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1227 Cross Road

ANNAPOLIS, MD 21403

4 beds
3 baths
3,398 sqft
12,784 sqft lot
$441 per sqft
2023 build

Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light. The gourmet kitchen is an entertainer’s dream, featuring a 5-foot quartz island, double oven, prep sink, breakfast nook, expansive walk-in pantry, and a butler’s pantry/wet bar upgraded by the owner for effortless hosting. The formal dining room, with its trey ceiling and designer windows, adds sophistication. A main-level office or in-law suite includes a full bath, ceiling fan, and custom California Closets added post-purchase for enhanced organization. Ascend the stunning, light-filled staircase—a true architectural centerpiece—to the second floor. Here, a versatile loft/flex space is perfect for a family room, home office, or play area. Two additional bedrooms with ceiling fans and owner-installed California Closet systems offer comfort, with one boasting private bath access and a walk-in closet. The primary suite is a retreat, featuring recessed lighting, a trey ceiling, a spacious dressing/sitting area, a luxurious 6x6 shower, and a large walk-in closet with a California Closet upgrade. A laundry center, enhanced by the owner with custom cabinetry, granite countertops, and a Blanco sink, adds convenience. The oversized 2-car garage features 12-foot ceilings, an owner-applied epoxy floor, and a 240V electric vehicle hookup. A mudroom with custom storage cabinetry, added post-purchase, welcomes you from the garage. Additional owner upgrades include gutter guards, Cat6 wiring, pre-installed security system wiring, and a 1,500 sq ft conditioned crawl space for storage. Outdoors, relax on the 13x10 screened porch with recessed lighting, a thoughtful owner addition. Enjoy Oyster Harbor’s waterfront amenities, including a boat ramp, pier, private beach, and opportunities for kayaking, fishing, and paddleboarding. With the current owner’s thoughtful upgrades since 2023, this Annapolis gem combines modern luxury with unparalleled functionality. View the full HD Video Tour and contact listing agent for a private in person tour.

Listing courtesy of BRIGHT / TTR Sotheby's International Realty

Last checked: Checking… • Last updated Jun 18, 2025 •

MLS# MDAA2118582 —

The Building

Year Built:

2023
Year Built Source:

Assessor
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Frame
Structure Type:

Detached
Architectural Style:

Craftsman
Levels:

2
Accessibility Features:

32, 36, >84
Foundation Details:

Crawl Space
Basement:

No
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

3398
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

3398

Interior

Interior Features:

Attic/House Fan, Bar, Breakfast Area, Butlers Pantry, Carpet, Ceiling Fan(s), Curved Staircase, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Flat, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Bathroom - Soaking Tub, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar
Flooring Type:

Carpet, Engineered Wood, Tile/Brick
Fireplace:

Yes
Fireplaces:

1
Wall & Ceilings:

9'+ Ceilings
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

3398
Living Area SqFt:

3,398 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, VA
Possession:

Settlement
Lease Considered:

No

Location

Directions:

Take New York Ave NW to US-50 E in Prince George's County. Follow US-50 E to MD-665 E in Parole. Take exit 22 from US-50 E. Follow MD-665 E, Forest Dr and Arundel on the Bay Rd to Cross Rd in Annapolis Neck
Latitude:

38.92631000
Longitude:

-76.47153000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.29
Lot Size Source:

Assessor
Lot SqFt:

12,784 Sqft
Inclusions:

Electric Fireplace
Zoning:

R2
In City Limits:

No
Outdoor Living Structures:

Porch(es)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Canoe/Kayak, Swimming Allowed, Sail, Fishing Allowed, Boat - Non Powered Only, Private Access
Water Body Type:

Creek/Stream
Navigable Water:

Yes
Tidal Water:

No
Land Use Code:

R
Ground Rent Exists:

No
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

020259706523400
Tax Year:

2024
Tax Lot:

51
Tax Annual Amount:

$10,566
Tax Assessed Value:

$1,042,300
Year Assessed:

2025
County Tax:

10186.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

1.00
Main Level Full Baths:

1
Upper Level Full Baths:

2
Upper Level Total Baths:

2
Upper Level Total Baths:

2.00
Upper Level Full Baths:

2

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Well, Filter

Appliances

Laundry Type:

Upper Floor

Schools

School District Name:

Anne Arundel County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Oyster Harbor
Senior Community:

No
Pool:

No Pool
Docks:

2
Dock Type And Features:

Ramp, Other
Association Recreation Fee:

No
HOA:

No
Condo/Coop Association:

No
Other Fees:

2511.54

Parking

Total Garage and Parking Spaces:

8
Garage:

Yes
Garage Features:

Garage - Front Entry, Inside Access, Oversized
Garage Spaces:

2.00
Type of Parking:

Attached Garage, Driveway
Parking Features:

Asphalt Driveway, Paved Driveway
# of Attached Garage Spaces:

2
Driveway - # of Spaces:

6

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,499,000

Expense	Monthly cost
Mortgage	$8,026
Taxes	$880
Insurance	$412
Utilities	$206 See report
Total	$9,524/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
6/18/25 Jun 18, 2025	Listed / Active	BRIGHT	$1,499,000

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This house located in Annapolis Neck 21403 is currently for sale for $1,499,000. 1227 Cross Road is a 3,398 square foot house with 4 beds and 3 baths. This house is in the attendance area of Annapolis Middle School, Hillsmere Elementary School, and Annapolis High School.

Listing Courtesy of: BRIGHT and TTR Sotheby's International Realty.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.