12011 Front Beach Road
Panama City Beach, FL 32407
- 2 beds
- 2 baths
- 1,076 sqft
- $460 per sqft
- 2005 build
- – on site
Step into paradise with this beautifully appointed 2BR/2BA Gulf-front condo that's turnkey & rental-ready! Located on the highly sought-after first living level, Unit 103B offers breathtaking, unobstructed views of the Gulf from an oversized private balcony...perfect for morning coffee, sunset cocktails, or just soaking in the sea breeze. Inside, you'll love the open layout featuring tile flooring throughout, a fully equipped kitchen with granite countertops & breakfast bar, and a stylish tiled island ideal for entertaining or casual dining. Both bedrooms are spacious and inviting, with plenty of natural light and coastal charm. Whether you're looking for a lucrative investment property, a personal beach escape, or a blend of both, this unit checks all the boxes. Sterling Reef offers fantastic amenities to include, heated pool with waterfall, well-equipped fitness center, a game room, direct beach access, and a location that's near everything from shopping to dining, and entertainment. Don't miss this opportunity to own a piece of the Emerald Coast! Schedule your private showing today, your beachfront dream awaits.
Last checked:
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Checking…
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Last updated May 20, 2025
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MLS# 976787 —
The Building
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Year Built:2005
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Construction Materials:Concrete
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# of Buildings:126
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Building Area Total:1076.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Stories Total:22
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Levels:None
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Exterior Features:Balcony
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Window Features:Window Treatment All
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Accessibility Features:None
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Direction Faces:None
Interior
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Furnished:Furnished - All
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Interior Features:Breakfast Bar, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
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Rooms Total:6
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Tile
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:Three miles east of hwy.79 on the corner of Alf Coleman and Front Beach Road
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:34809-610-003
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Topography:None
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View:Gulf
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Waterfront:true
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Waterfront Features:Gulf
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:5465.08
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Tax Legal Description:STERLING REEF UNIT 103 TYPE B ORB 2578 P 120 ARUBA 2BD/2BTH ORB 3576 P 749 1076 SQ.FT.=H&C . 474 SQ.FT.=BALC
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Phone, Public Water, TV Cable
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Breakfast Point
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:STERLING REEF
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Community Features:BBQ Pit/Grill, Beach, Community Room, Elevators, Exercise Room, Pets Allowed, Pool, TV Cable, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:977.0
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Association Fee Frequency:Monthly
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Association Fee Includes:Ground Keeping, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Attached Garage:true
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Carport:false
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Parking Features:Garage
Monthly cost estimate
Asking price
$495,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,650
|
| Taxes | $455 |
| Insurance | $136 |
| Utilities | $115 See report |
| Total | $3,356/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
5/20/25
May 20, 2025
|
Listed / Active | ECARMLS | $495,000 |
