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109 Ridge Cove Lane

Swansboro, NC 28584

5 beds
3 baths
2,330 sqft
~1 acre lot
$182 per sqft
2020 build
– on site

Beautiful Custom Home Built in 2020 - No City Taxes! PREFERRED LENDER OFFERING $2000 lender credit!This unique, custom-built home is packed with high-end upgrades you won't find in typical new builds.5 Spacious Bedrooms - One on the main floor and a huge bonus room over the garage that can double as a bedroom or family room.3 Modern Bathrooms - Including a spa-like primary suite with soaking tub, walk-in shower, double vanity, and walk-in closet.Open Living Areas - Includes a separate dining room, open-concept kitchen, breakfast nook, cozy living room with gas fireplace, laundry room, and a fun kids' hideaway under the stairs.Chef's Kitchen - Granite counters, stainless steel appliances, soft-close cabinets, and LVP flooring.2-Car Garage & Storage Shed - Plenty of room for vehicles and extras.Backyard Oasis - Partially fenced, extends through wooded area to a small creek.Stylish & Energy Efficient - 9ft ceilings, upgraded trim, modern lighting, ceiling fans, zoned heating/cooling, energy-efficient windows, and a steel front door.Located close to shopping, beaches, and military bases (with occasional training noise). Call listing agent for the construction feature list and to set your personal viewing appointment! You'll never know you are near the hustle and bustle of this popular coastal city. Your home sweet home is nestled away in a country-type setting! Come live here and explore the beauty of the NC Crystal Coast!

Listing courtesy of HIVE / Keller Williams Crystal Coast

Last checked: Checking… • Last updated Jul 3, 2025 •

MLS# 100517227 —

The Building

Year Built:

2020
Construction:

Wood Frame
Construction Type:

Stick Built
Roof:

Architectural Shingle
Attic:

Eave Storage, Floored - Partial
Stories:

2.0
Stories/Levels:

Two
Exterior Finish:

Vinyl Siding
Foundation:

Slab
SqFt - Heated:

2,330 Sqft
Exterior Features:

Cluster Mailboxes, DP50 Windows
Patio and Porch Features:

Patio
Green Building Features:

Prog Thermostats
Window Features:

Thermal Windows
Security Features:

Smoke Detector(s)

Interior

Interior Features:

Blinds/Shades, Vaulted Ceiling(s), Walk-In Closet(s), Pantry, High Ceilings, Gas Log, Entrance Foyer, Ceiling Fan(s)
# Rooms:

8
Dining Room Type:

Formal
Flooring:

Carpet, LVT/LVP
Fireplace:

1
Laundry Features:

Hookup - Dryer, Laundry Room, Hookup - Washer

Financial & Terms

Terms:

Assumable, USDA Loan, VA Loan, FHA, Conventional, Cash

Location

Directions to Property:

West on HWY 24 turn right at the stoplight at Walmart onto Norris Rd. Go to the end of Norris Rd, turn right onto Swansboro Loop Rd. Ridge Cove subdivision will be a short distance on your left. House is on the left at the cul-de-sac.
Location Type:

Mainland
City Limits:

No

The Property

Property Type:

A
Subtype:

Single Family Residence
Lot #:

5
Lot Features:

Cul-De-Sac
Lot Dimensions:

58x265x120x37x262
Lot SqFt:

43,560 Sqft
Waterfront:

No
Zoning:

RA
Acres Total:

1.00
Fencing:

Back Yard, Partial, Metal/Ornamental
Other Structures:

Shed(s)
Road Type/Frontage:

Maintained, Public (City/Cty/St), Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Property Taxes:

$2,020.48

Beds

Bedrooms:

5

Baths

Total Baths:

3.00
Full Baths:

3

Heating & Cooling

Heating:

Fireplace(s), Zoned, Heat Pump
Heated SqFt:

2200 - 2399
Cooling:

Central Air, Zoned

Utilities

Utilities:

Cable Available, Water Connected
Water Heater:

Electric
Sewer:

Septic Tank
Water Source:

County Water

Appliances

Appliances/Equipment:

Built-In Electric Oven, Refrigerator, Electric Cooktop, Dishwasher, Built-In Microwave

Schools

School District:

Onslow

The Community

Subdivision:

Ridge Cove
HOA: Association Fee 1/Year:

360.00
HOA and Neigh Amenities:

Maint - Comm Areas
HOA:

Yes

Parking

Garage & Parking: Total # Garage Spaces:

2.00
Garage & Parking: Attached Garage Spaces:

2.00
Parking Features:

Concrete, Garage Door Opener, Off Street, Garage Faces Front

Monthly cost estimate

Asking price

$425,000

Expense	Monthly cost
Mortgage	$2,275
Taxes	$168
Insurance	$116
Utilities	$155 See report
Total	$2,714/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/3/25 Jul 3, 2025	Listed / Active	HIVE	$425,000	4.9% (2.6% / YR)
8/17/23 Aug 17, 2023		HIVE	$405,000	35.0% (13.0% / YR)
12/3/20 Dec 3, 2020		HIVE	$299,900

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This house located in NC 28584 is currently for sale for $425,000. 109 Ridge Cove Lane is a 2,330 square foot house with 5 beds and 3 baths that has been on Estately for 0 days. This house is in the attendance area of Swansboro Middle School, Swansboro Elementary School, and Swansboro High School.

Listing Courtesy of: HIVE and Keller Williams Crystal Coast.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.