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1148 Monroe Avenue

St. Cloud, FL 34769

3 beds
2 baths
1,302 sqft
3,703 sqft lot
$211 per sqft
1986 build
– on site

NEW ROOF installed May 2021. Come visit Move-in ready and thoughtfully updated, this 3-bedroom, 2-bathroom townhome in the quaint, hidden and beautifully maintained community of Palmar Oaks Village. Enjoy this bright and inviting living space that offers comfort and low maintenance. The A/C system that was updated in August 2015, providing added peace of mind and value. Step inside through the charming brick-accented façade into a spacious great room featuring vaulted ceilings, a neutral color palette, and a combination of easy-care tile and laminate flooring that creates a welcoming, airy feel. At the heart of the home, the kitchen offers abundant cabinetry, a full suite of appliances, a breakfast bar for casual dining, and clear sightlines to the open living and dining areas—perfect for everyday living and entertaining. The split floor plan places the primary suite at the rear of the home for enhanced privacy. It includes a walk-in closet and a private en-suite bath with a step-in shower. Two additional bedrooms are located on the opposite side of the home and share a full guest bathroom. Sliding glass doors open to a screened rear patio that overlooks green space—ideal for morning coffee or evening relaxation. A cozy front porch adds curb appeal and a warm welcome for guests. Additional features include a one-car garage with driveway parking, inside laundry hookups, and attic storage for extra convenience. Palamar Oaks Village offers residents a low-maintenance lifestyle with lawn care, exterior maintenance, a clubhouse, and a community pool—all covered by a low monthly HOA fee. Enjoy the nearby charm of Lakefront Park, historic downtown St. Cloud, local shops and restaurants, with easy access to US-192 and the Florida Turnpike.

Listing courtesy of STELLAR_MLS / KELLER WILLIAMS ADVANTAGE III

Last checked: Checking… • Last updated Jul 4, 2025 •

MLS# O6292123 —

The Building

Year Built:

1986
New Construction:

false
Construction Materials:

Brick
Levels:

One
Roof:

Shingle
Foundation Details:

Slab
Building Area Total:

1944
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Flooring:

Ceramic Tile
Fireplace:

false

Room Dimensions

Living Area:

1302
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

Take 417 to 192, Turn onto Interior street and onto Monroe Avenue
Latitude:

28.247233
Longitude:

-81.310832
Coordinates:

-81.310832, 28.247233

The Property

Parcel Number:

042630004200010270
Property Type:

Residential
Property Subtype:

Townhouse
Lot Size Acres:

0.08
Lot Size Area:

3703
Lot Size SqFt:

3703
Lot Size Units:

Square Feet
Total Acres:

0 to less than 1/4
Zoning:

SPUD
Direction Faces:

East
View:

false
Exterior Features:

Other
Water Source:

Public
Road Surface Type:

Paved
Flood Zone Code:

X
Flood Zone Panel:

12097C0256G
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

27
Tax Block:

1
Tax Legal Description:

REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 27
Tax Book Number:

7-148
Tax Annual Amount:

$1,187

Beds

Bedrooms Total:

3

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2

The Listing

Virtual Tour URL Unbranded:

https://tours.snaphouss.com/1148monroeavenuesaintcloudfl34769?b=0
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Public
Sewer:

Public Sewer

Appliances

Appliances:

Dryer
Laundry Features:

In Garage

The Community

Subdivision Name:

PALAMAR OAKS VILLAGE REP
Senior Community:

false
Community Features:

Community Mailbox
Waterview:

false
Water Access:

false
Waterfront:

false
Spa:

false
Pool Private:

false
Pool Features:

In Ground
Pets Allowed:

Breed Restrictions
Pet Restrictions:

Please confirm with HOA any pet restrictions
Association Amenities:

Maintenance
Association:

true
Association Fee:

186.9
Association Fee Frequency:

Monthly
Association Fee Includes:

Community Pool
Association Fee Requirement:

Required
Monthly HOA Amount:

186.9
Ownership:

Fee Simple
Association Approval Required:

false

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

1
Carport:

false
Covered Spaces:

1

Monthly cost estimate

Asking price

$275,000

Expense	Monthly cost
Mortgage	$1,472
Taxes	$98
Insurance	$75
HOA fees	$187
Utilities	$148 See report
Total	$1,980/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/2/25 Jul 2, 2025	Price Changed	STELLAR_MLS	$275,000	-3.5%
5/23/25 May 23, 2025	Listed / Active	STELLAR_MLS	$285,000	96.6% (12.6% / YR)
10/3/17 Oct 3, 2017		STELLAR_MLS	$145,000

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This townhouse located in Palamar Oaks Village, St. Cloud, FL 34769 is currently for sale for $275,000. 1148 Monroe Avenue is a 1,302 square foot townhouse with 3 beds and 2 baths that has been on Estately for 50 days. 1148 Monroe Avenue is in the Palamar Oaks Village neighborhood of St. Cloud and has a WalkScore® of 58, making it somewhat walkable.

Listing Courtesy of: STELLAR_MLS and KELLER WILLIAMS ADVANTAGE III.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.