- 4 beds
- 3 baths
- 2,720 sqft
- 6,403 sqft lot
- $238 per sqft
- 1985 build
Nestled in the serene enclave of Rumsey Island, this residence offers a harmonious blend of contemporary design and waterfront living. This Custom Built home in 1985 is meticulously maintained and updated. The home spans an impressive 3,330 square feet, showcasing a thoughtful layout that caters to both relaxation and entertainment. Step inside to discover a warm and inviting interior adorned with rich hardwood flooring and ceramic tile. The spacious great room area features a slate fireplace w/pellet stove insert & mantel, with built in bookcase creating a cozy ambiance perfect for gatherings. The kitchen, equipped with stainless steel appliances and upgraded granite countertops provide ample space for culinary creations, the breakfast bar & adjacent eating area invites casual dining with views of the lush & waterfront surroundings. The main floor laundry & mud room area off of the side porch & kitchen adds convenience. The thoughtfully designed primary suite boasts a slider to private balcony, walk in closet and luxurious bathroom complete with a soaking tub, ensuring a private retreat for relaxation. The hard to find basement with family room has apellet stove and a french door to access the back yard. Additionally in the walkout basement is a den, storage/utility room and several storage closets. Outside, the property is equally captivating. The exterior features a charming front porch and side porch for easy access enhancing the curb appeal, while the fenced landscaped lot, situated on a peaceful cul-de-sac, offers a sense of privacy and tranquility overlooking the water along with back deck & awning. The 0.15-acre lot is bulkheaded and provides direct access to the stunning Gunpowder River, making it a water lover's paradise. Enjoy your own private dock site, complete with a boat lift and multiple slips, perfect for boating, kayaking, or simply soaking in the picturesque water views. The outdoor spaces are designed for enjoyment, featuring a spacious deck w/retractable electric awning and balcony that overlook the canal, ideal for entertaining or unwinding with a book. The property’s waterfront location ensures that every day feels like a vacation, with the soothing sounds of water and the beauty of nature at your doorstep. This home is not just a residence; it’s a lifestyle. With its blend of luxurious interior features, stunning exterior spaces, and unparalleled access to water activities, this property is a rare find that promises to meet the needs of discerning buyers seeking both comfort and adventure. Experience the perfect balance of elegance and leisure in this remarkable Rumsey Island retreat. Mariner Point Park and the newly revitalized North Bay Marina with Tiki Bar, Dining, Pool, Fuel Service and more is located right in the heart of Joppatowne on the Gunpowder River. Make sure to see the Virtual Tour & 3D Tour.
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Last updated Jul 15, 2025
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MLS# MDHR2044818 —
The Building
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Year Built:1985
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Brick, Vinyl Siding
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Structure Type:Twin/Semi-Detached
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Architectural Style:Contemporary
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Levels:3
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Accessibility Features:None
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Foundation Details:Other
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Basement:Yes
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Basement Type:Daylight, Partial, Full, Partially Finished, Outside Entrance, Rear Entrance, Walkout Stairs, Sump Pump
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Total SqFt Source:Assessor
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Total Below Grade SqFt:1110
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2220
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:500
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Below Grade Unfinished SqFt:610
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2720
Interior
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Interior Features:Attic, Breakfast Area, Ceiling Fan(s), Bathroom - Walk-In Shower, Bathroom - Soaking Tub, Primary Bath(s), Stove - Pellet, Upgraded Countertops, Window Treatments, Wood Floors
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Room List:Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Great Room, Laundry, Mud Room, Storage Room, Utility Room, Primary Bathroom, Full Bath
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Flooring Type:Hardwood, Ceramic Tile, Carpet
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Fireplace:Yes
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Fireplaces:2
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Fireplace Features:Brick, Insert, Mantel(s)
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:3330
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Living Area SqFt:2,720 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Settlement
Location
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Directions:RTE 40 tp Joppa Farm Road to Rumsey Island on the Right. Turn onto Shore Dr to Left onto Ravenswood CT to property at end of cule de sac on the left.
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Latitude:39.40914021
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Longitude:-76.35818728
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.15
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Lot Size Source:Assessor
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Lot Features:Bulkheaded, Landscaping, Cul-de-sac, No Thru Street
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Lot SqFt:6,403 Sqft
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Inclusions:2 Pellet Stove Inserts, Deck Awning, Outdooe Furniture, 3 Kitchen Bar Stools, 3 Workroom Sheving Units & Workbenches
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Zoning:R3
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View:Canal, Water
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In City Limits:No
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Outdoor Living Structures:Balcony, Deck(s), Porch(es)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Fencing:Partially, Rear
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Waterfront:Yes
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Waterfront Features:Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Private Access
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Distance To Water:Feet
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Water Body Name:Gunpowder River
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Water Body Type:Canal
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Navigable Water:Yes
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Water Frontage In Feet:242
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Land Use Code:TH
Listing Agent
- Contact info:
- Agent phone:
- (410) 459-0044
- Office phone:
- (410) 879-8080
Taxes
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Tax ID Number:1301120417
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Tax Year:2024
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Tax Lot:1
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Tax Annual Amount:$3,632
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Tax Assessed Value:$353,100
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Year Assessed:2025
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County Tax:3632.00
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Total Taxes Payment Frequency:Semi-Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:1
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Upper Level Bedrooms:3
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Upper Level 1 Bedrooms:3
Baths
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Total Baths:3
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Full Baths:3
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Full Baths:2
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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Upper Level Full Baths:2
The Listing
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Heat Pump(s), Zoned
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Central Air:No
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s), Zoned
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Stainless Steel Appliances, Refrigerator, Range Hood, Oven/Range - Electric, Microwave, Icemaker, Freezer, Exhaust Fan, Washer, Dryer, Water Heater
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Laundry Type:Main Floor
Schools
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School District Name:Harford County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Rumsey Island
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Senior Community:No
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Exterior Features:Awning(s)
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Pool:No Pool
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Docks:1
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Dock Type And Features:Hoist/Lift Electric, Multiple Slip, Pier (Perpendicular)
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Physical Dock/Slip Conveys
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Slips:2
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Association Recreation Fee:No
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HOA:No
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Condo/Coop Association:No
Parking
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Garage:No
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Type of Parking:Driveway
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$650,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,480
|
Taxes | $302 |
Insurance | $178 |
Utilities | $209 See report |
Total | $4,169/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/10/25
Jul 10, 2025
|
Listed / Active | BRIGHT | $650,000 |