- 3 beds
- 2 baths
- 1,876 sqft
- $132 per sqft
- 1984 build
- – on site
Come live the resort lifestyle with carefree maintenance in the beautiful and gated Carmel by the Lake community. This extra-large (1,876 sq ft) 3 bed, 2 bath first-floor condo is all on one level and offers serene views of Howell Creek, towering oak trees, and the shady walking paths around the lovely grounds leading to Lake Howell (a large ski lake). Your designated covered parking spot with large lockable storage closet is just steps away from the front door. Use the private community boat ramp to spend hours of fun on the water. Stepping into this lovely home, you’ll immediately notice the upgrades and wide-open spaces: luxury vinyl wood plank flooring, a light and bright spacious kitchen with white cabinets and pass-through window to the even larger dining room. The generously appointed living room (14’x22’) with crown molding also has a handy dry bar area, perfect for display or wine/cocktail station. You won’t be able to draw your eyes from the oversized glass sliders to the covered and screened lanai that faces east. Enjoy your morning coffee with peaceful views of the sunrise on your own private back porch. With a fantastic split bedroom plan, the expanded first floor layout offers a primary suite that is a retreat unto itself: two separate sink vanities, large walk-in closet, separate toilet and shower room, and even more closet and hanging space behind the custom mirrored built-in cabinets. This bedroom (12’x16’) with views of the towering oaks also offers access to the back lanai through glass sliders. On the opposite side of the home are two sizable bedrooms, the hallway full bath with tub/shower combo, the in-unit laundry closet, and a utility room with even more storage cabinets. Carmel by the Lake is like living in your own private gated resort with community pool, hot tub, tennis/pickleball court, clubhouse and lakeside walking paths. The monthly HOA is very comprehensive and offers a lot: high-speed internet, cable with over 200 channels, water, sewer, trash, grounds upkeep, building exterior maintenance, and community maintenance. Location is prime as you are just minutes away from many shopping options, restaurants, and major roadways for an easy commute to all that Central Florida has to offer.
Last checked:
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Last updated Jun 14, 2025
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MLS# O6318252 —
The Building
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Year Built:1984
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New Construction:false
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Construction Materials:Block
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Building Elevator:true
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Levels:One
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Stories Total:4
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Roof:Built-Up
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Foundation Details:Slab
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Window Features:Blinds
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Patio And Porch Features:Rear Porch
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Security Features:Gated Community
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Floor Number:1
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Unit Number:120
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Building Area Total:2214
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Crown Molding
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Flooring:Ceramic Tile
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Additional Rooms:Inside Utility
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Fireplace:false
Room Dimensions
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Living Area:1876
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:From 436 and Howell Branch Road. Head north on 436. Right onto Carmel Circle. Property is through the gate and on the right.
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Latitude:28.636845
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Longitude:-81.320162
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Coordinates:-81.320162, 28.636845
The Property
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Parcel Number:28213051800005130
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Property Type:Residential
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Property Subtype:Condominium
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Property Attached:true
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Total Acres:Non-Applicable
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Zoning:PRD
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Direction Faces:West
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View:Trees/Woods
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View:true
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Exterior Features:Sliding Doors
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Water Source:Public
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Road Surface Type:Asphalt
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Flood Zone Code:X
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Additional Parcels:false
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Homestead:false
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Lease Restrictions:true
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (321) 277-8271
- Office phone:
- (407) 545-6430
Taxes
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Tax Year:2024
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Tax Legal Description:UNIT 513 CARMEL BY THE LAKE UNIT 3 A CONDO PB 31 PGS 20 TO 23
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Tax Book Number:31-20
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Tax Annual Amount:$3,775.72
Beds
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Bedrooms Total:3
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
The Listing
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Virtual Tour URL Branded:https://vimeo.com/1092970871/ed8c358015?ts=0&share=copy
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Virtual Tour URL Unbranded:https://vimeo.com/1092970871/ed8c358015?ts=0&share=copy
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Cable Connected
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher
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Laundry Features:Laundry Closet
Schools
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Elementary School:Sterling Park Elementary
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Middle Or Junior School:South Seminole Middle
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High School:Lake Howell High
The Community
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Subdivision Name:CARMEL BY THE LAKE UNIT 3
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Senior Community:false
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Community Features:Community Boat Ramp
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Waterview:Creek
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Waterview:true
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Water Access:Lake
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Water Access:true
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Water Extras:Boat Ramp - Private
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Water Body Name:HOWELL CREEK, LAKE HOWELL
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Waterfront:true
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Waterfront Features:Creek
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Pool Private:false
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Pets Allowed:Yes
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Pet Restrictions:See HOA for restrictions. Buyer to verify.
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# of Pets:2
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Max Pet Weight:100
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Association Amenities:Cable TV
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Association:true
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Association Fee Includes:Cable TV
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Association Fee Requirement:None
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Condo Fees:892
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Condo Fees Term:Monthly
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Monthly Condo Fee Amount:892
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Ownership:Condominium
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Association Approval Required:true
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Additional Water Information:Community boat ramp for Carmel by the Lake
Parking
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Garage:false
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Carport:true
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Carport Spaces:1
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Covered Spaces:1
Monthly cost estimate

Asking price
$249,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,333
|
Taxes | $314 |
Insurance | $68 |
Utilities | $171 See report |
Total | $1,886/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/13/25
Jun 13, 2025
|
Listed / Active | STELLAR_MLS | $249,000 | 84.4% (5.4% / YR) |
9/29/09
Sep 29, 2009
|
STELLAR_MLS | $135,000 |