart of the home features a modern kitchen with stainless steel appliances and flows seamlessly into the living and dining rooms, highlighted by a striking wall encompassed electric fireplace. The home also boasts a dedicated office, low E windows, and partially finished basement ready for your personal touch. Plush carpet adds warmth to the bedrooms and office. Retreat to your private deck backing up to a protected forest conservation area, where mature trees provide a peaceful, country living atmosphere with added seclusion, with suburban convenience. Additional features include a two-car garage, laundry room and fully paid-off solar panels for energy efficiency, that conveys. Conveniently located near shopping, dining, parks and just 10 miles to Hagerstown Airport.
Last checked:
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Last updated May 8, 2025
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MLS# MDWA2027826 —
The Building
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Year Built:2019
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Vinyl Siding
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Structure Type:Detached
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Architectural Style:Ranch/Rambler
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Levels:1
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Accessibility Features:Level Entry - Main
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Other Equipment:None
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Foundation Details:Permanent
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Basement:Yes
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Basement Type:Partially Finished, Interior Access, Poured Concrete, Windows, Heated, Drain
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1612
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Unfinished Area Units:Square Feet
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Above Grade Finished SqFt:1799
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Above Grade Finished SqFt Source:Estimated
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Unfinished SqFt:1612
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Below Grade Unfinished SqFt Source:Estimated
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Tax Total Finished SqFt:2028
Interior
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Fireplace:No
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3411
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Living Area SqFt:1,799 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, FHA, USDA, VA
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Possession:0-30 Days CD, 31-60 Days CD
Location
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Directions:From I-70 exit I-81 N toward Harrisburg., exit 6B to UA 40 W, take exit 6B to merge onto US 40 W toward Huyett. Right on Garland Groh Blvd turn right onto Garland Groh Blvd, Left on Bartow Dr turn left onto Bartow Dr. At the roundabout, take the third exit on to Hagers Crossing Dr Proceed through the roundabout to Hagers's Crossing Dr. arrive at Gemstone address on the right.
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Latitude:39.65876000
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Longitude:-77.76295000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.18
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Lot Size Source:Assessor
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Lot SqFt:7,910 Sqft
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Inclusions:Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wood Floors; Electric Fireplace; Dishwasher, Disposal, Dryer, Microwave, Oven - Single, Oven/Range - Electric, Refrigerator, Washer; Accessibility Features: entry level home. Door Features: Sliding Glass; Window Features: Insulated, Low-E windows, Solar on Grid
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Zoning:PUD
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In City Limits:Yes
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Other Structures:Above Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (240) 405-6632
- Office phone:
- (888) 860-7369
Taxes
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Tax ID Number:2225041496
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Tax Year:2024
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Tax Lot:308
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Tax Annual Amount:$6,719
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Tax Assessed Value:$350,500
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Year Assessed:2024
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County Tax:3207.00
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City/Town Tax:3512.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Main Level Baths:2.00
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Main Level Full Baths:2
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Lower Level Half Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Half Baths:1
Heating & Cooling
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Cooling Type:Heat Pump(s)
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Central Air:No
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s), Solar - Active
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Heating Fuel:Electric, Solar
Utilities
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Sewer/Septic:Public Sewer
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Electric Service:Underground
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Hot Water:Electric
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Water Source:Public
Schools
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Middle School:Western Heights
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School District Name:Washington County Public Schools
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School District Source:3rd Party
The Community
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Subdivision Name:Hagers Crossing
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Senior Community:No
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Pool:No Pool
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HOA:Yes
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Condo/Coop Association:No
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HOA Fee:$62
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HOA Fee Frequency:Monthly
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Garage - Front Entry, Garage Door Opener
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Garage Spaces:2.00
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Type of Parking:Attached Garage, Driveway
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# of Attached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$420,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,248
|
Taxes | $559 |
Insurance | $115 |
Utilities | $135 See report |
Total | $3,057/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/3/25
May 3, 2025
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Listed / Active | BRIGHT | $420,000 |