1190 Bay Court
Destin, FL 32541
- 5 beds
- 4 baths
- 3,059 sqft
- 12,632 sqft lot
- $277 per sqft
- 1998 build
- – on site
Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas—each with a full kitchen, laundry, HVAC, water heater, and private entrances. Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.
Last checked:
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Checking…
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Last updated May 18, 2025
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MLS# 976533 —
The Building
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Year Built:1998
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Construction Materials:Siding Vinyl, Stucco
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Building Area Total:3059.0
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Building Area Source:County PA Records
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Architectural Style:Split Level
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Stories:2
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Levels:None
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Exterior Features:Balcony, BBQ Pit/Grill
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Deck Covered
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Foundation Details:Slab
Interior
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Interior Features:Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lock Out, Split Bedroom, Washer/Dryer Hookup
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Rooms Total:10
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Fireplaces Total:None
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Laundry Features:None
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Fireplace:true
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Fireplace Features:Fireplace Gas
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Flooring:Floor Tile, Floor Vinyl
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:Highway 98 East Benning Drive. Take a Right on Bay Court . Home will be on your right.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Flood Insurance Req, Sidewalk, Survey Available, Within 1/2 Mile to Water
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Lot Size Acres:0.29
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Lot Size Area:0.29
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Lot Size Dimensions:70X180
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Lot Size SqFt:12632.4
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:00-2S-22-3088-000A-0080
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Topography:None
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Fencing:Fenced Lot-Part, Fenced Privacy
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Other Structures:Barn
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:7105.85
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Tax Legal Description:Lot 8, Block A, BAYVIEW MANOR IST ADDITION, a subdivision according to the plat thereof as recorded in plat Book 9, Page 61, of the Public Records of Okaloosa County, Florida.
Beds
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Bedrooms Total:5
Baths
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Total Baths:3.5
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Auto Garage Door Opn, Disposal, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Gas, Water Heater - Elect
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Disposal:true
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Microwave:true
Schools
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Elementary School:Destin
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Elementary School District:None
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Middle Or Junior School:Destin
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Middle Or Junior School District:None
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High School:Destin
The Community
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Subdivision Name:BAYVIEW MANOR 1ST ADD LOT 8 BLK A
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Community Features:Separate Storage
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Garage, Boat, Carport Detached, Oversized, RV
Monthly cost estimate

Asking price
$849,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,546
|
Taxes | $592 |
Insurance | $233 |
Utilities | $234 See report |
Total | $5,605/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/16/25
May 16, 2025
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Listed / Active | ECARMLS | $849,000 | 21.5% (7.0% / YR) |
4/15/22
Apr 15, 2022
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ECARMLS | $699,000 |